Losses
-€65,512 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
BELEVEN
Lifetime
19 annual accounts with figures on one time axispeak €2.0m (2023)
€2.0m▲ 6.2%
lowest -€55,538 (2024)
-€9,974▲ €45,564
peak €549,669 (2023)
€484,157▼ 2.0%
€897,190▼ 4.2%
peak 45.7 FTE (2024)
44 FTE▼ 3.7%
Board2 names since 2014
1 directorMEULEMAN, Stefanie Elisabeth Oscar
Documentsfilings and deeds
30-01-20261 day before the deadline
2025abbreviated format
Loss of €9,974Cash from €93,152 to €129,077
Key points
from the 2025 annual accountsStaff
50 employees on 30-06-2025
In 2025, 45 people joined and 47 left.
Public support
€6.0m awarded from 2022 to 2025
Flemish support, mostly Subsidies voorschoolse kinderopvang.
Checked score
81
Excellent
Financially stronger than 27% of small companies in social work without accommodation (NACE 88)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 589 companies (NACE 88, small).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%lowest value
01-2025: 0.2%▲ +0.1 percentage points vs 12-2024
02-2025: 0.5%▲ +0.3 percentage points vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.5%● unchanged vs 06-2025
08-2025: 0.5%● unchanged vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.7%▲ +0.2 percentage points vs 12-2025
02-2026: 1.1%▲ +0.4 percentage points vs 01-2026highest value
03-2026: 0.4%▼ -0.7 percentage points vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Size: 44 FTE, total assets €1.4m
Loss of €9,974, the second in a row (financial year 2025)
3 establishment units
lowers risk
Sector: Social work activities without accommodation (NACE 88)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, small). It does better than 33% of them on solvency, 13% on liquidity, 35% on profitability and 26% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 8,617 companies had the same profile as BELEVEN has now. Each dot stands for 22 companies, two years later.
94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BELEVEN itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 8,617 companies, not a prediction for BELEVEN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.6 (0.58 in 2024), below 1. Short-term debt is 46.7% and cash 9.3% of total assets. 65% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€9,974
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
9 days early
2023
42 days early
2022
42 days early
2021
42 days early
2020
45 days early
2019
24 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 29 days before the deadline. In the sector (NACE 88), the median for financial year 2024 was 24 days before the deadline, and 25% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 20 December (4 of the last 5 accounts filed within 33 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0883668119
Changes of role: TAFFIJN, Guy (director) and MEULEMAN, Stefanie Elisabeth Oscar (director)
1,860 shares · General meeting of 17-02-2020 · Gazette deed
New establishment in Ghent
Biotoop Ham (Kinderdagverblijf), Ham 187
New establishment in Ghent
De Biotoop (Kinderdagverblijf), Wondelgemstraat 45
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BELEVEN Ghent | - | - | 35.0% | 44 |
| Vlaamse Kinderopvang Ghent | - | - | 49.8% | 44.8 |
| LE MINIMONDE Etterbeek | €2.6m | -5.6% | 28.0% | 43.3 |
| Centre Louviérois de l'Accueil de l'Enfance La Louvière | - | - | 69.5% | 52.8 |
| Crèches La Roseraie Charleroi | €2.1m | -20.2% | 38.3% | 44.6 |
| Het Toverhuis - Van Rillaer & Croes Leuven | - | - | 10.7% | 32.6 |
| Asbl Gestion des Milieux d'Accueil de la Petite Enfance Dour | - | - | 27.3% | 40.9 |
These companies have the same main activity as BELEVEN: day nurseries and crèches (NACE 88911). They are comparable in size and age: total assets between €1m and €1.5m, founded between 1998 and 2012.
Official details
Source: KBO- Status
- Active since 18-09-2006Normal situation
- Activity
- Day nurseries and crèchesNACE 88911and 2 others
- Establishment units
- 2.146.385.5149000 Ghent, since 25-04-2005
- 2.176.439.0829000 Ghent, since 02-03-2009and 1 other
- Financial year end
- 30 June
- Peppol
- Reachable since 30-08-2023
Annual accounts to 30-06-2025
- ≈ €2.2mestimated
- €1.4m▼ 3.5%
- Employeeson 30-06-2025
- 50▼ 3.8%
- Filing
- Filed on 30-01-2026, 1 day before the end of the filing period
Insights on BELEVEN
BELEVEN files the abbreviated format. That format states no turnover. The gross margin rose from €3,376 in 2007 to €2.0m in 2025.
The balance sheet grew most from 2015 to 2016 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BELEVEN
- What is the company number of BELEVEN?
- The company number of BELEVEN is 0883.668.119. The VAT number is the same number with BE in front: BE 0883.668.119.
- Where is BELEVEN based?
- The registered office is at Ham 187, 9000 Ghent.Company details
- What does BELEVEN do?
- According to the KBO register, the main activity is day nurseries and crèches (NACE 88911).
- What is the legal form of BELEVEN?
- BELEVEN is a private limited company (BV).
- When was BELEVEN founded?
- BELEVEN was founded on 18-09-2006.
- Is BELEVEN still active?
- Yes, BELEVEN is an active enterprise in the KBO register.
- How many employees does BELEVEN have?
- BELEVEN had an average of 44 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of BELEVEN?
- The turnover in financial year 2025 is ≈ €2.2m. This figure is estimated from the gross margin of €2.0m and 32 comparable companies (NACE 88). It probably lies between €2.0m and €2.4m.
- Is BELEVEN profitable?
- In financial year 2025, BELEVEN made a loss of €9,974.
- Where can I find the annual accounts of BELEVEN?
- BELEVEN filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BELEVEN due?
- BELEVEN must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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