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BELBAL

Open bankruptcy
Public limited companyfounded 2015Pater Damiaanlaan 66, 1150 Sint-Pieters-Woluwe, BelgiumKBO/BCE: BE 0639.737.764

A bankruptcy procedure is open for BELBAL according to publications in the Belgian State Gazette; curator: Dirk DE MAESENEER.

Summary

The 2023 annual accounts show equity of €363k and a net result of €-6k.

Signals

Three signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 23-01-2024, 190 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
190 d early
2022
189 d early
2021
180 d early
2020
135 d early
2019
177 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2023, abbreviated schema

Equity
€363k▼ 1.6%
2022 · €368k
2019: €87k 2020: €218k 2021: €362k 2022: €368k
2019 → 2023
Total assets
€6.59M▼ 10.5%
2022 · €7.36M
2019: €8.43M 2020: €8.13M 2021: €7.95M 2022: €7.36M
2019 → 2023
Net result
€-6k
2022 · €6k
2019: €-139k 2020: €132k 2021: €144k 2022: €6k
2019 → 2023
Working capital
€504k▲ 146%
2022 · €205k
2019: €123k 2020: €1.51M 2021: €745k 2022: €205k
2019 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20192020202120222023Trend
Equity€87k-€218k▲ 152%€362k▲ 66.2%€368k▲ 1.6%€363k▼ 1.6%
Operating result€195k-€197k▲ 1.0%€134k▼ 32.2%€-16k€35k
Net result€-139k-€132k€144k▲ 9.8%€6k▼ 95.9%€-6k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-200k€-100k€0€100k€200kOperating result 2019: €195k€195kNet result 2019: €-139k€-139kOperating result 2020: €197k€197kNet result 2020: €132k€132kOperating result 2021: €134k€134kNet result 2021: €144k€144kOperating result 2022: €-16k€-16kNet result 2022: €6k€6kOperating result 2023: €35k€35kNet result 2023: €-6k€-6k20192020202120222023€-50k€0€50k€100k€150kOperating result 2021: €134k€134kNet result 2021: €144k€144kOperating result 2022: €-16k€-16kNet result 2022: €6k€5.9kOperating result 2023: €35k€35kNet result 2023: €-6k€-5.7k202120222023
The operating result returns to profit in 2023: €35k after a loss of €16k in 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €6.59M
Fixed assets €5.55M ▼ 13.2%
Current assets €1.04M ▲ 6.6%
Equity and liabilities €6.59M
Equity €363k ▼ 1.6%
Debt €6.23M ▼ 11.0%
Debt's share of the balance-sheet total falls from 95.0% to 94.5%. Equity and debt are lower.
Key figures and ratios
2023 value · change against 2022
EBITDA
€47k
2022 · €19k
Cash flow
€6k
2022 · €42k
Current ratio
1.94
2022 · 1.27
Debt to equity
17.17
2022 · 18.99
ROE
-1.6%
2022 · 1.6%
ROA
-0.1%
2022 · 0.1%
Interest coverage
0.24
2022 · 0.13
Debt ≤ 1 year
€537k
2022 · €771k
Debt > 1 year
€5.69M
2022 · €6.22M
Income taxes
€443
2022 · €788
Staff costs
€92k
2022 · €193k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2023 against 2022 · 54 lines
Balance sheet Code20222023
Assets
Total assets20/58€7.36M€6.59M
Fixed assets21/28€6.39M€5.55M
Intangible fixed assets21€0-
Tangible fixed assets22/27€15k€29k
Furniture and vehicles24€15k€4k
Other tangible fixed assets26-€25k
Financial fixed assets28€6.37M€5.52M
Current assets29/58€976k€1.04M
Amounts receivable within one year40/41€932k€1.02M
Trade receivables40€915k€1.02M
Other amounts receivable41€17k€9k
Cash at bank and in hand54/58€37k€11k
Deferred charges and accrued income490/1€8k€7k
Equity and liabilities
Total equity and liabilities10/49€7.36M€6.59M
Equity10/15€368k€363k
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€307k€301k
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€301k€295k
Amounts payable17/49€7.00M€6.23M
Amounts payable after more than one year17€6.22M€5.69M
Financial debts170/4€3.68M€3.14M
Other amounts payable178/9€2.55M€2.55M=
Amounts payable within one year42/48€771k€537k
Current portion of amounts payable after more than one year42€536k€536k=
Trade debts44€7k€436
Suppliers440/4€7k€436
Taxes, remuneration and social security45€12k€443
Taxes450/3-€443
Remuneration and social security454/9€12k-
Other amounts payable47/48€217k-
Income statement Code20222023
Non-recurring operating income76A€1k€22k
Remuneration, social security and pensions62€193k€92k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€12k
Other operating charges640/8€4k€2k
Non-recurring operating charges66A-€2k
Gross operating margin9900€216k€143k
Operating profit (loss)9901€-16k€35k
Financial income75/76B€168k€151k
Recurring financial income75€168k€151k
Financial charges65/66B€145k€191k
Recurring financial charges65€145k€191k
Profit (loss) for the period before taxes9903€7k€-5k
Income taxes67/77€788€443
Profit (loss) for the period9904€6k€-6k
Profit (loss) for the period to be appropriated9905€6k€-6k
Appropriation of the result
Profit (loss) to be appropriated9906€6k€-6k
Transfer from equity791/2-€6k
Transfer to equity691/2€6k-
To other reserves6921€6k-
Social balance
Average headcount (FTE)90871.90.7

The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2024
21-10
Bankruptcy Opening
Ondernemingsrechtbank Brussel · BELBAL NV PATER DAMIAAN- LAAN 66, 1150 SINT-PIETERS-WOLUWE · event 15-10-2024
23-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
23-01
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
01-02
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Highest result since 2019net €144k ▲9.8%
Net result €144k, the highest in the series.
18-03
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Back to profitnet €132k
Net result €132k after one loss-making year.
31-12
Financial Liquidity times 5current ratio 5.82
Current ratio from 1.11 to 5.82; short-term debt falls from €1.07M to €314k.
31-12
Financial Equity above €200kEq €218k ▲152%
Equity rises from €87k to €218k.
05-02
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
18-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 11 acts read
About the unread acts

We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2015
seat establishment The establishment unit on the map
Ground area
528 m²
Building footprint
177 m²
Volume, LiDAR
1,815 m³
Parcel 21019A0113/00B010, Brussels · tallest building 13.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Belbal nv
Pater Damiaanlaan 66, 1150 Sint-Pieters-WoluweFinancial service activities, except insurance and pension funding
since 20152.246.893.152
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21019A0113/00B010 Brussels 528 m² 1 · 177 m² 13.8 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator Dirk DE MAESENEER
PEGASUSLAAN 5, 1831 DIEGEM-
15-10-2024present

Recognitions · licences · registrations

Legal Entity Identifier

54930043R17QEVRX8B32
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 4,243 companies in sector 47789 we hold annual accounts for 1,019. 702 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded30-09-2015
Fiscal year end31-12
Activities, NACEBEL 2025
47789Other retail sale of new goods
70100Activities of head offices
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.