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Belgium Retail

Active
Private limited companyfounded 2017active for 9 yearsWoluwedal 70, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0681.901.387
Summary

The computed 12-month bankruptcy probability of Belgium Retail is 3.3% (moderate). The 2025 annual accounts show negative equity (-€400,345) and a net result of €145,190. Equity has been shrinking by about 34% per year since 2018. Its solvency ranks better than 8% of 12,775 sector peers (NACE 47, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 29-09-2017 Normal situation
Registered office
70 active companies are registered at this address 3 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
Retail sale of women's outerwear NACE 47711and 4 others
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
Establishment unit
2.300.093.890 1200 Sint-Lambrechts-Woluwe, since 12-03-2020
Financial year end
31 December
Peppol
Reachable since 22-11-2025

Board and ownership

Board
  • TRANSVERSALEDirector · since 20-12-2023 · permanent representative SCHOCKAERT Arnaud Michel Ghislain
Shareholders

Financial position

50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.3%
Annual accounts 2025
Gross margin
€592,648
▲ 140%
Turnover
≈ €2.2m
estimated
Profit
€145,190
Equity
-€400,345
▲ 26.6%
Total assets
€1.4m
▲ 89.6%
Employees on 31-12-2025
11
▼ 15.4%
  • Negative equity on 31-12-2025
Filed on 14-07-2026, 17 days before the deadline
Score breakdownraises riskNegative equity -€400,3451 of the last 3 accounts late1 change of registered office in 24 monthslowers riskFigures for financial year 2025 (filed on 14-07-2026)Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 42% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -27.9% of total assets
Liquidity 12-7
short-term debt 121.4% · cash 9.3%
Profitability 81+81
return on assets 10.1%
Bankruptcy probability within 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 2.1% 01-2025: 2.1%● unchanged vs 12-2024 02-2025: 2.1%● unchanged vs 01-2025 03-2025: 2.0%▼ -0.1 percentage points vs 02-2025 04-2025: 2.0%● unchanged vs 03-2025 05-2025: 2.0%● unchanged vs 04-2025lowest value 06-2025: 2.0%● unchanged vs 05-2025 07-2025: 2.0%● unchanged vs 06-2025 08-2025: 2.5%▲ +0.5 percentage points vs 07-2025 09-2025: 2.2%▼ -0.3 percentage points vs 08-2025 10-2025: 2.2%● unchanged vs 09-2025 11-2025: 2.2%● unchanged vs 10-2025 12-2025: 2.2%● unchanged vs 11-2025 01-2026: 2.2%● unchanged vs 12-2025 02-2026: 2.2%● unchanged vs 01-2026 03-2026: 2.1%▼ -0.1 percentage points vs 02-2026 04-2026: 2.1%● unchanged vs 03-2026 05-2026: 2.1%● unchanged vs 04-2026 06-2026: 2.1%● unchanged vs 05-2026 07-2026: 2.2%▲ +0.1 percentage points vs 06-2026 08-2026: 2.8%▲ +0.6 percentage points vs 07-2026 09-2026: 3.3%▲ +0.5 percentage points vs 08-2026highest value 10-2026: 3.3%● unchanged vs 09-2026highest value 11-2026: 3.3%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.72 (0.42 in 2024), below 1. Short-term debt is 121.4% and cash 9.3% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 12% on liquidity, 74% on profitability and 77% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Negative equity -€400,345
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 14-07-2026)
NBB · annual accounts
raises risk · 1 of the last 3 accounts late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 12775 sector peers (2025).
NBB · sector comparison
Position among 12775 sector peers
Solvency
better than 8%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
17 days early
2024
13 days late
2023
58 days late
2022
4 days early
2021
3 days early
2020
26 days late
2019
25 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 14 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€400,345 View
  • Caution: Less equity than 95% of companies in retail tradesector median €236,726 · 12,785 companies -€400,345 View
  • Positive: Back in profit in 2025after a loss of €191,485 in 2024 €145,190 View

Recent changes

  1. · Gazette deed Registered office moved within BruxellesPermanent representative: Amaud Schockaert
  2. · Gazette deed Resignation: Belgian Quality (manager)Appointment: TRANSVERSALE (director) · Permanent representative: SCHOCKAERT Arnaud
  3. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as Belgium Retail: retail sale of women's outerwear (NACE 47711). They are comparable in size and age: total assets between €953,000 and €1.5m, founded between 2014 and 2018.

CompanyTotal assetsGross margin
Belgium Retail Sint-Lambrechts-Woluwe€1.4m€0.6m
SOEUR BELGIQUE Watermaal-Bosvoorde€1.5m€0.5m
SMILE.be Verviers€1.2m€0.7m
BIKAÏ Hooglede€1.1m€0.6m
IRO Belgique Elsene€1.4m€0.5m
JONI SCHOTS Boechout€1.4m€0.3m
MARISTYL Charleroi€1.0m€0.4m
Full comparison

Key facts about Belgium Retail

What is the company number of Belgium Retail?
The company number of Belgium Retail is 0681.901.387. The VAT number is the same number with BE in front: BE 0681.901.387.
Where is Belgium Retail based?
The registered office is at Woluwedal 70, 1200 Sint-Lambrechts-Woluwe.Company details
What does Belgium Retail do?
According to the KBO register, the main activity is retail sale of women's outerwear (NACE 47711).
What is the legal form of Belgium Retail?
The legal form of Belgium Retail is Private limited company (BV).
When was Belgium Retail founded?
Belgium Retail was founded on 29-09-2017.
Is Belgium Retail still active?
Yes, Belgium Retail is an active enterprise in the KBO register.
How many employees does Belgium Retail have?
Belgium Retail had an average of 9.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Belgium Retail fall under?
In its 2025 annual accounts, Belgium Retail states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of Belgium Retail?
The turnover in financial year 2025 is ≈ €2.2m. This figure is estimated from the gross margin of €592,648 and 47 comparable companies (NACE 477). It probably lies between €1.7m and €3.5m.
Is Belgium Retail profitable?
In financial year 2025, Belgium Retail made a profit of €145,190.
Where can I find the annual accounts of Belgium Retail?
Belgium Retail filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Belgium Retail due?
Belgium Retail must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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