BELAMANDIER
ActiveBELAMANDIER has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €483. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▲+3
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
cash: 5.8% of total assets, and 0% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
100%
Return on assets
0.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-04-2026, 103 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
103 d early
2024
23 d early
2023
6 d early
2022
5 d late
2021
26 d late
2020
2 d late
2019
15 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€483
2024 · €-430
2018: €13k
2019: €2k
2020: €2k
2021: €210
2022: €176
2023: €28k
2024: €-430
2018 → 2025
Working capital
€79k▼ 0.5%
2023 · €80k
2018: €39k
2019: €41k
2020: €42k
2021: €43k
2022: €43k
2023: €80k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€52k-€52k▲ 0.3%€80k▲ 53.5%€80k▼ 0.5%€80k▲ 0.6%
Operating result€-497-€-296▲ 40.5%€328€-390€526
Net result€210-€176▼ 16.3%€28k▲ 15,757%€-430€483
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €526 after a loss of €390 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €80k
Fixed assets
€150=
Current assets
€80k▲ 0.1%
Key figures and ratios
Solvency
100.0%▲
2024 · 99.5%
ROE
0.6%▲
2024 · -0.5%
ROA
0.6%▲
2024 · -0.5%
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€80k€80k▲
Fixed assets21/28€150€150=
Financial fixed assets28€150€150=
Current assets29/58€80k€80k▲
Amounts receivable within one year40/41€76k€75k▼
Trade receivables40€3k€2k▼
Other amounts receivable41€74k€73k▼
Cash at bank and in hand54/58€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€80k€80k▲
Equity10/15€80k€80k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€59k€60k▲
Amounts payable17/49€431-
Amounts payable within one year42/48€431-
Taxes, remuneration and social security45€431-
Taxes450/3€431-
Income statement
Code20242025
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€1k-
Other operating charges640/8€387€400▲
Gross operating margin9900€1k€925▼
Operating profit (loss)9901€-390€526▲
Financial charges65/66B€40€42▲
Recurring financial charges65€40€42▲
Profit (loss) for the period before taxes9903€-430€483▲
Profit (loss) for the period9904€-430€483▲
Profit (loss) for the period to be appropriated9905€-430€483▲
Appropriation of the result
Profit (loss) to be appropriated9906€59k€60k▲
Profit (loss) brought forward from the previous period14P€60k€59k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €483
Net result €483 after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-430 ▼102%
Net result drops to €-430, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €28k ▲15757%
Net result €28k, the highest in the series.
31-12
Financial
Liquidity times 8current ratio 394.65
Current ratio from 47.66 to 394.65; short-term debt falls from €915 to €203.
05-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 5 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 47.66
Current ratio from 16.86 to 47.66; short-term debt falls from €3k to €915.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
31-12
Financial
Liquidity times 152current ratio 2336.77
Current ratio from 15.34 to 2336.77; short-term debt falls from €3k to €18.
15-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 15 days late
2019
31-12
Financial
Liquidity quadruplescurrent ratio 15.34
Current ratio from 4.33 to 15.34; short-term debt falls from €12k to €3k.
25-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 25 days late
2018
14-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 45 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genappe · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drève de Limauges 17 A1470 GenappeGround area
4,356 m²
Building footprint
278 m²
Volume, LiDAR
1,863 m³
2 parcels, Wallonia · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Chemin Pierre D'Aye 1, 1470 Genappe
since 20132.223.139.733
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25013B0122/00T000 | Wallonia | 2,425 m² | 1 · 162 m² | 9.6 m · 2 fl. |
| 25013D0412/00B000 | Wallonia | 1,931 m² | 1 · 117 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 40,104 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-07-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.