Belgico
ActiveBelgico has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-66k) and a net result of €-2k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 15% of 9098 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
10
/ 100
Critical▲ +2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▼-36
Solvency44=
Growth38▼-14
Stability94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.99 against 0.99 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-1.7%
Return on assets
0%
Age of the figures
8 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year -€66k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
26 d late
2024
28 d late
2023
31 d late
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€6k▼ 93.7%
2023 · €96k
2023: €96k
2023 → 2024
EBIT margin
92.6%▲ 96.1pp
2023 · -3.5%
2023: -3.5%
2023 → 2024
Net result
€-2k
2024 · €5k
2022: €-71k
2023: €-4k
2024: €5k
2022 → 2025
Working capital
€-53k▼ 16.1%
2024 · €-46k
2022: €-26k
2023: €-70k
2024: €-46k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€96k€6k▼ 93.7%
Equity€-66k-€-70k▼ 5.9%€-65k▲ 7.8%€-66k▼ 2.8%
Operating result€-71k-€-3k▲ 95.2%€6k€-1k
Net result€-71k-€-4k▲ 94.5%€5k€-2k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €1k after €6k in 2024.
Key figures and ratios
Solvency
-1.7%▲
2024 · -1.7%
Current ratio
0.99▼
2024 · 0.99
Quick ratio
0.02▲
2024 · 0.01
Debt / equity
-60.87▼
2024 · -60.33
ROE
2.7%▲
2024 · -8.4%
ROA
0.0%▼
2024 · 0.1%
Debt
€4.04M▲
2024 · €3.90M
Debt ≤ 1 year
€4.03M▲
2024 · €3.88M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.83M€3.98M▲
Current assets29/58€3.83M€3.98M▲
Stocks and contracts in progress3€3.81M€3.91M▲
Stocks30/36€3.81M€3.91M▲
Amounts receivable within one year40/41€24k€17k▼
Trade receivables40€17k€17k=
Other amounts receivable41€7k€0▼
Cash at bank and in hand54/58€516€45k▲
Equity and liabilities
Total equity and liabilities10/49€3.83M€3.98M▲
Equity10/15€-65k€-66k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-70k€-71k▼
Amounts payable17/49€3.90M€4.04M▲
Amounts payable within one year42/48€3.88M€4.03M▲
Financial debts43€2.75M€2.75M=
Credit institutions430/8€2.75M€2.75M=
Trade debts44€60k€60k▼
Suppliers440/4€60k€60k▼
Other amounts payable47/48€1.07M€1.22M▲
Accrued charges and deferred income492/3€19k€13k▼
Income statement
Code20242025
Turnover70€6k-
Other operating charges640/8€449€1k▲
Gross operating margin9900€6k€-88▼
Operating profit (loss)9901€6k€-1k▼
Financial charges65/66B€164€687▲
Recurring financial charges65€164€687▲
Profit (loss) for the period before taxes9903€5k€-2k▼
Profit (loss) for the period9904€5k€-2k▼
Profit (loss) for the period to be appropriated9905€5k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-70k€-71k▼
Profit (loss) brought forward from the previous period14P€-75k€-70k▲
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Plankstraat 133800 Sint-TruidenGround area
1,274 m²
Building footprint
280 m²
Parcel 71053H0384/00K000, Flanders. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71053H0384/00K000 | Flanders | 1,274 m² | 1 · 280 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 187,000 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | -799,892 EUR | 0 EUR |
| 2023 | 1 | -267,312 EUR | 0 EUR |
| 2022 | 1 | 1,254,204 EUR | 0 EUR |
Schemes
Procedure groene warmte, restwarmte en energie-efficiënte stadsverwarming
Similar companies · same sector and region
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B. BERISHA REAL ESTATE
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 9,635 companies in sector 68121 we hold annual accounts for 7,328.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2021
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.