BEL ZAIO

Active

Private limited companyfounded 20223 yrs activeKBO/BCE: BE 0793.949.849

Summary

The computed 12-month bankruptcy probability of BEL ZAIO is 14.2% (high). The latest annual accounts of BEL ZAIO were filed more than 90 days after the deadline. The 2023 annual accounts show negative equity (-€904) and a net result of -€3,904. The company has been active since 2022 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Risk analysisWatch Report Compare

BEL ZAIOActive

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€768,226turnover 2023

Equity: -€904
Loss: -€3,904

Financial health

Bankruptcy chance 12 m: 14.2%

2023 figures too old to score

Structure

Board: 1 member

Accounts filed 97 d late1 of 4 deeds read

Signals- Figures for FY 2023 (filed 06-11-2024)- 2 financial years not filed after the legal deadline; latest accounts 97 days late; 1 of the last 3 late- Ex-officio strike-off in the KBO- Filed more than 90 days late- Administrative warnings in the KBO publications+ Liquidity: current ratio 0.96, cash €88,335Show the evidence

Checked score

No current score

Figures too old

The available figures for FY 2023 are too old to assess current financial health.

Bankruptcy probability: High

Filing: Filed more than 90 days late

Financial strength, FY 2023

Weak

Solvency 24

equity -0.7% of total assets

Liquidity 50

short-term debt 100.7% · cash 63.9%

Profitability 21

return on assets -2.8%

Bankruptcy probability, 12 months

14.2% High

0%0.5%1.5%4%10%≥ 25%

About 1 in 7 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,158 companies)

Last 24 months 11-2024: 3.2% 12-2024: 2.1%▼ -33.5% vs 11-2024 01-2025: 1.9%▼ -10.2% vs 12-2024 02-2025: 1.9%● 0.0% vs 01-2025 03-2025: 1.9%▲ +0.2% vs 02-2025 04-2025: 1.9%● 0.0% vs 03-2025 05-2025: 1.9%▼ -1.9% vs 04-2025 06-2025: 1.8%▼ -0.2% vs 05-2025lowest value 07-2025: 1.8%● 0.0% vs 06-2025lowest value 08-2025: 2.5%▲ +33.3% vs 07-2025 09-2025: 2.7%▲ +11.3% vs 08-2025 10-2025: 3.8%▲ +38.5% vs 09-2025 11-2025: 3.9%▲ +2.7% vs 10-2025 12-2025: 4.8%▲ +24.1% vs 11-2025 01-2026: 6.8%▲ +40.6% vs 12-2025 02-2026: 6.8%▲ +0.3% vs 01-2026 03-2026: 7.4%▲ +8.7% vs 02-2026 04-2026: 6.7%▼ -9.3% vs 03-2026 05-2026: 6.7%● 0.0% vs 04-2026 06-2026: 6.6%▼ -1.7% vs 05-2026 07-2026: 6.6%● 0.0% vs 06-2026 08-2026: 8.1%▲ +22.4% vs 07-2026 09-2026: 14.2%▲ +75.5% vs 08-2026highest value 10-2026: 14.2%● 0.0% vs 09-2026highest value

Figures for FY 2023 (filed 06-11-2024) raises the probability
2 financial years not filed after the legal deadline; latest accounts 97 days late; 1 of the last 3 late raises the probability
Ex-officio strike-off in the KBO raises the probability
Liquidity: current ratio 0.96, cash €88,335 lowers the probability

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk

Figures for FY 2023 (filed 06-11-2024)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

2 financial years not filed after the legal deadline; latest accounts 97 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Ex-officio strike-off in the KBO

In the bankruptcy model this factor raises the probability.

KBO publications

Liquidity: current ratio 0.96, cash €88,335

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Filed more than 90 days late

The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 05-11-2024, 97 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 1 filing

Deviation from the deadline

2023

97 d late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its 2023 accounts 97 days after the deadline; the Belgian median for financial year 2023 is 3 days before the deadline, and 40% of all filings were late.

Administrative warnings in the KBO publications

1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.

KBO publications

Publications

Address struck

13-08-26 Address struckevent 14-07-2026
06-07-26 Resignation: EL GOURARI LAHCEN (director)Appointment: MOURCHID MOURCHID ABDESLAM (director)…
05-11-24 Annual accounts filedfiscal year 2023 · micro…

Key points

Risk: Negative equityfiscal year 2023: debts exceed assets -€904 View
Caution: Latest accounts filed lateafter the legal deadline 97 d View
Caution: Board changedlatest change 28-02-2026 · 1 in office 1 joined · 1 left View