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BEL-PLAN-NET

Active
Private limited companyfounded 201213 yrs activePater de Dekenstraat 71, 1040 Etterbeek, BelgiumKBO/BCE: BE 0508.704.424
Summary

BEL-PLAN-NET has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52,128 and a net result of €118,493. Equity is growing by ~30.5% per year across the filed fiscal years. Its solvency ranks better than 24% of 340 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Personal service activities
NACE 96910General cleaning of buildings NACE 81210
1 site
Size
€678,434total assets 2025
Staff
95.2 FTE
Equity
€52,128
Profit
€118,493
Financial health
91 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts 71 d early0 of 4 deeds read
Why 91- Equity €52,128 (7.7% of total assets)+ Size: total assets €678,434+ Founded in 2012+ Figures for FY 2025 (filed 21-11-2025)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Better than 53% of its sector peers (NACE 96, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 33=
equity 7.7% of total assets
Liquidity 50=
short-term debt 91.5% · cash 45.7%
Profitability 91-9
return on assets 17.5%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,525 companies)
Last 15 months 08-2025: 0.1%lowest value 09-2025: 0.1%▲ +4.2% vs 08-2025 10-2025: 0.1%▲ +7.3% vs 09-2025 11-2025: 0.1%▲ +10.5% vs 10-2025 12-2025: 0.1%▼ -6.1% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.1%▲ +1.4% vs 07-2026 09-2026: 0.1%▲ +4.3% vs 08-2026 10-2026: 0.2%▲ +6.8% vs 09-2026highest value
  • Size: total assets €678,434 lowers the probability for this profile
  • Equity €52,128 (7.7% of total assets) raises the probability
  • Founded in 2012 lowers the probability for this profile
  • Figures for FY 2025 (filed 21-11-2025) lowers the probability
Credit up to €4,500 at 30 days acceptable
Liquidity tight (current ratio 1.03 against 1.02 in 2024; short-term debt: 91.5% and cash: 45.7% of total assets), and 92.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 96, micro). Better than this share of them on solvency 35%, liquidity 47%, profitability 79%, growth against the median 53%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €678,434
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Equity €52,128 (7.7% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 2012
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Figures for FY 2025 (filed 21-11-2025)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 340 sector peers (2025).
NBB · sector comparison
Position among 340 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 21-11-2025, 71 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
71 d early
2024
73 d early
2023
70 d early
2022
63 d early
2021
60 d early
2020
26 d early
2019
52 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 59 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 22 November (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Highest result since 2019net €167,625 ▲36.8%

Key points

  • Among the largest 5% on gross marginsector median €454,395 · 293 companies €3.6m View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Flemish supportawarded 2022 - 2025 €3.5m View
  • Positive: 7 profitable years in a rowprofit 2025: €118,493 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€678,434
Profit
€118,493
Solvency
7.7%
Total assets▲ 14.7%
Net result
20192025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-01-2027
  1. 21-11-2025Annual accounts filed
  2. 19-11-2024Annual accounts filed
  3. 30-06-2024Highest result since 2019
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Personal service activitiesNACE 96910
Founded
25-12-2012
Year ends
30-06
Peppol
Not found in the Peppol directory
Go to Company details

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