BELDIX
ActiveSummary
BELDIX has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €114,007 and a net result of -€30,436. Equity is shrinking by ~4% per year across the filed fiscal years. Its solvency ranks better than 44% of 4188 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability8▼-42
Solvency56▼-10
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.69 in 2024; short-term debt: 66% and cash: 54.3% of total assets), and 68.7% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.3%
Return on assets
-8.4%
Age of the figures
19 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€30,436
neutral · Filed after the deadline
The financial year that closed on 28-02-2025 was due by 30-09-2025 and was filed on 15-10-2025, 15 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
15 d late
2024
10 d early
2023
11 d early
2022
12 d late
2021
28 d late
2020
30 d late
2019
4 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€30,436▼ 173%
2024 · -€11,156
Working capital
€86,502▼ 36.5%
2024 · €136,245
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€131,142▲ 71.0%-€12,150-€4,330▲ 64.4%-€8,354▼ 92.9%-€26,037▼ 212%
Net result€122,255▲ 135%-€12,997-€6,486▲ 50.1%-€11,156▼ 72.0%-€30,436▼ 173%
Equity€175,083▲ 7.5%€162,086▼ 7.4%€155,600▼ 4.0%€144,444▼ 7.2%€114,007▼ 21.1%
Total assets€552,802▲ 22.1%€516,998▼ 6.5%€324,496▼ 37.2%€353,835▲ 9.0%€364,252▲ 2.9%
Debt€377,719▲ 30.3%€354,912▼ 6.0%€168,896▼ 52.4%€209,391▲ 24.0%€250,245▲ 19.5%
Working capital€125,816▲ 7.3%€148,814▲ 18.3%€141,711▼ 4.8%€136,245▼ 3.9%€86,502▼ 36.5%
Staff (FTE)2=2=2=2.2▲ 10.0%2.9▲ 31.8%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €26,037 in 2025 against €8,354 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €364,252
Fixed assets
€37,521 ▲ 78.4%
Current assets
€326,731 ▼ 1.8%
Equity and liabilities €364,252
Equity
€114,007 ▼ 21.1%
Debt
€250,245 ▲ 19.5%
Debt's share of the balance-sheet total rises from 59.2% to 68.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€12,760▼
2024 · €13,912
Cash flow
-€17,159▼
2024 · €11,110
Current ratio
1.36▼
2024 · 1.69
Quick ratio
0.95▼
2024 · 0.98
Debt to equity
2.19▲
2024 · 1.45
ROE
-26.7%▼
2024 · -7.7%
ROA
-8.4%▼
2024 · -3.2%
Interest coverage
-2.55▼
2024 · 4.22
Debt ≤ 1 year
€240,229▲
2024 · €196,560
Staff costs
€113,916▲
2024 · €78,805
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €42,203 | €60,613 | €78,805 | €113,916 | ▲ 44.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €28,798 | €26,368 | €22,055 | €22,266 | €13,277 | ▼ 40.4% |
| Other operating charges640/8 | - | €348 | €348 | €707 | €1,281 | ▲ 81.3% |
| Gross operating margin9900 | €218,625 | €56,769 | €78,685 | €93,423 | €102,438 | ▲ 9.6% |
| Operating profit (loss)9901 | €131,142 | -€12,150 | -€4,330 | -€8,354 | -€26,037 | ▼ 212% |
| Financial income75/76B | - | €3,846 | €2,032 | €510 | €601 | ▲ 17.9% |
| Recurring financial income75 | €77 | €3,846 | €2,032 | €510 | €601 | ▲ 17.9% |
| Financial charges65/66B | - | €4,469 | €3,974 | €3,293 | €5,000 | ▲ 51.8% |
| Recurring financial charges65 | €4,745 | €4,469 | €3,974 | €3,293 | €5,000 | ▲ 51.8% |
| Profit (loss) for the period before taxes9903 | €126,474 | -€12,773 | -€6,272 | -€11,138 | -€30,436 | ▼ 173% |
| Income taxes67/77 | €4,219 | €224 | €214 | €18 | - | - |
| Profit (loss) for the period9904 | €122,255 | -€12,997 | -€6,486 | -€11,156 | -€30,436 | ▼ 173% |
| Profit (loss) for the period to be appropriated9905 | €122,255 | -€12,997 | -€6,486 | -€11,156 | -€30,436 | ▼ 173% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €552,802 | €516,998 | €324,496 | €353,835 | €364,252 | ▲ 2.9% |
| Fixed assets21/28 | €82,459 | €56,960 | €38,345 | €21,030 | €37,521 | ▲ 78.4% |
| Tangible fixed assets22/27 | €82,309 | €56,810 | €38,195 | €20,880 | €37,371 | ▲ 79.0% |
| Plant, machinery and equipment23 | - | €55,264 | €35,942 | €20,880 | €37,371 | ▲ 79.0% |
| Furniture and vehicles24 | - | €1,546 | €2,253 | - | - | - |
| Financial fixed assets28 | €150 | €150 | €150 | €150 | €150 | = |
| Current assets29/58 | €470,343 | €460,038 | €286,151 | €332,805 | €326,731 | ▼ 1.8% |
| Stocks and contracts in progress3 | €132,617 | €142,612 | €143,383 | €140,191 | €99,123 | ▼ 29.3% |
| Stocks30/36 | - | €142,612 | €143,383 | €140,191 | €99,123 | ▼ 29.3% |
| Amounts receivable within one year40/41 | €168,443 | €153,247 | €20,777 | €88,887 | €14,885 | ▼ 83.3% |
| Trade receivables40 | - | €2,416 | €7,493 | €51,363 | €8,158 | ▼ 84.1% |
| Other amounts receivable41 | - | €150,831 | €13,284 | €37,524 | €6,726 | ▼ 82.1% |
| Cash at bank and in hand54/58 | €151,687 | €153,718 | €108,579 | €89,827 | €197,817 | ▲ 120% |
| Deferred charges and accrued income490/1 | - | €10,461 | €13,411 | €13,899 | €14,907 | ▲ 7.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €552,802 | €516,998 | €324,496 | €353,835 | €364,252 | ▲ 2.9% |
| Equity10/15 | €175,083 | €162,086 | €155,600 | €144,444 | €114,007 | ▼ 21.1% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €143,860 | €143,860 | €143,860 | €143,860 | €143,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €142,000 | €142,000 | €143,860 | €143,860 | = |
| Profit (loss) carried forward14 | €12,623 | -€374 | -€6,860 | -€18,016 | -€48,453 | ▼ 169% |
| Amounts payable17/49 | €377,719 | €354,912 | €168,896 | €209,391 | €250,245 | ▲ 19.5% |
| Amounts payable after more than one year17 | €23,946 | - | - | - | - | - |
| Amounts payable within one year42/48 | €344,527 | €311,224 | €144,440 | €196,560 | €240,229 | ▲ 22.2% |
| Current portion of amounts payable after more than one year42 | - | €23,946 | - | - | - | - |
| Trade debts44 | €193,368 | €280,320 | €131,130 | €177,769 | €217,049 | ▲ 22.1% |
| Suppliers440/4 | - | €280,320 | €131,130 | €177,769 | €217,049 | ▲ 22.1% |
| Taxes, remuneration and social security45 | - | €6,790 | €13,309 | €18,791 | €23,181 | ▲ 23.4% |
| Taxes450/3 | - | - | €252 | €18 | - | - |
| Remuneration and social security454/9 | - | €6,790 | €13,057 | €18,773 | €23,181 | ▲ 23.5% |
| Other amounts payable47/48 | - | €168 | - | - | - | - |
| Accrued charges and deferred income492/3 | - | €43,688 | €24,456 | €12,831 | €10,015 | ▼ 21.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €122,255 | -€12,997 | -€6,486 | -€11,156 | -€30,436 | ▼ 173% |
| + Depreciation and write-downs630 | €28,798 | €26,368 | €22,055 | €22,266 | €13,277 | ▼ 40.4% |
| Operating cash flow (approximation) | €151,053 | €13,371 | €15,569 | €11,110 | -€17,159 | ▼ 254% |
| Investment in fixed assets (approximation) | - | -€869 | -€3,440 | -€4,951 | -€29,768 | ▼ 501% |
| Change in cash | - | €2,031 | -€45,139 | -€18,752 | €107,989 | ▲ 676% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
15-10
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 15 days late
28-02
Financial
Weakest financial yearnet -€30,436
Net result drops to -€30,436, the lowest in the series.
2024
20-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
19-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
12-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 12 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 28 days late
28-02
Financial
Highest result since 2019net €122,255 ▲135%
Net result €122,255, the highest in the series.
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
29-02
Financial
Equity above €150,000Eq €162,828 ▲47.1%
2 profitable years in a row build equity to €162,828.
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2014
Ground area
1,071 m²
Building footprint
241 m²
Volume, LiDAR
999 m³
Parcel 25018A0304/00T000, Wallonia · tallest building 7.2 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Beldix
since 20142.233.966.913
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25018A0304/00T000 | Wallonia | 1,071 m² | 1 · 241 m² | 7.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteChaumont-Gistoux2.233.966.913
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Of 10,510 companies in sector 47110 we hold annual accounts for 5,847. 4,586 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-07-2014
Fiscal year end28-02
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
Scores and ratios are computed by Checked and are not a credit decision.