BELGIUM TRADERS
ActiveBELGIUM TRADERS has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €140k and a net result of €-31k. Equity is shrinking by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 29% of 9114 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability26▼-9
Solvency36=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.26 against 6.66 in 2024; short-term debt: 20.3% and cash: 1% of total assets), and 89.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
1 d early
2023
28 d late
2022
30 d late
2021
24 d early
2020
16 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€140k▼ 18.3%
2024 · €171k
2018: €207k
2019: €206k
2020: €189k
2021: €185k
2022: €178k
2023: €139k
2024: €171k
2018 → 2025
Total assets
€1.33M▼ 18.5%
2024 · €1.63M
2018: €245k
2019: €254k
2020: €894k
2021: €1.02M
2022: €1.33M
2023: €1.33M
2024: €1.63M
2018 → 2025
Net result
€-31k
2024 · €32k
2018: €3k
2019: €-245
2020: €-18k
2021: €-4k
2022: €-7k
2023: €-39k
2024: €32k
2018 → 2025
Working capital
€-200k
2024 · €304k
2021: €228k
2022: €19k
2023: €-29k
2024: €304k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€185k-€178k▼ 3.9%€139k▼ 21.8%€171k▲ 23.4%€140k▼ 18.3%
Operating result€4k-€-7k€-7k▼ 3.3%€164k€20k▼ 87.8%
Net result€-4k-€-7k▼ 93.9%€-39k▼ 434%€32k€-31k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 88% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.33M
Fixed assets
€1.26M▼ 1.0%
Current assets
€70k▼ 80.5%
Equity and liabilities €1.33M
Equity
€140k▼ 18.3%
Debt
€1.19M▼ 18.5%
The debt ratio stays at 89.5%.
Key figures and ratios
EBITDA
€64k▼
2024 · €208k
Cash flow
€13k▼
2024 · €76k
Solvency
10.5%▲
2024 · 10.5%
Current ratio
0.26▼
2024 · 6.66
Quick ratio
0.26▼
2024 · 6.66
Debt / equity
8.49▼
2024 · 8.52
ROE
-22.3%▼
2024 · 19.0%
ROA
-2.4%▼
2024 · 2.0%
Interest coverage
1.25▼
2024 · 1.67
Debt
€1.19M▼
2024 · €1.46M
Debt ≤ 1 year
€269k▲
2024 · €54k
Debt > 1 year
€920k▼
2024 · €1.40M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.63M€1.33M▼
Fixed assets21/28€1.27M€1.26M▼
Tangible fixed assets22/27€1.27M€1.26M▼
Land and buildings22€1.27M€1.25M▼
Plant, machinery and equipment23€5k€5k▼
Current assets29/58€357k€70k▼
Amounts receivable within one year40/41€349k€55k▼
Trade receivables40€30k€20k▼
Other amounts receivable41€319k€34k▼
Cash at bank and in hand54/58€6k€13k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.63M€1.33M▼
Equity10/15€171k€140k▼
Contributions10/11€198k€198k=
Capital10€198k€198k=
Issued capital100€198k€198k=
Reserves13€8k€8k=
Non-distributable reserves130/1€421€421=
Legal reserve130€421€421=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€-35k€-67k▼
Amounts payable17/49€1.46M€1.19M▼
Amounts payable after more than one year17€1.40M€920k▼
Financial debts170/4€1.40M€920k▼
Amounts payable within one year42/48€54k€269k▲
Current portion of amounts payable after more than one year42€29k€29k▲
Trade debts44€25k€1k▼
Suppliers440/4€25k€1k▼
Taxes, remuneration and social security45-€5k
Taxes450/3-€5k
Other amounts payable47/48-€234k
Accrued charges and deferred income492/3€297-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€44k▲
Other operating charges640/8€25k€2k▼
Gross operating margin9900€232k€66k▼
Operating profit (loss)9901€164k€20k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€125k€51k▼
Recurring financial charges65€125k€51k▼
Profit (loss) for the period before taxes9903€40k€-31k▼
Income taxes67/77€7k-
Profit (loss) for the period9904€32k€-31k▼
Profit (loss) for the period to be appropriated9905€32k€-31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-35k€-67k▼
Profit (loss) brought forward from the previous period14P€-68k€-35k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €32k
Net result €32k after 5 loss-making years.
31-12
Financial
Liquidity times 17current ratio 6.66
Current ratio from 0.40 to 6.66.
31-12
Financial
Equity above €150kEq €171k ▲23.4%
Equity rises from €139k to €171k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €-39k
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Willibrordusweg 73680 MaaseikGround area
1,011 m²
Building footprint
220 m²
Volume, LiDAR
608 m³
Parcel 72021B0657/00K000, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BELGIUM TRADERS
since 19872.029.803.192
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72021B0657/00K000 | Flanders | 1,011 m² | 1 · 220 m² | 7.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Kristine Adriaenssens jurist
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MOLENHEIDE
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Of 9,134 companies in sector 68201 we hold annual accounts for 6,762. 4,502 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded25-06-1987
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.