BELGIUMCARGO

Active

Private limited company (pre-2019)founded 200818 yrs activeHeirbrugstraat 361, 9160 Lokeren, BelgiumKBO/BCE: BE 0894.909.528

Summary

BELGIUMCARGO has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €198,867 and a net result of -€1,173. Equity remains stable across the filed fiscal years (±0.6% per year). The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisWatch Report Compare

BELGIUMCARGOActiveChecked score 80/100

Risk analysis Report Compare

Activity

Goederenvervoer over de weg, vervoer van allerhande goederen, zowel vaste als vloeibare goederen

From the articles, 11 activitiesNo NACE code in the KBO yet1 site

Size

€635,090total assets 2025

Equity: €198,867
Loss: -€1,173

Turnover not published (abridged schema)

Financial health

80 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.5%

Structure

Holdings: 1

Accounts 1 d early1 of 4 deeds read

Why 80- Liquidity: current ratio 2.89, cash €921- 1 of the last 3 late+ Size: total assets €635,090+ Figures for FY 2025 (filed 02-02-2026)Show the evidence

Checked score

Score 2025

80 / 100

Excellent

Probability in this band: under 0.55%

Better than 33% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 56=

equity 31.3% of total assets

Liquidity 50=

short-term debt 0.6% · cash 0.1%

Profitability 19+1

return on assets -0.2%

Bankruptcy probability, 12 months

0.5% Low

0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 1.1% 12-2024: 1.1%▲ +1.6% vs 11-2024 01-2025: 1.4%▲ +22.6% vs 12-2024highest value 02-2025: 0.5%▼ -65.5% vs 01-2025 03-2025: 0.5%● 0.0% vs 02-2025 04-2025: 0.5%● 0.0% vs 03-2025 05-2025: 0.5%● 0.0% vs 04-2025 06-2025: 0.5%● 0.0% vs 05-2025 07-2025: 0.5%▲ +10.1% vs 06-2025 08-2025: 0.5%● 0.0% vs 07-2025 09-2025: 0.5%● 0.0% vs 08-2025 10-2025: 0.5%▼ -10.1% vs 09-2025lowest value 11-2025: 0.5%▲ +2.4% vs 10-2025 12-2025: 0.5%▲ +11.0% vs 11-2025 01-2026: 0.7%▲ +24.2% vs 12-2025 02-2026: 1.0%▲ +59.7% vs 01-2026 03-2026: 0.5%▼ -53.5% vs 02-2026 04-2026: 0.5%● 0.0% vs 03-2026 05-2026: 0.5%● 0.0% vs 04-2026 06-2026: 0.5%● 0.0% vs 05-2026 07-2026: 0.6%▲ +17.4% vs 06-2026 08-2026: 0.6%● 0.0% vs 07-2026 09-2026: 0.6%● 0.0% vs 08-2026 10-2026: 0.5%▼ -10.0% vs 09-2026

Size: total assets €635,090 lowers the probability for this profile
Liquidity: current ratio 2.89, cash €921 raises the probability
1 of the last 3 late raises the probability
Figures for FY 2025 (filed 02-02-2026) lowers the probability

Credit up to €15,000 at 30 days acceptable

Liquidity ample (current ratio 2.89 against 4.04 in 2024; short-term debt: 0.6% and cash: 0.1% of total assets), but 68.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 34%, liquidity 39%, profitability 16%, growth against the median 43%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €635,090

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Liquidity: current ratio 2.89, cash €921

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Figures for FY 2025 (filed 02-02-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

1 d early

2024

15 d early

2023

70 d late

2022

22 d early

2021

17 d early

2020

10 d late

2019

2 d early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 3 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 16 January (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

30-06-2026 close06-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

26-08-26 Restructuring · MiscellaneousAppointment: COMPASS AUDIT BV (company…
30-01-26 Annual accounts filedfiscal year 2025 · micro…
16-01-25 Annual accounts filedfiscal year 2024 · micro…