BEL-ICIOUS
ActiveThe computed 12-month bankruptcy probability of BEL-ICIOUS is 3.5% (moderate). The 2025 annual accounts show equity of €18k and a net result of €7k. Equity is growing by ~80.2% per year across the filed fiscal years. Its solvency ranks better than 39% of 18237 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-7
Solvency46▲+6
Growth78=
Track record94
Bankruptcy probability, 12 months
3.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.25 against 1.15 in 2024; short-term debt: 77.1% and cash: 2.6% of total assets), and 79.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
2 d late
2024
4 d late
2023
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▲ 63.7%
2024 · €11k
2023: €372
2024: €11k
2023 → 2025
Total assets
€89k▲ 15.0%
2024 · €77k
2023: €47k
2024: €77k
2023 → 2025
Net result
€7k▼ 34.1%
2024 · €11k
2023: €-5k
2024: €11k
2023 → 2025
Working capital
€17k▲ 68.5%
2024 · €10k
2023: €-2k
2024: €10k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€372-€11k▲ 2,928%€18k▲ 63.7%
Operating result€-4k-€13k€10k▼ 24.7%
Net result€-5k-€11k€7k▼ 34.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €89k
Fixed assets
€3k▲ 163%
Current assets
€85k▲ 12.4%
Equity and liabilities €89k
Equity
€18k▲ 63.7%
Debt
€70k▲ 6.6%
The debt ratio falls from 85.4% to 79.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€11k▼
2024 · €14k
Cash flow
€8k▼
2024 · €12k
Solvency
20.8%▲
2024 · 14.6%
Current ratio
1.25▲
2024 · 1.15
Quick ratio
0.12▲
2024 · 0.10
Debt / equity
3.80▼
2024 · 5.84
ROE
38.9%▼
2024 · 96.7%
ROA
8.1%▼
2024 · 14.1%
Interest coverage
11.01▼
2024 · 38.48
Debt
€70k▲
2024 · €66k
Debt ≤ 1 year
€68k▲
2024 · €66k
Income taxes
€2k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€77k€89k▲
Fixed assets21/28€1k€3k▲
Tangible fixed assets22/27€1k€3k▲
Plant, machinery and equipment23€804€3k▲
Furniture and vehicles24€526€26▼
Other tangible fixed assets26-€372
Current assets29/58€76k€85k▲
Stocks and contracts in progress3€69k€77k▲
Stocks30/36€69k€77k▲
Amounts receivable within one year40/41€5k€6k▲
Trade receivables40-€1k
Other amounts receivable41€5k€5k▼
Cash at bank and in hand54/58€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€77k€89k▲
Equity10/15€11k€18k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€6k€13k▲
Amounts payable17/49€66k€70k▲
Amounts payable within one year42/48€66k€68k▲
Trade debts44€19k€9k▼
Suppliers440/4€19k€9k▼
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Other amounts payable47/48€45k€56k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€743€938▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€15k€13k▼
Operating profit (loss)9901€13k€10k▼
Financial income75/76B€132€8▼
Recurring financial income75€132€8▼
Financial charges65/66B€353€962▲
Recurring financial charges65€353€962▲
Profit (loss) for the period before taxes9903€13k€9k▼
Income taxes67/77€2k€2k▼
Profit (loss) for the period9904€11k€7k▼
Profit (loss) for the period to be appropriated9905€11k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€13k▲
Profit (loss) brought forward from the previous period14P€-5k€6k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlaamsesteenweg 881000 BrusselGround area
174 m²
Building footprint
175 m²
Volume, LiDAR
1,999 m³
Parcel 21811M0474/00D000, Brussels · tallest building 21.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
BEL-ICIOUS
since 20222.331.927.708
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21811M0474/00D000 | Brussels | 174 m² | 1 · 175 m² | 21.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.331.927.708
Similar companies · same sector, comparable size
ORIENT PLUS
BE 0544.980.840
Liège · Eq €18k
MATTAEL
BE 0540.662.558
Schaarbeek · Eq €18k
GINGER G
BE 0772.321.027
Brussel · Eq €18k
MESTAN
BE 0766.378.687
Sint-Gillis (bij-Brussel) · Eq €18k
NONNO E NONNA
BE 1022.815.807
Eghezée · Eq €18k
Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 4,082 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-03-2022
Fiscal year end30-06
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
46190Agents in non-specialised wholesale trade
46900Non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.