BELGALEIRO
ActiveThe computed 12-month bankruptcy probability of BELGALEIRO is 1.6% (moderate). The 2025 annual accounts show equity of €8k and a net result of €2k. Equity is shrinking by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 49% of 13061 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency38▲+25
Growth58=
Stability100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.64 against 0.56 in 2024), and 70.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
131 d late
2023
13 d late
2022
98 d late
2021
18 d late
2020
3 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▲ 38.3%
2024 · €6k
2019: €11k
2020: €12k
2021: €13k
2022: €8k
2023: €-9k
2024: €6k
2019 → 2025
Total assets
€26k▼ 17.9%
2024 · €32k
2019: €47k
2020: €33k
2021: €49k
2022: €38k
2023: €38k
2024: €32k
2019 → 2025
Net result
€2k▼ 85.1%
2024 · €14k
2019: €358
2020: €2k
2021: €269
2022: €-5k
2023: €-17k
2024: €14k
2019 → 2025
Working capital
€-7k▲ 42.4%
2024 · €-12k
2019: €-13k
2020: €-9k
2021: €-8k
2022: €-9k
2023: €-26k
2024: €-12k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€8k▼ 36.9%€-9k€6k€8k▲ 38.3%
Operating result€529-€-4k€-16k▼ 316%€15k€3k▼ 82.2%
Net result€269-€-5k€-17k▼ 262%€14k€2k▼ 85.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 82% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €26k
Fixed assets
€15k▼ 16.3%
Current assets
€12k▼ 19.8%
Equity and liabilities €26k
Equity
€8k▲ 38.3%
Debt
€19k▼ 29.8%
The debt ratio falls from 82.5% to 70.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€8k▼
2024 · €20k
Cash flow
€7k▼
2024 · €19k
Solvency
29.4%▲
2024 · 17.5%
Current ratio
0.64▲
2024 · 0.56
Quick ratio
0.43▼
2024 · 0.54
Debt / equity
2.40▼
2024 · 4.73
ROE
27.7%▼
2024 · 257.0%
ROA
8.1%▼
2024 · 44.9%
Interest coverage
21.57▼
2024 · 50.39
Debt
€19k▼
2024 · €27k
Debt ≤ 1 year
€19k▼
2024 · €27k
Income taxes
€168▲
2024 · €164
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€32k€26k▼
Fixed assets21/28€17k€15k▼
Intangible fixed assets21€9k€8k▼
Tangible fixed assets22/27€9k€7k▼
Plant, machinery and equipment23€190€2k▲
Other tangible fixed assets26€9k€5k▼
Current assets29/58€15k€12k▼
Stocks and contracts in progress3€383€4k▲
Stocks30/36€383€4k▲
Amounts receivable within one year40/41-€2k
Other amounts receivable41-€2k
Cash at bank and in hand54/58€14k€6k▼
Equity and liabilities
Total equity and liabilities10/49€32k€26k▼
Equity10/15€6k€8k▲
Contributions10/11€6k€6k=
Reserves13€6k€6k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€-7k€-5k▲
Amounts payable17/49€27k€19k▼
Amounts payable within one year42/48€27k€19k▼
Trade debts44€13k€3k▼
Suppliers440/4€13k€3k▼
Taxes, remuneration and social security45€3k€327▼
Taxes450/3€3k€327▼
Other amounts payable47/48€11k€16k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€779€1k▲
Gross operating margin9900€21k€9k▼
Operating profit (loss)9901€15k€3k▼
Financial income75/76B€16€19▲
Recurring financial income75€16€19▲
Financial charges65/66B€398€365▼
Recurring financial charges65€398€365▼
Profit (loss) for the period before taxes9903€15k€2k▼
Income taxes67/77€164€168▲
Profit (loss) for the period9904€14k€2k▼
Profit (loss) for the period to be appropriated9905€14k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-5k▲
Profit (loss) brought forward from the previous period14P€-21k€-7k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 131 days late
2024
30-06
Financial
Back to profitnet €14k
Net result €14k after 2 loss-making years.
13-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
30-06
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
09-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 98 days late
2022
18-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 18 days late
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
17-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
08-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 8 days late
2018
01-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 1 day late
2017
02-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Goudsbloemstraat 503000 LeuvenGround area
110 m²
Building footprint
50 m²
Volume, LiDAR
626 m³
Parcel 24504E0132/00F000, Flanders · tallest building 13.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BELGALEIRO
since 20112.195.143.553
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24504E0132/00F000 | Flanders | 110 m² | 1 · 50 m² | 13.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 210 EUR awarded · 210 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 210 EUR | 210 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteLeuven2.195.143.553
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HUPE
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BELLA
BE 0819.390.672
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CICCATH
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Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 6,198 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-01-2011
Fiscal year end30-06
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.