BEL 7
ActiveSummary
BEL 7 has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162,929 and a net result of -€708. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 35% of 31942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability19▼-15
Solvency62=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity short (current ratio 0.0; short-term debt: 58.8% and cash: 0% of total assets), and 62.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
28 d late
2023
8 d late
2022
10 d late
2021
57 d late
2020
27 d late
2019
89 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 34 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€162,929▼ 0.4%
2024 · €163,636
Total assets
€437,782=
2024 · €437,860
Net result
-€708▲ 88.4%
2024 · -€6,104
Working capital
-€257,313▼ 2.6%
2023 · -€250,695
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€30,935▲ 1,791%€9,759▼ 68.5%-€1,515-€5,560▼ 267%-€512▲ 90.8%
Net result€19,554within the sector's middle half▲ 515%€3,997within the sector's middle half▼ 79.6%-€1,900below the sector's middle half-€6,104below the sector's middle half▼ 221%-€708below the sector's middle half▲ 88.4%
Equity€167,643within the sector's middle half▲ 13.2%€171,640within the sector's middle half▲ 2.4%€169,740within the sector's middle half▼ 1.1%€163,636within the sector's middle half▼ 3.6%€162,929within the sector's middle half▼ 0.4%
Total assets€448,124within the sector's middle half▲ 0.9%€454,142within the sector's middle half▲ 1.3%€451,653within the sector's middle half▼ 0.5%€437,860within the sector's middle half▼ 3.1%€437,782within the sector's middle half=
Debt€262,982▼ 5.6%€265,002▲ 0.8%€264,412▼ 0.2%€256,724▼ 2.9%€257,353▲ 0.2%
Working capital-€252,911below the sector's middle half▲ 7.2%-€248,854below the sector's middle half▲ 1.6%-€250,695below the sector's middle half▼ 0.7%-€257,313below the sector's middle half
Solvency37.4%within the sector's middle half▲ 4.1pp37.8%within the sector's middle half▲ 0.4pp37.6%within the sector's middle half▼ 0.2pp37.4%within the sector's middle half▼ 0.2pp37.2%within the sector's middle half▼ 0.2pp
Current ratio0.04below the sector's middle half▲ 0.020.06below the sector's middle half▲ 0.020.05below the sector's middle half▼ 0.010.00below the sector's middle half
Return on assets (ROA)4.4%within the sector's middle half▲ 3.6pp0.9%below the sector's middle half▼ 3.5pp-0.4%below the sector's middle half▼ 1.3pp-1.4%below the sector's middle half▼ 1.0pp-0.2%below the sector's middle half▲ 1.2pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €512 in 2025 against €5,560 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €437,782
Fixed assets
€437,742
Current assets
€40
Equity and liabilities €437,782
Equity
€162,929 ▼ 0.4%
Provisions
€17,500 =
Debt
€257,353 ▲ 0.2%
Debt's share of the balance-sheet total rises from 58.6% to 58.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€393
Cash flow
-€589
Debt to equity
1.58▲
2024 · 1.57
ROE
-0.4%▲
2024 · -3.7%
Interest coverage
-2.01
Debt ≤ 1 year
€257,353▲
2024 · €256,724
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €59 | €59 | €59 | - | €118 | - |
| Other operating charges640/8 | €643 | €118 | €889 | €596 | €393 | ▼ 34.0% |
| Gross operating margin9900 | €31,637 | €9,936 | -€566 | -€4,964 | - | - |
| Operating profit (loss)9901 | €30,935 | €9,759 | -€1,515 | -€5,560 | -€512 | ▲ 90.8% |
| Financial charges65/66B | €502 | €556 | €386 | €544 | €196 | ▼ 64.0% |
| Recurring financial charges65 | €502 | €556 | €386 | €544 | €196 | ▼ 64.0% |
| Profit (loss) for the period before taxes9903 | €30,433 | €9,203 | -€1,900 | -€6,104 | -€708 | ▲ 88.4% |
| Income taxes67/77 | €10,879 | €5,206 | - | - | - | - |
| Profit (loss) for the period9904 | €19,554 | €3,997 | -€1,900 | -€6,104 | -€708 | ▲ 88.4% |
| Profit (loss) for the period to be appropriated9905 | €19,554 | €3,997 | -€1,900 | -€6,104 | -€708 | ▲ 88.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €448,124 | €454,142 | €451,653 | €437,860 | €437,782 | = |
| Fixed assets21/28 | €438,054 | €437,995 | €437,935 | €437,860 | €437,742 | = |
| Tangible fixed assets22/27 | €237 | €178 | €118 | €118 | - | - |
| Other tangible fixed assets26 | €237 | €178 | €118 | €118 | - | - |
| Financial fixed assets28 | €437,817 | €437,817 | €437,817 | €437,742 | €437,742 | = |
| Current assets29/58 | €10,071 | €16,148 | €13,717 | - | €40 | - |
| Amounts receivable within one year40/41 | €4,893 | €13,932 | €12,925 | - | - | - |
| Trade receivables40 | €3,993 | €13,020 | €12,025 | - | - | - |
| Other amounts receivable41 | €900 | €912 | €900 | - | - | - |
| Cash at bank and in hand54/58 | €5,178 | €2,216 | €792 | - | €40 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €448,124 | €454,142 | €451,653 | €437,860 | €437,782 | = |
| Equity10/15 | €167,643 | €171,640 | €169,740 | €163,636 | €162,929 | ▼ 0.4% |
| Contributions10/11 | €50,142 | €50,142 | €50,142 | €50,142 | €50,142 | = |
| Capital10 | €50,142 | €50,142 | €50,142 | €50,142 | - | - |
| Issued capital100 | €56,342 | €56,342 | €56,342 | €56,342 | - | - |
| Uncalled capital101 | €6,200 | €6,200 | €6,200 | €6,200 | - | - |
| Reserves13 | €84,360 | €85,014 | €85,014 | €85,014 | €85,014 | = |
| Non-distributable reserves130/1 | €4,360 | €5,014 | €5,014 | €5,014 | €5,014 | = |
| Legal reserve130 | €4,360 | €5,014 | €5,014 | €5,014 | - | - |
| Reserves not available under the articles1311 | - | - | - | - | €5,014 | - |
| Distributable reserves133 | €80,000 | €80,000 | €80,000 | €80,000 | €80,000 | = |
| Profit (loss) carried forward14 | €33,141 | €36,484 | €34,584 | €28,480 | €27,773 | ▼ 2.5% |
| Provisions and deferred taxes16 | €17,500 | €17,500 | €17,500 | €17,500 | €17,500 | = |
| Provisions for liabilities and charges160/5 | €17,500 | €17,500 | €17,500 | €17,500 | €17,500 | = |
| Environmental obligations163 | €17,500 | €17,500 | €17,500 | €17,500 | €17,500 | = |
| Amounts payable17/49 | €262,982 | €265,002 | €264,412 | €256,724 | €257,353 | ▲ 0.2% |
| Amounts payable within one year42/48 | €262,982 | €265,002 | €264,412 | €256,724 | €257,353 | ▲ 0.2% |
| Financial debts43 | - | - | - | €4 | - | - |
| Credit institutions430/8 | - | - | - | €4 | - | - |
| Trade debts44 | €1,640 | €11,363 | €1,200 | €6,025 | €6,025 | = |
| Suppliers440/4 | €1,640 | €11,363 | €1,200 | €6,025 | €6,025 | = |
| Taxes, remuneration and social security45 | €11,985 | €2,729 | €2,729 | - | - | - |
| Taxes450/3 | €11,985 | €2,729 | €2,729 | - | - | - |
| Other amounts payable47/48 | €249,356 | €250,910 | €260,483 | €250,695 | €251,328 | ▲ 0.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19,554 | €3,997 | -€1,900 | -€6,104 | -€708 | ▲ 88.4% |
| + Depreciation and write-downs630 | €59 | €59 | €59 | - | €118 | - |
| Operating cash flow (approximation) | €19,613 | €4,057 | -€1,841 | -€6,104 | -€589 | ▲ 90.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €75 | €0 | ▼ 100% |
| Change in cash | - | -€2,962 | -€1,424 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet -€6,104
Net result drops to -€6,104, the lowest in the series; recovery starts the following year.
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
26-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 57 days late
2021
31-12
Financial
Equity above €150,000Eq €167,643 ▲13.2%
4 profitable years in a row build equity to €167,643.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2010
Ground area
8,156 m²
Building footprint
433 m²
Volume, LiDAR
2,500 m³
2 parcels, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Chaussée de Saint-Amand(CH) 219, 7521 Tournai
since 20102.189.001.374
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57021B0011/00D000 | Wallonia | 7,074 m² | 1 · 308 m² | 8.1 m · 2 fl. |
| 57082A0048/00C002 | Wallonia | 1,082 m² | 1 · 126 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
48%
According to the 2025 annual accounts of BEL 7 and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 40,766 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded12-05-2010
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
E-invoicing
Not found in the Peppol register
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Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.