BELARU
ActiveBELARU has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €590k and a net result of €238k. Its solvency ranks better than 65% of 7690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52
Stability82
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days only on tighter terms
Liquidity ample (current ratio 3.09 against 2.97 in 2024), and 32.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.7%
Return on assets
27.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
1 d early
2024
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€590k▲ 67.8%
2024 · €352k
2024: €352k
2024 → 2025
Total assets
€871k▲ 64.8%
2024 · €529k
2024: €529k
2024 → 2025
Net result
€238k▼ 31.8%
2024 · €349k
2024: €349k
2024 → 2025
Working capital
€588k▲ 68.8%
2024 · €348k
2024: €348k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€352k-€590k▲ 67.8%
Operating result€505k-€341k▼ 32.4%
Net result€349k-€238k▼ 31.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €871k
Fixed assets
€2k▼ 38.7%
Current assets
€869k▲ 65.4%
Equity and liabilities €871k
Equity
€590k▲ 67.8%
Debt
€281k▲ 58.9%
The debt ratio falls from 33.5% to 32.3%: equity grows faster than debt.
Key figures and ratios
EBITDA
€342k▼
2024 · €505k
Cash flow
€239k▼
2024 · €350k
Solvency
67.7%▲
2024 · 66.5%
Current ratio
3.09▲
2024 · 2.97
Quick ratio
3.09▲
2024 · 2.97
Debt / equity
0.48▼
2024 · 0.50
ROE
40.4%▼
2024 · 99.3%
ROA
27.3%▼
2024 · 66.0%
Interest coverage
1481.86▼
2024 · 7789.32
Debt
€281k▲
2024 · €177k
Debt ≤ 1 year
€281k▲
2024 · €177k
Income taxes
€105k▼
2024 · €156k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€529k€871k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€525k€869k▲
Amounts receivable within one year40/41€38k€40k▲
Trade receivables40€38k€40k▲
Cash at bank and in hand54/58€485k€826k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€529k€871k▲
Equity10/15€352k€590k▲
Contributions10/11€3k€3k=
Reserves13€349k€587k▲
Distributable reserves133€349k€587k▲
Amounts payable17/49€177k€281k▲
Amounts payable within one year42/48€177k€281k▲
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€174k€279k▲
Taxes450/3€174k€279k▲
Other amounts payable47/48€18€7▼
Accrued charges and deferred income492/3-€27
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€517€1k▲
Other operating charges640/8€336€128▼
Gross operating margin9900€505k€342k▼
Operating profit (loss)9901€505k€341k▼
Financial income75/76B€723€2k▲
Recurring financial income75€723€2k▲
Financial charges65/66B€65€231▲
Recurring financial charges65€65€231▲
Profit (loss) for the period before taxes9903€505k€343k▼
Income taxes67/77€156k€105k▼
Profit (loss) for the period9904€349k€238k▼
Profit (loss) for the period to be appropriated9905€349k€238k▼
Appropriation of the result
Profit (loss) to be appropriated9906€349k€238k▼
Transfer to equity691/2€349k€238k▼
To other reserves6921€349k€238k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €500kEq €590k ▲67.8%
2 profitable years in a row build equity to €590k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pieter Breugheldreef 473920 LommelGround area
1,714 m²
Building footprint
134 m²
Volume, LiDAR
825 m³
Parcel 72342A0186/00S002, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BELARU
since 20232.349.673.263
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72342A0186/00S002 | Flanders | 1,714 m² | 1 · 134 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FIRST KEY INVESTMENT
BE 0733.922.586
Sint-Jans-Molenbeek · Eq €590k
TRAJECT
BE 0448.394.475
Gent · Eq €589k
Skyward
BE 0678.818.470
Jodoigne · Eq €590k
DENECKER BETONPOMPEN
BE 0676.994.870
Roeselare · Eq €589k
PITAR
BE 0693.836.941
Brugge · Eq €589k
Of 24,419 companies in sector 82990 we hold annual accounts for 9,361. 5,563 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-09-2023
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.