Turnover
≈ €220,000 estimated
The micro format states no turnover.
Belavi
Lifetime
1 annual account with figurespeak €45,434 (2025)
€45,434
peak €14,057 (2025)
€14,057
peak €17,057 (2025)
€17,057
€38,655
Board2 names since 2024
2 directorsSEBOVSKA Ljindita and 1 other
Documentsfilings and deeds
30-12-202532 days before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsStarting capital
€3,000 100 shares
Checked score
69
Healthy
Financially stronger than 70% of micro companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 1.9%
09-2025: 1.9%● unchanged vs 08-2025
10-2025: 2.0%▲ +0.1 percentage points vs 09-2025
11-2025: 2.4%▲ +0.4 percentage points vs 10-2025
12-2025: 2.4%● unchanged vs 11-2025
01-2026: 2.7%▲ +0.3 percentage points vs 12-2025
02-2026: 3.0%▲ +0.3 percentage points vs 01-2026
03-2026: 3.0%● unchanged vs 02-2026
04-2026: 2.9%▼ -0.1 percentage points vs 03-2026
05-2026: 2.9%● unchanged vs 04-2026
06-2026: 3.1%▲ +0.2 percentage points vs 05-2026
07-2026: 3.3%▲ +0.2 percentage points vs 06-2026
08-2026: 3.3%● unchanged vs 07-2026highest value
09-2026: 3.3%● unchanged vs 08-2026highest value
10-2026: 0.9%▼ -2.4 percentage points vs 09-2026
11-2026: 0.9%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Size: total assets €55,712
Sector: Retail trade (NACE 47)
lowers risk
Liquidity: current ratio 0.81, cash €28,075
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 46% of them on solvency, 70% on liquidity and 96% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Belavi has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Belavi itself: 0.9% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Belavi. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.81, below 1. Short-term debt is 69.4% and cash 50.4% of total assets. 69.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-12-2025, 32 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
32 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- SEBOVSKI Arben 35 sharesdeed of 11-07-2024
- SEBOVSKA Ljindita 35 sharesdeed of 11-07-2024
- SEBOVSKI Baskim 10 sharesdeed of 11-07-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1011351494
Incorporation
Founding capital of €3,000, 100 shares · Founders: SEBOVSKI Arben, SEBOVSKA Ljindita, SEBOVSKI Baskim and 2 others · Appointments: SEBOVSKI Arben (director) and SEBOVSKA Ljindita (director) · published on 11-07-2024 · Gazette deed
First establishment
Jetsesteenweg 248, Koekelberg
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Belavi Koekelberg | €55,712 | €45,434 | 30.6% | - |
| NJUTA Maasmechelen | €50,991 | €43,557 | 10.2% | - |
| L'ODE Neufchâteau | €43,706 | €36,108 | 44.0% | - |
| Onverbloemd by Annick Mertens Beveren | €57,953 | €32,182 | 0.5% | - |
| Tuinen Talboom Kapellen | €57,396 | €76,744 | 20.2% | - |
| BLOEMEN WIMCO Zonnebeke | €65,389 | €27,146 | 72.3% | - |
| Hydrogena Flowers Brussels | €40,971 | €30,210 | 36.7% | - |
These companies have the same main activity as Belavi: retail sale of flowers, plants, seeds and fertilisers (NACE 47761). They are comparable in size and age: total assets between €41,000 and €65,400, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 09-07-2024Normal situation
- Activity
- Retail sale of flowers, plants, seeds and fertilisersNACE 47761and 4 others
- Establishment unit
- 2.361.829.2441081 Koekelberg, since 09-07-2024
- Financial year end
- 30 June
- Peppol
- Reachable since 20-04-2026
Annual accounts to 30-06-2025
- €55,712
- Filing
- Filed on 30-12-2025, 32 days before the end of the filing period
Insights on Belavi
Belavi has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17,057 and a net result of €14,057.
Its solvency ranks better than 48% of 22,924 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Belavi
- What is the company number of Belavi?
- The company number of Belavi is 1011.351.494. The VAT number is the same number with BE in front: BE 1011.351.494.
- Where is Belavi based?
- The registered office is at Jetsesteenweg 248, 1081 Koekelberg.Company details
- What does Belavi do?
- According to the KBO register, the main activity is retail sale of flowers, plants, seeds and fertilisers (NACE 47761).
- What is the legal form of Belavi?
- Belavi is a private limited company (BV).
- When was Belavi founded?
- Belavi was founded on 09-07-2024.
- Is Belavi still active?
- Yes, Belavi is an active enterprise in the KBO register.
- What is the turnover of Belavi?
- The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €45,434 and 51 comparable companies (NACE 477). It probably lies between €120,000 and €390,000.Financials
- Is Belavi profitable?
- In financial year 2025, Belavi made a profit of €14,057.
- Where can I find the annual accounts of Belavi?
- Belavi filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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