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BELFOCA

Judicial reorganisation
Private limited companyfounded 199530 yrs activeWaterloosesteenweg 1135, 1180 Ukkel, BelgiumKBO/BCE: BE 0456.136.164
Summary

The file of BELFOCA contains 1 judicial reorganisation, as published in the Belgian State Gazette. During the judicial reorganisation Checked does not compute a bankruptcy probability from the figures: of the Belgian companies that opened one in 2023 and 2024, about one in four went bankrupt within twelve months. The 2024 annual accounts show negative equity (-€12.7m) and a net result of -€2.2m. Its solvency ranks better than 5% of 4838 sector peers (fiscal year 2024).

Are you a creditor?

Judicial reorganisation Source: Belgian Official Gazette

Your claim still exists, but while the moratorium runs you cannot enforce it. What you do now depends on the track of the reorganisation.

The procedure

Court
French-language Enterprise Court of Brussels
Official Gazette
17-07-2026 (pdf) ↗search the document for 2026/130943

What to do now

  1. Do not attach assets or start enforcement for debts from before the opening while the moratorium runs.
  2. How you are paid depends on the track: an amicable settlement, a collective agreement with a plan the creditors vote on, or a transfer. The judgment and RegSol say which.
  3. What you deliver after the opening is not covered by the moratorium: agree clear payment terms.
  4. The file is in RegSol, where you can read the documents of the procedure.

Deadlines: the judgment sets how long the moratorium runs. That date is in RegSol and in the publication in the Official Gazette.

View the file in RegSol ↗ Watch Follow this reorganisation: you are alerted to an extension, the court's approval, the closure or a bankruptcy.

General information, not legal advice. If in doubt, your lawyer or your accountant can help.Creditor guide for this company

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Checked score

Score 2024
Axes
Profitability12
Solvency0
Growth-
Track record45
Credit verdict
No credit on open account during an ongoing judicial reorganisation
Liquidity short (current ratio 0.0; short-term debt: 150.9% and cash: 0% of total assets), and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
raises risk · In judicial reorganisation
Ongoing procedure under court protection (Book XX WER). The company is restructuring.
Belgian State Gazette
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-12-2025, 141 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
141 d late
2023
406 d late
2023
690 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 412 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 24 October 1995, BELFOCA was incorporated.1 The company has filed 3 sets of annual accounts, the latest for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

Go further with this company

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Financials · fiscal year 2024, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€2.2m
Working capital
-€34.3m
Balance-sheet composition
Assets €22.8m
Fixed assets €22.7m
Current assets €117,220
Key figures and ratios
2024 value
EBITDA
€1.4m
Cash flow
-€2.1m
Solvency
-55.9%
Current ratio
0.00
Debt to equity
-2.74
ROA
-9.5%
Interest coverage
0.63
Debt
€35.0m
Debt ≤ 1 year
€34.4m
Debt > 1 year
€26,000
Income taxes
€534,553
Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 50 lines
Balance sheet Code2024
Assets
Total assets20/58€22.8m
Fixed assets21/28€22.7m
Tangible fixed assets22/27€2.5m
Land and buildings22€2.5m
Assets under construction and advance payments27€7,285
Financial fixed assets28€20.1m
Current assets29/58€117,220
Amounts receivable within one year40/41€62,363
Trade receivables40€55,490
Other amounts receivable41€6,872
Cash at bank and in hand54/58€2,789
Deferred charges and accrued income490/1€52,068
Equity and liabilities
Total equity and liabilities10/49€22.8m
Equity10/15-€12.7m
Contributions10/11€6.0m
Reserves13€1.7m
Tax-exempt reserves132€1.7m
Profit (loss) carried forward14-€20.5m
Provisions and deferred taxes16€575,000
Deferred taxes168€575,000
Amounts payable17/49€35.0m
Amounts payable after more than one year17€26,000
Other amounts payable178/9€26,000
Amounts payable within one year42/48€34.4m
Financial debts43€32.5m
Credit institutions430/8€32.5m
Trade debts44€366,987
Suppliers440/4€366,987
Taxes, remuneration and social security45€564,078
Taxes450/3€564,078
Other amounts payable47/48€986,340
Accrued charges and deferred income492/3€546,657
Income statement Code2024
Non-recurring operating income76A€12,584
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€82,715
Other operating charges640/8€133,669
Non-recurring operating charges66A€0
Gross operating margin9900€1.6m
Operating profit (loss)9901€1.3m
Financial income75/76B€926
Recurring financial income75€926
Financial charges65/66B€3.0m
Recurring financial charges65€2.3m
Non-recurring financial charges66B€694,893
Profit (loss) for the period before taxes9903-€1.6m
Income taxes67/77€534,553
Profit (loss) for the period9904-€2.2m
Profit (loss) for the period to be appropriated9905-€2.2m
Appropriation of the result
Profit (loss) to be appropriated9906-€20.5m
Profit (loss) brought forward from the previous period14P-€18.3m
Social balance
Average headcount (FTE)90870.0

The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Non-recurring operating income76A€12,584
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€82,715
Other operating charges640/8€133,669
Non-recurring operating charges66A€0
Gross operating margin9900€1.6m
Operating profit (loss)9901€1.3m
Financial income75/76B€926
Recurring financial income75€926
Financial charges65/66B€3.0m
Recurring financial charges65€2.3m
Non-recurring financial charges66B€694,893
Profit (loss) for the period before taxes9903-€1.6m
Income taxes67/77€534,553
Profit (loss) for the period9904-€2.2m
Profit (loss) for the period to be appropriated9905-€2.2m
Line2024
Assets
Total assets20/58€22.8m
Fixed assets21/28€22.7m
Tangible fixed assets22/27€2.5m
Land and buildings22€2.5m
Assets under construction and advance payments27€7,285
Financial fixed assets28€20.1m
Current assets29/58€117,220
Amounts receivable within one year40/41€62,363
Trade receivables40€55,490
Other amounts receivable41€6,872
Cash at bank and in hand54/58€2,789
Deferred charges and accrued income490/1€52,068
Equity and liabilities
Total equity and liabilities10/49€22.8m
Equity10/15-€12.7m
Contributions10/11€6.0m
Reserves13€1.7m
Tax-exempt reserves132€1.7m
Profit (loss) carried forward14-€20.5m
Provisions and deferred taxes16€575,000
Deferred taxes168€575,000
Amounts payable17/49€35.0m
Amounts payable after more than one year17€26,000
Other amounts payable178/9€26,000
Amounts payable within one year42/48€34.4m
Financial debts43€32.5m
Credit institutions430/8€32.5m
Trade debts44€366,987
Suppliers440/4€366,987
Taxes, remuneration and social security45€564,078
Taxes450/3€564,078
Other amounts payable47/48€986,340
Accrued charges and deferred income492/3€546,657
Line2024
Profit (loss) for the period9904-€2.2m
+ Depreciation and write-downs630€82,715
Operating cash flow (approximation)-€2.1m

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
17-07
Judicial reorganisation Court officer appointed
Tribunal de l’entreprise francophone de Bruxelles
2025
19-12
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 141 days late
10-09
NBB filing Annual accounts filed
fiscal year 2023 · unclassified schema · 406 days late
12-08
NBB filing Annual accounts filed
fiscal year 2023 · unclassified schema · 690 days late
SignalNBB filing
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2003
seat establishment The establishment unit on the map
Ground area
3,242 m²
Building footprint
818 m²
Volume, LiDAR
13,722 m³
Parcel 21612C0257/00V000, Brussels · tallest building 20.8 m, ±6 floors. Linked by address, not a title deed.
66 companies at this address See who is registered here
1 establishment unit
BELFOCA BV
Waterloosesteenweg 1135, 1180 UkkelNACE 65231
since 20032.342.406.082
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21612C0257/00V000 Brussels 3,242 m² 1 · 817 m² 20.8 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Part of the group SOCIETE DE GESTION FINANCIERE ET IMMOBILIERE BELGE 33 companies Group, risk and exposure

Owners and holdings

1 owner · 2 holdings · 2 subsidiaries in the tree

Chain of control

  1. SOCIETE DE GESTION FINANCIERE ET IMMOBILIERE BELGE 100%
  2. BELFOCA

Highest known parent: SOCIETE DE GESTION FINANCIERE ET IMMOBILIERE BELGE. The sources do not say who stands above it.

Owners 1

Holdings 2

All subsidiaries, including indirect ones 2

Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.

According to the 2024 annual accounts of BELFOCA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 9,146 companies in sector 68201 we hold annual accounts for 6,775. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded24-10-1995
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
E-invoicing
Reachable via Peppol
Peppol ID 0208:0456136164
Registered 11-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.