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Bel Consco

Active
Private limited companyfounded 20251 yr activeLouizalaan 65/11, 1050 Brussel, BelgiumKBO/BCE: BE 1019.171.674
Summary

The computed 12-month bankruptcy probability of Bel Consco is 4.8% (elevated). The 2025 annual accounts show equity of €194,361 and a net result of -€35,814. Its solvency ranks better than 95% of 13874 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability0
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
4.8% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days only on tighter terms
short-term debt: 0.5% and cash: 46.3% of total assets, and 0.5% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-04-2026, 115 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
115 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Bel Consco was incorporated on 24 January 2025 as a Private limited company.1 Since 2026, Hüseyin SAGLAM has served as non-statutory director of the company.2 The company has filed annual accounts once, for fiscal year 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 04-05-2026
  3. 3National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€194,361
Total assets
€195,286
Net result
-€35,814
Working capital
€102,355

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €195,286
Fixed assets €92,006
Current assets €103,280
Equity and liabilities €195,286
Equity €194,361
Debt €925
Debt finances 0.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
-€35,237
Cash flow
-€35,190
Debt to equity
0.00
ROE
-18.4%
ROA
-18.3%
Interest coverage
-2936.42
Debt ≤ 1 year
€925
A ratio outside any meaningful range has been withheld (balance sheet total €195,286, equity €194,361).

Peer companies

Historical observation

Of the 584 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 93% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
1.4% went bankrupt
6.0% stopped otherwise
93% still going

For this company itself Checked computes a higher bankruptcy probability: 4.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 584 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet Code2025
Assets
Total assets20/58€195,286
Fixed assets21/28€92,006
Intangible fixed assets21€16,156
Tangible fixed assets22/27€64,350
Other tangible fixed assets26€64,350
Financial fixed assets28€11,500
Current assets29/58€103,280
Amounts receivable within one year40/41€12,589
Trade receivables40€5,128
Other amounts receivable41€7,461
Cash at bank and in hand54/58€90,473
Deferred charges and accrued income490/1€218
Equity and liabilities
Total equity and liabilities10/49€195,286
Equity10/15€194,361
Contributions10/11€230,175
Profit (loss) carried forward14-€35,814
Amounts payable17/49€925
Amounts payable within one year42/48€925
Trade debts44€925
Suppliers440/4€925
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€624
Other operating charges640/8€1,151
Gross operating margin9900-€34,086
Operating profit (loss)9901-€35,861
Financial income75/76B€59
Recurring financial income75€59
Financial charges65/66B€12
Recurring financial charges65€12
Profit (loss) for the period before taxes9903-€35,814
Profit (loss) for the period9904-€35,814
Profit (loss) for the period to be appropriated9905-€35,814
Appropriation of the result
Profit (loss) to be appropriated9906-€35,814

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€624
Other operating charges640/8€1,151
Gross operating margin9900-€34,086
Operating profit (loss)9901-€35,861
Financial income75/76B€59
Recurring financial income75€59
Financial charges65/66B€12
Recurring financial charges65€12
Profit (loss) for the period before taxes9903-€35,814
Profit (loss) for the period9904-€35,814
Profit (loss) for the period to be appropriated9905-€35,814
Line2025
Assets
Total assets20/58€195,286
Fixed assets21/28€92,006
Intangible fixed assets21€16,156
Tangible fixed assets22/27€64,350
Other tangible fixed assets26€64,350
Financial fixed assets28€11,500
Current assets29/58€103,280
Amounts receivable within one year40/41€12,589
Trade receivables40€5,128
Other amounts receivable41€7,461
Cash at bank and in hand54/58€90,473
Deferred charges and accrued income490/1€218
Equity and liabilities
Total equity and liabilities10/49€195,286
Equity10/15€194,361
Contributions10/11€230,175
Profit (loss) carried forward14-€35,814
Amounts payable17/49€925
Amounts payable within one year42/48€925
Trade debts44€925
Suppliers440/4€925
Line2025
Profit (loss) for the period9904-€35,814
+ Depreciation and write-downs630€624
Operating cash flow (approximation)-€35,190

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
04-05
State Gazette act Appointment: Hüseyin SAGLAM (non-statutory director)
Power of attorney5 facts ▸
  • General meeting, 10-04-2026
  • Other statement, bureau composition
  • Director appointment, Hüseyin SAGLAM (non-statutory director)
  • Other statement, decision majority, unanimité des voix
  • Power of attorney, SRL EXCELLIUM SOLUTION
07-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
State Gazette actNBB filing
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 director, last change in 2026
Hüseyin SAGLAM
Non-statutory director · since 13-04-2026
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
1,969 m²
Building footprint
2,704 m²
Volume, LiDAR
63,474 m³
2 parcels, Brussels · tallest building 35.6 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Camara Nova
Aarlenstraat 38, 1000 BrusselRetail sale of chocolate and confectionery
since 20252.378.381.305
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21807G0007/00R000 Brussels 1,683 m² 1 · 2,433 m² 35.6 m · 9 fl.
21805E0445/00P007
ProtectedMonumentGeheel van neoclassicistisch huizen - LuxemburgpleinSource ↗
Brussels 286 m² 1 · 271 m² 18.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Mandate history

1 person since 2026, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
Hüseyin SAGLAM
  • Non-statutory director, from 13-04-2026 to date
See the board, name and seat on a given date →

Structure & network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

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Recognitions · licences · registrations

Food safety, FASFC

1 site
Brussel2.378.381.305
2 permissions
Drankgelegenheid · since 02-03-2026
Toelating · Eetgelegenheid · since 02-03-2026

Similar companies · same sector, comparable size

Of 13,991 companies in this sector we hold annual accounts for 4,899. 3,137 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded24-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
47279Other retail sale of food
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1019171674
Also 9925:BE1019171674
Registered 02-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.