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BELCOGEST ASSURANCES

Active Risk: not assessed
Public limited companyfounded 2001active for 24 yearsBoulevard Joseph Tirou 17, 6000 Charleroi, BelgiumKBO/BCE: BE 0476.288.410
Summary

BELCOGEST ASSURANCES is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €248,405 and a net result of €101,744. Equity has been growing by about 22% per year since 2018. Its solvency ranks better than 66% of 1,853 sector peers (NACE 66, financial year 2025). The company has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals.

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Overview

Official details

Source: KBO
Status
Active since 19-12-2001 Normal situation
Registered office
72 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
Insurance agents and brokers NACE 66220
Establishment units
2.098.742.676 6000 Charleroi, since 30-01-2002
2.228.412.474 6280 Gerpinnes, since 01-04-2014and 1 other
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Board and ownership

Board
  • DELFORGE BENOITDirector · since 21-05-2021
  • EN-NSEIRI RISLENEDirector · since 21-06-2021
  • DELFORGE ArnaudDirector · since 01-10-2022
Shareholders
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€101,744
▼ 31.0%
Equity
€248,405
▲ 17.4%
Total assets
€431,327
▼ 15.3%
Employees on 31-12-2025
5
▲ 25.0%
Filed on 17-06-2026, 44 days before the deadline
Financials
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
44 days early
2024
57 days early
2023
58 days early
2022
48 days early
2021
118 days early
2020
54 days early
2019
52 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 62 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 5 years of growth in a rowturnover 2025: €902,713 5 years View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Merger with AMB MANAGEMENTmerger on 02-02-2024 2024 View

Recent changes

  1. · Gazette deed Merger: BELCOGEST ASSURANCES takes over AMB MANAGEMENTCapital increase of €18,600
  2. · Gazette deed Merger proposal: BELCOGEST ASSURANCES takes over AMB MANAGEMENT
  3. · Gazette deed Appointment: DELFORGE Arnaud (director)
All 18 events

Comparable companies

These companies have the same main activity as BELCOGEST ASSURANCES: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €382,000 and €459,000, founded between 1998 and 2003.

CompanyTotal assetsGross margin
BELCOGEST ASSURANCES Charleroi€431,327€474,465
FD CONSEILS Chapelle-lez-Herlaimont€382,470€499,381
BUREAU D'ETUDES ET D'ASSURANCES DE WALLONIE Saint-Ghislain€428,564€476,736
ZAKENKANTOOR VAN RENTERGHEM Wetteren€446,903€436,752
ANDES GROEP Antwerpen€459,271€433,298
PHILIPPE VERKINDEREN VERZEKERINGEN Tielt€404,586€417,637
DUMON-KERKOVE Beernem€395,599€452,376
Full comparison

Key facts about BELCOGEST ASSURANCES
What is the company number of BELCOGEST ASSURANCES?
The company number of BELCOGEST ASSURANCES is 0476.288.410. The VAT number is the same number with BE in front: BE 0476.288.410.
Where is BELCOGEST ASSURANCES based?
The registered office is at Boulevard Joseph Tirou 17, 6000 Charleroi.Company details
What does BELCOGEST ASSURANCES do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of BELCOGEST ASSURANCES?
The legal form of BELCOGEST ASSURANCES is Public limited company (NV).
When was BELCOGEST ASSURANCES founded?
BELCOGEST ASSURANCES was founded on 19-12-2001.
Is BELCOGEST ASSURANCES still active?
Yes, BELCOGEST ASSURANCES is an active enterprise in the KBO register.
How many employees does BELCOGEST ASSURANCES have?
BELCOGEST ASSURANCES had an average of 4.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of BELCOGEST ASSURANCES?
The turnover of BELCOGEST ASSURANCES was €902,713 in financial year 2025, according to the filed annual accounts.
Is BELCOGEST ASSURANCES profitable?
In financial year 2025, BELCOGEST ASSURANCES made a profit of €101,744.
Where can I find the annual accounts of BELCOGEST ASSURANCES?
BELCOGEST ASSURANCES filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BELCOGEST ASSURANCES due?
BELCOGEST ASSURANCES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check

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