BELEM CONSULTING
ActiveSummary
BELEM CONSULTING has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,060 and a net result of €22,765. Its solvency ranks better than 40% of 31840 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency69▲+57
Growth78
Track record82
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 1.65 against 0.41 in 2024; short-term debt: 56.1% and cash: 88.1% of total assets), but 56.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.9%
Return on assets
49.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
12 d late
2024
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 19 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€20,060
2024 · -€2,705
Total assets
€45,666▲ 126%
2024 · €20,204
Net result
€22,765
2024 · -€7,705
Working capital
€16,691
2024 · -€13,558
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result-€7,668-€27,328
Net result-€7,705-€22,765
Equity-€2,705-€20,060
Total assets€20,204-€45,666▲ 126%
Debt€22,909-€25,606▲ 11.8%
Working capital-€13,558-€16,691
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €27,328 after a loss of €7,668 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45,666
Fixed assets
€3,369 ▼ 69.0%
Current assets
€42,297 ▲ 352%
Equity and liabilities €45,666
Equity
€20,060
Debt
€25,606
Debt finances 56.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€28,132▲
2024 · -€7,131
Cash flow
€23,569▲
2024 · -€7,168
Current ratio
1.65▲
2024 · 0.41
Debt to equity
1.28▲
2024 · -8.47
ROE
113.5%
ROA
49.9%▲
2024 · -38.1%
Interest coverage
200.94▲
2024 · -310.04
Debt ≤ 1 year
€25,606▲
2024 · €22,909
Income taxes
€4,423▲
2024 · €14
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €537 | €804 | ▲ 49.7% |
| Other operating charges640/8 | €2,142 | €1,834 | ▼ 14.4% |
| Gross operating margin9900 | -€4,989 | €29,966 | ▲ 701% |
| Operating profit (loss)9901 | -€7,668 | €27,328 | ▲ 456% |
| Financial charges65/66B | €23 | €140 | ▲ 509% |
| Recurring financial charges65 | €23 | €140 | ▲ 509% |
| Profit (loss) for the period before taxes9903 | -€7,691 | €27,188 | ▲ 454% |
| Income taxes67/77 | €14 | €4,423 | ▲ 31,493% |
| Profit (loss) for the period9904 | -€7,705 | €22,765 | ▲ 395% |
| Profit (loss) for the period to be appropriated9905 | -€7,705 | €22,765 | ▲ 395% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €20,204 | €45,666 | ▲ 126% |
| Fixed assets21/28 | €10,853 | €3,369 | ▼ 69.0% |
| Tangible fixed assets22/27 | €10,853 | €3,369 | ▼ 69.0% |
| Furniture and vehicles24 | €10,853 | €3,369 | ▼ 69.0% |
| Current assets29/58 | €9,351 | €42,297 | ▲ 352% |
| Amounts receivable within one year40/41 | €2,358 | €1,465 | ▼ 37.9% |
| Trade receivables40 | €772 | €1,465 | ▲ 89.8% |
| Other amounts receivable41 | €1,586 | - | - |
| Cash at bank and in hand54/58 | €6,993 | €40,249 | ▲ 476% |
| Deferred charges and accrued income490/1 | - | €583 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €20,204 | €45,666 | ▲ 126% |
| Equity10/15 | -€2,705 | €20,060 | ▲ 842% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Reserves13 | - | €15,060 | - |
| Distributable reserves133 | - | €15,060 | - |
| Profit (loss) carried forward14 | -€7,705 | - | - |
| Amounts payable17/49 | €22,909 | €25,606 | ▲ 11.8% |
| Amounts payable within one year42/48 | €22,909 | €25,606 | ▲ 11.8% |
| Trade debts44 | €2,433 | €2,758 | ▲ 13.4% |
| Suppliers440/4 | €2,433 | €2,758 | ▲ 13.4% |
| Taxes, remuneration and social security45 | €14 | €4,802 | ▲ 34,200% |
| Taxes450/3 | €14 | €4,802 | ▲ 34,200% |
| Other amounts payable47/48 | €20,462 | €18,046 | ▼ 11.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€7,705 | €22,765 | ▲ 395% |
| + Depreciation and write-downs630 | €537 | €804 | ▲ 49.7% |
| Operating cash flow (approximation) | -€7,168 | €23,569 | ▲ 429% |
| Investment in fixed assets (approximation) | - | €6,680 | - |
| Change in cash | - | €33,256 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
31-12
Financial
Back to profitnet €22,765
Net result €22,765 after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 1.65
Current ratio from 0.41 to 1.65.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2024
Ground area
370 m²
Building footprint
109 m²
Parcel 62002C0066/00X002, Wallonia. Linked by address, not a title deed.
1 establishment unit
BELEM CONSULTING
since 20242.368.715.650
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62002C0066/00X002 | Wallonia | 370 m² | 1 · 109 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IMMO PAK
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CMPA
BE 0679.982.272
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JG CONSULTING
BE 0699.905.280
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MAAS CONSULTING SERVICES
BE 0786.609.127
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Eeman Invest
BE 0678.819.856
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 30,545 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
46460Wholesale of pharmaceutical and medical goods
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
73300Public relations and communication consultancy
85599Other education
Scores and ratios are computed by Checked and are not a credit decision.