BELGIUM DRIVER SERVICES
ActiveThe computed 12-month bankruptcy probability of BELGIUM DRIVER SERVICES is 4.2% (elevated). The 2025 annual accounts show equity of €27k and a net result of €-11k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 51% of 4564 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
41
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability24▼-62
Solvency65▼-11
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
4.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity short (current ratio 0.53 against 1.09 in 2024; short-term debt: 59.7% and cash: 13.1% of total assets), and 59.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.3%
Return on assets
-16.6%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
8 d early
2024
1 d early
2023
27 d late
2022
66 d late
2021
16 d late
2020
1 d early
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€31k
EBIT margin
19.5%
Net result
€-11k
2024 · €10k
2018: €6k
2019: €-217
2020: €-14k
2021: €-2k
2022: €12k
2023: €7k
2024: €10k
2018 → 2025
Working capital
€-18k
2024 · €3k
2018: €12k
2019: €2k
2020: €2k
2021: €-11k
2022: €-6k
2023: €-15k
2024: €3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€20k▲ 145%€27k▲ 36.2%€37k▲ 38.1%€27k▼ 29.2%
Operating result€711-€12k▲ 1,619%€3k▼ 71.6%€14k▲ 291%€-925
Net result€-2k-€12k€7k▼ 38.8%€10k▲ 43.3%€-11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €925 after €14k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66k
Fixed assets
€45k▲ 31.3%
Current assets
€21k▼ 47.4%
Equity and liabilities €66k
Equity
€27k▼ 29.2%
Debt
€39k▲ 7.3%
The debt ratio rises from 49.5% to 59.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€2k▼
2024 · €30k
Cash flow
€-8k▼
2024 · €27k
Solvency
40.3%▼
2024 · 50.5%
Current ratio
0.53▼
2024 · 1.09
Quick ratio
0.53▼
2024 · 1.09
Debt / equity
1.48▲
2024 · 0.98
ROE
-41.3%▼
2024 · 27.6%
ROA
-16.6%▼
2024 · 13.9%
Interest coverage
2.91▼
2024 · 367.26
Debt
€39k▲
2024 · €37k
Debt ≤ 1 year
€39k▲
2024 · €37k
Income taxes
€864
Staff costs
€503▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€74k€66k▼
Fixed assets21/28€34k€45k▲
Tangible fixed assets22/27€33k€44k▲
Furniture and vehicles24€33k€44k▲
Financial fixed assets28€1k€1k=
Current assets29/58€40k€21k▼
Amounts receivable within one year40/41€10k€12k▲
Trade receivables40€9k€3k▼
Other amounts receivable41€1k€9k▲
Cash at bank and in hand54/58€29k€9k▼
Deferred charges and accrued income490/1€610€210▼
Equity and liabilities
Total equity and liabilities10/49€74k€66k▼
Equity10/15€37k€27k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€17k€6k▼
Amounts payable17/49€37k€39k▲
Amounts payable within one year42/48€37k€39k▲
Trade debts44€6k€1k▼
Suppliers440/4€6k€1k▼
Taxes, remuneration and social security45€30k€16k▼
Taxes450/3-€55
Remuneration and social security454/9€30k€16k▼
Other amounts payable47/48-€22k
Income statement
Code20242025
Remuneration, social security and pensions62€4k€503▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€3k▼
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A€2k€1k▼
Gross operating margin9900€39k€7k▼
Operating profit (loss)9901€14k€-925▼
Financial income75/76B€5€556▲
Recurring financial income75€5€8▲
Non-recurring financial income76B-€548
Financial charges65/66B€3k€10k▲
Recurring financial charges65€82€812▲
Non-recurring financial charges66B€3k€9k▲
Profit (loss) for the period before taxes9903€10k€-10k▼
Income taxes67/77-€864
Profit (loss) for the period9904€10k€-11k▼
Profit (loss) for the period to be appropriated9905€10k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€6k▼
Profit (loss) brought forward from the previous period14P€7k€17k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 1.09
Current ratio from 0.53 to 1.09.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 66 days late
2022
31-12
Financial
Back to profitnet €12k
Net result €12k after 3 loss-making years.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zuidlaan 521000 BrusselGround area
236 m²
Building footprint
236 m²
Volume, LiDAR
3,248 m³
2 parcels, Brussels, Flanders · tallest building 22.2 m, ±7 floors. Linked by address, not a title deed.
2 establishment units
PRIVATE LIMO SERVICES
since 20182.276.506.163
BELGIUM DRIVER SERVICES
since 20182.276.844.772
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21810L2203/00G002 | Brussels | 144 m² | 1 · 144 m² | 22.1 m · 7 fl. |
| 23017D0251/00B002 | Flanders | 92 m² | 1 · 93 m² | 11.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MAD SERVICES
BE 1004.715.112
Drogenbos · Eq €27k
CHR EXPRESS
BE 1016.260.189
Anderlecht · Eq €27k
TAXI OKLM
BE 0688.943.389
Schaarbeek · Eq €27k
AFSL INVEST
BE 1005.501.901
Brussel · Eq €26k
MURS
BE 0424.338.277
Tubize · Eq €27k
Of 6,687 companies in sector 49330 we hold annual accounts for 2,291. 1,986 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-04-2018
Fiscal year end31-12
Activities, NACEBEL
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.