Belgian Cacao
ActiveSummary
The computed 12-month bankruptcy probability of Belgian Cacao is 4.7% (elevated). The 2024 annual accounts show negative equity (€-524k) and a net result of €-574k. Its solvency ranks better than 5% of 803 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
15
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability0
Solvency0
Growth-
Track record79
Bankruptcy probability, 12 months
4.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.3; short-term debt: 131.7% and cash: 4.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-89.3%
Return on assets
-97.8%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-05-2026, 286 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filingDeviation from the deadline
2024
286 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€-524k
Total assets
€587k
Net result
€-574k
Working capital
€-538k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €587k
Fixed assets
€352k
Current assets
€235k
Key figures and ratios
EBITDA
€-442k
Cash flow
€-512k
Solvency
-89.3%
Current ratio
0.30
Quick ratio
0.18
Debt to equity
-2.12
ROA
-97.8%
Interest coverage
-6.39
Debt
€1.11M
Debt ≤ 1 year
€773k
Debt > 1 year
€338k
Income taxes
€375
Staff costs
€849k
Filed annual accounts As filed with the NBB · 2024 · 46 lines
Balance sheet
Code2024
Assets
Total assets20/58€587k
Fixed assets21/28€352k
Intangible fixed assets21€268k
Tangible fixed assets22/27€84k
Plant, machinery and equipment23€21k
Other tangible fixed assets26€63k
Current assets29/58€235k
Stocks and contracts in progress3€96k
Stocks30/36€96k
Amounts receivable within one year40/41€111k
Trade receivables40€107k
Other amounts receivable41€4k
Cash at bank and in hand54/58€28k
Equity and liabilities
Total equity and liabilities10/49€587k
Equity10/15€-524k
Contributions10/11€50k
Profit (loss) carried forward14€-574k
Amounts payable17/49€1.11M
Amounts payable after more than one year17€338k
Financial debts170/4€338k
Amounts payable within one year42/48€773k
Current portion of amounts payable after more than one year42€72k
Financial debts43€200k
Credit institutions430/8€150k
Other loans439€50k
Trade debts44€190k
Suppliers440/4€190k
Taxes, remuneration and social security45€78k
Taxes450/3€10k
Remuneration and social security454/9€68k
Other amounts payable47/48€233k
Income statement
Code2024
Remuneration, social security and pensions62€849k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€63k
Other operating charges640/8€12k
Gross operating margin9900€418k
Operating profit (loss)9901€-505k
Financial income75/76B€275
Recurring financial income75€275
Financial charges65/66B€69k
Recurring financial charges65€69k
Profit (loss) for the period before taxes9903€-574k
Income taxes67/77€375
Profit (loss) for the period9904€-574k
Profit (loss) for the period to be appropriated9905€-574k
Appropriation of the result
Profit (loss) to be appropriated9906€-574k
Social balance
Average headcount (FTE)90878.5
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
13-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 286 days late
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brugsesteenweg 5378800 RoeselareGround area
1,544 m²
Building footprint
1,067 m²
Volume, LiDAR
4,457 m³
Parcel 36505A0006/00C003, Flanders · tallest building 10.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Pralineur Vancoillie
since 20232.343.256.417
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36505A0006/00C003 | Flanders | 1,544 m² | 1 · 1,067 m² | 10.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,440 EUR awarded · 1,440 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,440 EUR | 1,440 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteRoeselare2.343.256.417
Similar companies · same sector, comparable size
CHOCOLATERIE VAN PARIJS
BE 0450.906.082
Roeselare · FTE 8.5
PASSION CHOCOLAT
BE 0867.285.215
Sint-Pieters-Woluwe · FTE 8.6
Etna Chocolade
BE 0402.212.181
Anderlecht · FTE 8.4
Ravico
BE 0402.823.875
Londerzeel · FTE 8.3
Massepain Sleeubus
BE 0404.852.363
Antwerpen · FTE 8.8
Of 725 companies in sector 10820 we hold annual accounts for 351. 142 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-03-2023
Fiscal year end31-12
Activities, NACEBEL 2025
10820Manufacture of cocoa, chocolate and sugar confectionery
10890Manufacture of food products
46360Wholesale trade
47120Other non-specialised retail sale
47241Retail sale of bread and pastry (bakery outlets)
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.