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BEL-FRESH GARDEN

Active
Private limited companyfounded 1987active for 39 yearsKerkstraat 95, 9111 Sint-Niklaas, BelgiumKBO/BCE: BE 0430.970.109

From the official registers: KBO 38 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

BEL-FRESH GARDEN has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65,310 and a net result of €5,007. Equity has been growing by about 49% per year since 2019. Its solvency ranks better than 27% of 5,667 sector peers (NACE 81, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

KBO
Status
Active since 01-05-1987 Normal situation
Activity
Landscape service activities NACE 81300and 3 others
Establishment unit
2.032.094.867 9111 Sint-Niklaas, since 16-07-1990
Financial year end
30 September
Peppol
Reachable since 12-02-2025

Board and ownership

Board
  • Pollijn KevinDirector

Financial position

88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts to 30-09-2025
Gross margin
€48,965
▼ 3.3%
Turnover
≈ €210,000
estimated
Profit
€5,007
▼ 72.5%
Equity
€65,310
▲ 7.1%
Total assets
€331,939
▲ 56.3%
Filed on 27-02-2026, 62 days before the deadlinePDF
Score breakdownraises riskSector: Services to buildings and landscape activities (NACE 81)Equity €65,310 (19.7% of total assets)lowers riskLiquidity: current ratio 2.56, cash €113,630Founded in 1987Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 50% of micro companies in building services and landscaping (NACE 81)
Financial strength · tick: 2024
Strong
Solvency 45-9
equity 19.7% of total assets
Liquidity 88+1
short-term debt 16.9% · cash 34.2%
Profitability 71-8
return on assets 1.5%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,707 companies, NACE 81, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.3%▲ +0.1 percentage points vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.2%▼ -0.1 percentage points vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.5%▲ +0.2 percentage points vs 04-2025highest value 06-2025: 0.1%▼ -0.4 percentage points vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.56 (2.64 in 2024), above the usual 1.5. Short-term debt is 16.9% and cash 34.2% of total assets. However, 80.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 26% of them on solvency, 89% on liquidity, 38% on profitability and 48% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Services to buildings and landscape activities (NACE 81)
KBO
lowers risk · Liquidity: current ratio 2.56, cash €113,630
NBB · annual accounts
lowers risk · Founded in 1987
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Equity €65,310 (19.7% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-02-2026, 62 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
62 days early
2024
2 days early
2023
63 days early
2022
41 days early
2021
23 days early
2020
67 days early
2019
7 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 38 days before the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 20 March (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end01-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €5,007 7 years View

Comparable companies

These companies have the same main activity as BEL-FRESH GARDEN: landscape service activities (NACE 81300). They are comparable in size and age: total assets between €238,000 and €426,000, founded between 1984 and 1991.

CompanyTotal assetsGross margin
BEL-FRESH GARDEN Sint-Niklaas€331,939€48,965
ENTREPRISE DU MANOIR Huy€373,607€54,224
BOOMKWEKERIJ DE RODE MOER Lochristi€332,955€70,420
Tuinaanleg Van Den Abeele Lede€237,587€38,268
COTRAGRI Braine-le-Comte€425,859€49,848
ADER Bertem€354,472€36,008
Belgojardins Tervuren€362,196€65,136
Full comparison

Documents

Annual accounts at the NBB

All 38 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about BEL-FRESH GARDEN

What is the company number of BEL-FRESH GARDEN?
The company number of BEL-FRESH GARDEN is 0430.970.109. The VAT number is the same number with BE in front: BE 0430.970.109.
Where is BEL-FRESH GARDEN based?
The registered office is at Kerkstraat 95, 9111 Sint-Niklaas.Company details
What does BEL-FRESH GARDEN do?
According to the KBO register, the main activity is landscape service activities (NACE 81300).
What is the legal form of BEL-FRESH GARDEN?
The legal form of BEL-FRESH GARDEN is Private limited company (BV).
When was BEL-FRESH GARDEN founded?
BEL-FRESH GARDEN was founded on 01-05-1987.
Is BEL-FRESH GARDEN still active?
Yes, BEL-FRESH GARDEN is an active enterprise in the KBO register.
What is the turnover of BEL-FRESH GARDEN?
The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €48,965 and 41 comparable companies (NACE 81). It probably lies between €130,000 and €340,000.Financials
Is BEL-FRESH GARDEN profitable?
In financial year 2025, BEL-FRESH GARDEN made a profit of €5,007.
Where can I find the annual accounts of BEL-FRESH GARDEN?
BEL-FRESH GARDEN filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of BEL-FRESH GARDEN due?
BEL-FRESH GARDEN must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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