Equity
€27,836 from €107,598 in 2022
Equity fell by 74% in 3 years.
BEL 963
Lifetime
17 annual accounts with figures on one time axispeak €103,490 (2022)
€64,898▼ 16.1%
lowest -€70,760 (2025)
-€70,760▼ €70,775
peak €107,598 (2022)
€27,836▼ 71.8%
€396,613▼ 18.1%
peak 0.5 FTE (2019)
-not published
Board1 name since 2009
1 director
Documentsfilings and deeds
23-07-20268 days before the deadline
2025micro format
Gross margin from €77,379 to €64,898Loss of €70,760Equity from €98,596 to €27,836Debts from €484,386 to €396,613Cash from €21,158 to €30,898
Key points
from the 2025 annual accountsResult
-€70,760 -€70,760
From profit to loss in 2025, after a profit of €15 in 2024.
Turnover
≈ €140,000 estimated
The micro format states no turnover.
Debts
€396,613 93% of the balance sheet
Financial debts 37%Suppliers 24%Taxes and wages 1%Other 38%
Of this, €143,993 falls due within a year.
Filings
17 annual accounts since 2009
The last five annual accounts were filed 6 to 13 days before the end of the period.
Position in the sector
-€70,760
Lower net result than 95% of companies in architecture and engineering. Sector median €16,508 · 12,247 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 642 companies had the same profile as BEL 963 has now. Each dot stands for 2 companies, two years later.
89.9%
were still trading
5.5%
stopped another way
3.6%
went bankrupt
Another 1.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 642 companies, not a prediction for BEL 963. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Resignation: (manager)
Reappointment: (director) · “Magasin de décoration; Conseil en décoration; Vente de tissus d’ameublement; Confection de teinture…” (deed in French) · General meeting of 28-12-2023 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0809830333
First establishment
Chaussée de Bruxelles 51, Waterloo
Incorporation
published on 03-04-2009 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BEL 963 Waterloo | €424,449 | €64,898 | 6.6% | - |
| ESPADON Zulte | €458,716 | €58,814 | 63.2% | - |
| MDC-INTERIEUR Grobbendonk | €385,587 | €57,638 | 87.8% | - |
| Quality Design Knokke-Heist | €477,852 | €56,666 | 16.5% | - |
| REDNESD Beveren-Kruibeke-Zwijndrecht | €450,888 | €58,272 | 50.5% | - |
| INTERIEURBURO VANDECANDELAERE Roeselare | €521,163 | €58,762 | 24.6% | 1.7 |
| CP PRESTIGE Lessines | €496,878 | €61,310 | 32.3% | - |
These companies have the same main activity as BEL 963: activities of interior architects (NACE 71112). They are comparable in size and age: total assets between €386,000 and €521,000, founded between 2008 and 2011.
Official details
Source: KBO- Status
- Active since 12-02-2009Normal situation
- Activity
- Activities of interior architectsNACE 71112and 1 other
- Establishment unit
- 2.177.875.3751410 Waterloo, since 16-02-2009
- Financial year end
- 31 December
- Peppol
- Reachable since 20-11-2020
Annual accounts 2025
- €424,449▼ 27.2%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 23-07-2026, 8 days before the end of the filing period
Insights on BEL 963
BEL 963 files the micro format. That format states no turnover. The gross margin rose from -€6,015 in 2009 to €64,898 in 2025.
The balance sheet grew most from 2014 to 2015 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BEL 963
- What is the company number of BEL 963?
- The company number of BEL 963 is 0809.830.333. The VAT number is the same number with BE in front: BE 0809.830.333.
- Where is BEL 963 based?
- The registered office is at Chaussée de Bruxelles 51, 1410 Waterloo.Company details
- What does BEL 963 do?
- According to the KBO register, the main activity is activities of interior architects (NACE 71112).
- What is the legal form of BEL 963?
- BEL 963 is a private limited company (BV).
- When was BEL 963 founded?
- BEL 963 was founded on 12-02-2009.
- Is BEL 963 still active?
- Yes, BEL 963 is an active enterprise in the KBO register.
- How many employees does BEL 963 have?
- BEL 963 had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of BEL 963?
- The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €64,898 and 44 comparable companies (NACE 711). It probably lies between €110,000 and €190,000.
- Is BEL 963 profitable?
- In financial year 2025, BEL 963 made a loss of €70,760.
- Where can I find the annual accounts of BEL 963?
- BEL 963 filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BEL 963 due?
- BEL 963 must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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