Beldoye
ActiveBeldoye has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €447k and a net result of €134k. Equity is shrinking by ~3% per year across the filed fiscal years. Its solvency ranks better than 29% of 4599 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability56▲+56
Solvency50▲+6
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.38 against 0.38 in 2023; short-term debt: 74.7% and cash: 0.6% of total assets), and 74.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
58 d late
2022
113 d late
2021
117 d late
2020
138 d late
2019
133 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€134k
2023 · €-290k
2018: €97k
2019: €48k
2020: €11k
2021: €15k
2022: €-24k
2023: €-290k
2018 → 2024
Working capital
€-811k▲ 1.1%
2023 · €-820k
2018: €-904k
2019: €-887k
2020: €-1.31M
2021: €-1.30M
2022: €-1.48M
2023: €-820k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€612k-€628k▲ 2.5%€604k▼ 3.8%€314k▼ 48.0%€447k▲ 42.6%
Operating result€147k-€39k▼ 73.8%€-10k€362k€135k▼ 62.6%
Net result€11k-€15k▲ 45.0%€-24k€-290k▼ 1,103%€134k
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 63% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.76M
Fixed assets
€1.26M▲ 11.0%
Current assets
€506k▲ 1.8%
Equity and liabilities €1.76M
Equity
€447k▲ 42.6%
Debt
€1.32M=
The debt ratio falls from 80.8% to 74.7%. Equity is higher.
Key figures and ratios
Solvency
25.3%▲
2023 · 19.2%
Current ratio
0.38▲
2023 · 0.38
Quick ratio
0.38▲
2023 · 0.38
Debt / equity
2.95▼
2023 · 4.20
ROE
29.9%▲
2023 · -92.4%
ROA
7.6%▲
2023 · -17.8%
Debt
€1.32M=
2023 · €1.32M
Debt ≤ 1 year
€1.32M=
2023 · €1.32M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.63M€1.76M▲
Fixed assets21/28€1.13M€1.26M▲
Financial fixed assets28€1.13M€1.26M▲
Current assets29/58€497k€506k▲
Amounts receivable within one year40/41€497k€495k▼
Trade receivables40€436k€408k▼
Other amounts receivable41€61k€87k▲
Cash at bank and in hand54/58€215€11k▲
Equity and liabilities
Total equity and liabilities10/49€1.63M€1.76M▲
Equity10/15€314k€447k▲
Contributions10/11€6k€6k=
Outside capital11€6k-
Other1109/19€6k-
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€306k€439k▲
Amounts payable17/49€1.32M€1.32M=
Amounts payable within one year42/48€1.32M€1.32M=
Trade debts44€362k€425k▲
Suppliers440/4€362k€425k▲
Taxes, remuneration and social security45€28k€28k=
Taxes450/3€28k€28k=
Other amounts payable47/48€927k€864k▼
Income statement
Code20232024
Remuneration, social security and pensions62€16k-
Other operating charges640/8€2k€1k▼
Gross operating margin9900€380k€136k▼
Operating profit (loss)9901€362k€135k▼
Financial charges65/66B€652k€2k▼
Recurring financial charges65€12k€2k▼
Non-recurring financial charges66B€640k-
Profit (loss) for the period before taxes9903€-290k€134k▲
Profit (loss) for the period9904€-290k€134k▲
Profit (loss) for the period to be appropriated9905€-290k€134k▲
Appropriation of the result
Profit (loss) to be appropriated9906€306k€439k▲
Profit (loss) brought forward from the previous period14P€596k€306k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 61 days late
2024
31-12
Financial
Back to profitnet €134k
Net result €134k after 2 loss-making years.
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 58 days late
2023
31-12
Financial
Weakest financial yearnet €-290k
Net result drops to €-290k, the lowest in the series; recovery starts the following year.
21-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 113 days late
2022
25-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 117 days late
2021
16-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 138 days late
2020
11-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 133 days late
2019
09-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 131 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 56 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Habay · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Paradis 16720 HabayGround area
556 m²
Building footprint
242 m²
Parcel 85014B0067/00B000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Beldoye
since 20052.144.681.777
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85014B0067/00B000 | Wallonia | 556 m² | 1 · 242 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 35,507 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2004
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
55100Hotels and similar accommodation
55101Hotels
55301
55401
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
90130Arts creation and performing arts activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.