BEL.COME
ActiveBEL.COME has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7k and a net result of €879. Equity is shrinking by ~18.5% per year across the filed fiscal years. Its solvency ranks better than 39% of 11257 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▲+47
Solvency53▲+11
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.2%
Return on assets
3.6%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-10-2025, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
on the day
2023
1 d early
2022
4 d early
2021
11 d early
2020
16 d late
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close20-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€7k▲ 14.9%
2024 · €6k
2019: €21k
2020: €17k
2021: €16k
2022: €11k
2023: €16k
2024: €6k
2019 → 2025
Total assets
€24k▼ 29.2%
2024 · €34k
2019: €27k
2020: €20k
2021: €22k
2022: €19k
2023: €22k
2024: €34k
2019 → 2025
Net result
€879
2024 · €-10k
2019: €583
2020: €-4k
2021: €-558
2022: €-5k
2023: €5k
2024: €-10k
2019 → 2025
Working capital
€7k▲ 20.8%
2024 · €6k
2019: €21k
2020: €17k
2021: €16k
2022: €11k
2023: €16k
2024: €6k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€16k-€11k▼ 31.2%€16k▲ 45.6%€6k▼ 63.3%€7k▲ 14.9%
Operating result€-479-€-5k▼ 872%€6k€-10k€1k
Net result€-558-€-5k▼ 800%€5k€-10k€879
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1k after a loss of €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €24k
Equity
€7k▲ 14.9%
Debt
€17k▼ 38.5%
The debt ratio falls from 82.6% to 71.8%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
28.2%▲
2024 · 17.4%
Current ratio
1.45▲
2024 · 1.22
Quick ratio
0.85▼
2024 · 0.96
Debt / equity
2.55▼
2024 · 4.76
ROE
12.9%▲
2024 · -172.2%
ROA
3.6%▲
2024 · -29.9%
Debt
€17k▼
2024 · €28k
Debt ≤ 1 year
€17k▼
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€34k€24k▼
Current assets29/58€34k€24k▼
Stocks and contracts in progress3€7k€10k▲
Stocks30/36€7k€10k▲
Amounts receivable within one year40/41€26k€10k▼
Trade receivables40€26k€9k▼
Other amounts receivable41€547€953▲
Cash at bank and in hand54/58€686€4k▲
Equity and liabilities
Total equity and liabilities10/49€34k€24k▼
Equity10/15€6k€7k▲
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-8k€-7k▲
Amounts payable17/49€28k€17k▼
Amounts payable within one year42/48€28k€17k▼
Trade debts44€28k€16k▼
Suppliers440/4€28k€16k▼
Advances received on contracts in progress46€0-
Other amounts payable47/48-€846
Accrued charges and deferred income492/3€249€654▲
Income statement
Code20242025
Other operating charges640/8€384€2k▲
Gross operating margin9900€-9k€3k▲
Operating profit (loss)9901€-10k€1k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€509€402▼
Recurring financial charges65€509€402▼
Profit (loss) for the period before taxes9903€-10k€879▲
Profit (loss) for the period9904€-10k€879▲
Profit (loss) for the period to be appropriated9905€-10k€879▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-7k▲
Profit (loss) brought forward from the previous period14P€2k€-8k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
27-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €879
Net result €879 after one loss-making year.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €-10k ▼302%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €5k
Net result €5k after 3 loss-making years.
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
20-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
16-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2019
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2016
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Côte-d'Or 684000 LiègeGround area
830 m²
Building footprint
380 m²
Volume, LiDAR
1,883 m³
Parcel 62078A0480/00H018, Wallonia · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BEL.COME
since 20142.237.478.709
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62078A0480/00H018 | Wallonia | 830 m² | 1 · 380 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JDE DYNAMIC
BE 0671.444.589
Genappe · Eq €7k
L'Odybreak
BE 0548.950.912
Jette · Eq €7k
IRON ICE CUSTOM
BE 0781.460.605
Charleroi · Eq €6k
MOTOCASH
BE 0817.676.049
Beyne-Heusay · Eq €9k
NOI
BE 0457.889.884
Brussel · Eq €4k
Of 169 companies in sector 46730 we hold annual accounts for 89. 35 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-12-2014
Fiscal year end31-03
Activities, NACEBEL
45401
46730Wholesale trade
45402
47830Retail sale of motorcycles and motorcycle parts and accessories
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.