BEL COM
ActiveSummary
The computed 12-month bankruptcy probability of BEL COM is 4.8% (elevated). The 2025 annual accounts show negative equity (-€2,701) and a net result of -€5,201. Its solvency ranks better than 9% of 18458 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability0
Solvency0
Growth-
Track record67
Bankruptcy probability, 12 months
4.8%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 21-05-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
21 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
-€2,701
Total assets
€2,566
Net result
-€5,201
Working capital
-€2,766
Turnover and EBIT margin not published: the micro schema does not require them.
Key figures and ratios
EBITDA
-€4,207
Cash flow
-€4,213
Interest coverage
-647.20
Debt
€5,267
Debt ≤ 1 year
€5,267
Ratios withheld: a balance sheet total of €2,566 is too small for a meaningful ratio.
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €988 |
| Other operating charges640/8 | €894 |
| Gross operating margin9900 | -€3,313 |
| Operating profit (loss)9901 | -€5,195 |
| Financial charges65/66B | €7 |
| Recurring financial charges65 | €7 |
| Profit (loss) for the period before taxes9903 | -€5,201 |
| Profit (loss) for the period9904 | -€5,201 |
| Profit (loss) for the period to be appropriated9905 | -€5,201 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €2,566 | |
| Formation expenses20 | €65 | |
| Current assets29/58 | €2,501 | |
| Amounts receivable within one year40/41 | €651 | |
| Other amounts receivable41 | €651 | |
| Cash at bank and in hand54/58 | €1,850 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €2,566 | |
| Equity10/15 | -€2,701 | |
| Contributions10/11 | €2,500 | |
| Capital10 | €2,500 | |
| Issued capital100 | €2,500 | |
| Profit (loss) carried forward14 | -€5,201 | |
| Amounts payable17/49 | €5,267 | |
| Amounts payable within one year42/48 | €5,267 | |
| Trade debts44 | €918 | |
| Suppliers440/4 | €918 | |
| Other amounts payable47/48 | €4,349 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€5,201 |
| + Depreciation and write-downs630 | €988 |
| Operating cash flow (approximation) | -€4,213 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Froidchapelle · 1 establishment unit since 2024
Ground area
2.0 ha
Building footprint
33 m²
Volume, LiDAR
109 m³
Parcel 56482C0932/00F005, Wallonia · tallest building 5.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Parc Résidentiel Le Chénia(FBC) 127, 6440 Froidchapelle
since 20242.356.273.124
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56482C0932/00F005 | Wallonia | 2.0 ha | 1 · 33 m² | 5.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
ARQUALINE
BE 0471.432.173
Charleroi
AVOSDIM SARL
BE 0666.715.642
BETHUNE
AY Commerce BV
BE 0704.601.367
Kerkrade
BAZAR AJI
BE 0503.947.167
Charleroi
BELDIS
BE 0460.581.635
Charleroi
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 12,954 companies in sector 47120 we hold annual accounts for 2,190. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-11-2023
Fiscal year end30-09
Activities, NACEBEL 2025
47120Other non-specialised retail sale
46190Agents in non-specialised wholesale trade
68110Buying and selling of own real estate
73110Advertising agencies
82100Office administrative and support services
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.