Financials
- Financial year
- 2025
- Total assets
- €3,992
- Loss
- -€2,691
- Solvency
- 57.8%
BELGIAN EXPERTS
ActiveSummary
The computed 12-month bankruptcy probability of BELGIAN EXPERTS is 2.2% (moderate). The annual accounts of BELGIAN EXPERTS for financial year 2025 show a net loss of 67% of total assets. The 2025 annual accounts show equity of €2,309 and a net result of -€2,691. Its solvency ranks better than 70% of 145 sector peers (NACE 20, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Manufacture of chemicals and chemical products
NACE 20150
1 site
Size
€3,992total assets 2025
- Equity
- €2,309
- Loss
- -€2,691
Turnover not published (micro format)
Structure
Accounts filed 30 days late
Why 52raises riskFounded in 2025Liquidity: current ratio 0.66, cash €7Latest accounts 30 days latelowers riskEquity €2,309 (57.8% of total assets)Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 35% of its sector peers (NACE 20, micro)
Financial strength
Weak
Solvency
83
equity 57.8% of total assets
Liquidity
30
short-term debt 42.2% · cash 0.2%
Profitability
0
return on assets -67.4%
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2026: 1.6%lowest value
04-2026: 1.7%▲ +0.1 percentage points vs 03-2026
05-2026: 1.7%● unchanged vs 04-2026
06-2026: 2.1%▲ +0.4 percentage points vs 05-2026
07-2026: 2.1%● unchanged vs 06-2026
08-2026: 2.4%▲ +0.3 percentage points vs 07-2026highest value
09-2026: 2.2%▼ -0.2 percentage points vs 08-2026
10-2026: 2.2%● unchanged vs 09-2026
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 20, micro): better than 65% on solvency, 29% on liquidity and 11% on profitability.
The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
30 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: ELOZEIRI Ihab (director) ·…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Manufacture of chemicals and chemical productsNACE 20150
- Founded
- 11-02-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 8
- Annual meeting
- Fourth Wednesday of June at 16:00
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