Belgian Bedding
ActiveSummary
Belgian Bedding has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €758,204 and a net result of €21,788. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 95% of 304 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability45▲+2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50,000 at 30 days acceptable
short-term debt: 0% and cash: 2% of total assets, and 0% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Manufacture of furniture (NACE 31)
about 43% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
100%
Return on assets
2.9%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-03-2025, 134 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
134 d early
2023
120 d early
2022
151 d early
2021
151 d early
2020
163 d early
2019
147 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 144 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 37% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
Turnover
€0▼ 100%
2023 · €6,638
EBIT margin
-85.5%▼ 83.8pp
2022 · -1.7%
Net result
€21,788▲ 36.0%
2023 · €16,025
Working capital
€758,204▲ 3.0%
2023 · €736,416
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€156,022▼ 80.6%€295,398▲ 89.3%€21,220▼ 92.8%€6,638▼ 68.7%€0▼ 100%
Operating result€58,207▲ 1,426%€35,138▼ 39.6%-€365-€5,678▼ 1,457%-€4,253▲ 25.1%
Net result€53,520▼ 51.5%€35,365▼ 33.9%€8,504▼ 76.0%€16,025▲ 88.4%€21,788▲ 36.0%
EBIT margin37.3%▲ 36.8pp11.9%▼ 25.4pp-1.7%▼ 13.6pp-85.5%▼ 83.8pp
Equity€776,523▲ 7.4%€711,887▼ 8.3%€720,391▲ 1.2%€736,416▲ 2.2%€758,204▲ 3.0%
Total assets€840,588▼ 2.2%€772,622▼ 8.1%€725,067▼ 6.2%€736,704▲ 1.6%€758,204▲ 2.9%
Debt€64,065▼ 53.0%€60,734▼ 5.2%€4,677▼ 92.3%€288▼ 93.8%€0▼ 100%
Working capital€776,523▲ 12.9%€711,887▼ 8.3%€720,391▲ 1.2%€736,416▲ 2.2%€758,204▲ 3.0%
Staff (FTE)0
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2022 Turnover -93% on 2021. The accounts now follow the micro schema, last year the abbreviated schema.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4,253 in 2024 against €5,678 in 2023; the loss shrinks.
Key figures and ratios
Solvency
100.0%=
2023 · 100.0%
Debt to equity
0.00▼
2023 · 0.00
ROE
2.9%▲
2023 · 2.2%
ROA
2.9%▲
2023 · 2.2%
Debt ≤ 1 year
€0▼
2023 · €288
Income taxes
€7,263▲
2023 · €5,342
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,684 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,684 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €156,022 | €295,398 | €21,220 | €6,638 | €0 | ▼ 100% |
| Goods, raw materials, services and sundry goods60/61 | - | - | €20,520 | €11,725 | €3,717 | ▼ 68.3% |
| Other operating charges640/8 | - | - | €1,065 | €591 | €603 | ▲ 2.0% |
| Gross operating margin9900 | €59,137 | €36,263 | €700 | -€5,087 | -€3,650 | ▲ 28.3% |
| Operating profit (loss)9901 | €58,207 | €35,138 | -€365 | -€5,678 | -€4,253 | ▲ 25.1% |
| Financial income75/76B | - | - | €11,799 | €27,592 | €33,729 | ▲ 22.2% |
| Recurring financial income75 | €17,491 | €14,089 | €11,799 | €27,592 | €33,729 | ▲ 22.2% |
| Financial charges65/66B | - | - | €96 | €547 | €426 | ▼ 22.3% |
| Recurring financial charges65 | €4,338 | €1,548 | €96 | €547 | €426 | ▼ 22.3% |
| Profit (loss) for the period before taxes9903 | €71,360 | €47,678 | €11,338 | €21,366 | €29,051 | ▲ 36.0% |
| Income taxes67/77 | €17,840 | €12,314 | €2,835 | €5,342 | €7,263 | ▲ 36.0% |
| Profit (loss) for the period9904 | €53,520 | €35,365 | €8,504 | €16,025 | €21,788 | ▲ 36.0% |
| Profit (loss) for the period to be appropriated9905 | €53,520 | €35,365 | €8,504 | €16,025 | €21,788 | ▲ 36.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €840,588 | €772,622 | €725,067 | €736,704 | €758,204 | ▲ 2.9% |
| Current assets29/58 | €840,588 | €772,622 | €725,067 | €736,704 | €758,204 | ▲ 2.9% |
| Stocks and contracts in progress3 | €65,383 | €58,462 | €53,776 | €51,555 | €51,265 | ▼ 0.6% |
| Stocks30/36 | - | - | €53,776 | €51,555 | €51,265 | ▼ 0.6% |
| Amounts receivable within one year40/41 | €476,806 | €434,393 | €478,920 | €674,213 | €692,092 | ▲ 2.7% |
| Trade receivables40 | - | - | €23,608 | €15,477 | €0 | ▼ 100% |
| Other amounts receivable41 | - | - | €455,313 | €658,736 | €692,092 | ▲ 5.1% |
| Cash at bank and in hand54/58 | €298,399 | €279,768 | €192,371 | €10,936 | €14,847 | ▲ 35.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €840,588 | €772,622 | €725,067 | €736,704 | €758,204 | ▲ 2.9% |
| Equity10/15 | €776,523 | €711,887 | €720,391 | €736,416 | €758,204 | ▲ 3.0% |
| Contributions10/11 | - | - | €250,000 | €250,000 | €250,000 | = |
| Reserves13 | €526,523 | €461,887 | €470,391 | €486,416 | €508,204 | ▲ 4.5% |
| Distributable reserves133 | - | - | €470,391 | €486,416 | €508,204 | ▲ 4.5% |
| Profit (loss) carried forward14 | - | €110,440 | - | - | - | - |
| Amounts payable17/49 | €64,065 | €60,734 | €4,677 | €288 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €64,065 | €60,734 | €4,677 | €288 | €0 | ▼ 100% |
| Trade debts44 | - | €60,734 | €2,170 | - | - | - |
| Suppliers440/4 | - | - | €2,170 | - | - | - |
| Taxes, remuneration and social security45 | - | - | €2,507 | €288 | €0 | ▼ 100% |
| Taxes450/3 | - | - | €2,507 | €288 | €0 | ▼ 100% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €53,520 | €35,365 | €8,504 | €16,025 | €21,788 | ▲ 36.0% |
| Operating cash flow (approximation) | €53,520 | €35,365 | €8,504 | €16,025 | €21,788 | ▲ 36.0% |
| Change in cash | - | -€18,632 | -€87,396 | -€181,435 | €3,911 | ▲ 102% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
15-09
State Gazette act
Resignations: Fernando Ungaro (director) and Nico Eeckhout (director)4 facts ▸
State Gazette act
Resignations: Fernando Ungaro (director) and Nico Eeckhout (director)
4 facts ▸
- General meeting, 12-09-2026
- Director resignation, Fernando Ungaro (director)
- Director resignation, Nico Eeckhout (director)
- Director resignation, Nico Eeckhout (day-to-day manager)
08-09
State Gazette act
Resignation: Tom De Coene (director)4 facts ▸
State Gazette act
Resignation: Tom De Coene (director)
4 facts ▸
- General meeting, 05-09-2026
- Director resignation, Tom De Coene (director)
- Director resignation, Tom De Coene (day-to-day manager)
- Other statement, https://belgianbedding.be/, website
24-03
State Gazette act
Resignation: Belgian Bedding (director)Appointments: Hans VAN DUYSEN, Femando UNGARO and 4 others · Mandate compensation12 facts ▸
State Gazette act
Resignation: Belgian Bedding (director)
Appointments: Hans VAN DUYSEN, Femando UNGARO and 4 others · Mandate compensation12 facts ▸
- Director resignation, Belgian Bedding (director)
- Director appointment, Hans VAN DUYSEN (director)
- Director appointment, Femando UNGARO (director)
- Director appointment, Ivan VAN DUYSEN (director)
- Director appointment, Cedric DE MOL (director)
- Director appointment, Nico EECKHOUT (director)
- Director appointment, Tom DE COENE (director)
- Director appointment, Hans VAN DUYSEN (voorzitter van het bestuursorgaan)
- Director appointment, Hans VAN DUYSEN (managing director)
- Director appointment, Nico EECKHOUT (managing director)
- Director appointment, Tom DE COENE (day-to-day manager)
- Mandate compensation, Belgian Bedding
2025
19-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity times 16current ratio 2555.16
Current ratio from 155.04 to 2555.16; short-term debt falls from €4,677 to €288.
02-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 12current ratio 155.04
Current ratio from 12.72 to 155.04; short-term debt falls from €60,734 to €4,677.
02-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
18-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
06-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €110,440 ▲1,833%
Net result €110,440, the highest in the series.
Show earlier events
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
15-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
3 of 11 acts read
About the unread acts
Of the 11 Belgian State Gazette acts we know for this company, 3 have been read. The other 8 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
under verification, last change in 2026
This board is reconstructed from a single act (26041669). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Board 3
Hans VAN DUYSEN
CurrentVoorzitter van het bestuursorgaan · since 01-12-2025 · Director · since 01-12-2025
Cedric DE MOL
CurrentDirector · since 01-12-2025
VAN DUYSEN Ivan
CurrentDirector · since 01-12-2025
Day-to-day management 1
Hans VAN DUYSEN
CurrentManaging director · since 01-12-2025
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
8 of this company's 11 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diebeke(Sch) 209500 Geraardsbergen1 establishment unit
Belgian Bedding
since 20252.373.313.450
Mandate history
6 people since 2025, 3 in office
- Board
- Day-to-day management
| Name | Functions and periods |
|---|---|
| Cedric DE MOL |
|
| Hans VAN DUYSEN |
|
| VAN DUYSEN Ivan |
|
| Femando UNGARO |
|
| Nico EECKHOUT |
|
| Tom DE COENE |
|
Structure & network
Connections & network
9 connected companiesThis company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Linked via shared directors
BRUBEI 1957
via Cedric DE MOL · Director
→
Helvetic Bedding
via Hans VAN DUYSEN and Cedric DE MOL · Director
→
RAKO SLEEP SYSTEMS
via Cedric DE MOL and Hans VAN DUYSEN · Director
→
Show 5 more companies with a shared director
Down2Earth Investment Fund
via Hans VAN DUYSEN · Director
former→
Jeugd Sporting Lokeren
via Hans VAN DUYSEN · Bestuurder, voorzitter
former→
Koninklijke Sporting Club Lokeren - Temse
via Hans VAN DUYSEN · Bestuurder, voorzitter
former→
Aquinos Bedding Belgium
Shared director
→
ES-FINANCE
Shared director
→
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Of 56 companies in sector 31003 we hold annual accounts for 43. 30 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-09-1995
Fiscal year end31-12
Activities, NACEBEL 2025
13921Manufacture of textiles
31003Manufacture of furniture
31004Manufacture of dining room, living room, bedroom and bathroom furniture
46150Agents in the wholesale of furniture, household goods and hardware
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
46412Wholesale of household textiles and bedding
Contact
Website
belgianbedding.be/
E-invoicing
Reachable via Peppol
Peppol ID
0208:0456008876
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.