Financials
- Fiscal year
- 2025
- Total assets
- €30,003
- Loss
- -€4,605
- Solvency
- -49.7%
Total assets▼ 35.9%
Net result
20182025
BEKO
ActiveSummary
BEKO has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€14,914) and a net result of -€4,605. Equity is shrinking by ~33.3% per year across the filed fiscal years. Its solvency ranks better than 13% of 20110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Overview
What they do
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110NACE 47112NACE 52112
1 site
How big
€30,003total assets 2025
- Equity
- -€14,914
- Loss
- -€4,605
Turnover not published (abridged schema)
Who decides
Accounts 21 d early0 of 12 deeds read
Why 53Capped at 59: negative equity- Negative equity -€14,914- Loss of €4,605, the second in a row (FY 2025)+ Size: total assets €30,003+ Founded in 2000Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 13% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
0-3
equity -49.7% of total assets
Liquidity
23+7
short-term debt 101.6% · cash 18.4%
Profitability
6+6
return on assets -15.3%
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.7%
12-2024: 0.7%● 0.0% vs 11-2024
01-2025: 0.7%▼ -1.1% vs 12-2024
02-2025: 0.7%● 0.0% vs 01-2025
03-2025: 0.7%● 0.0% vs 02-2025
04-2025: 0.7%▲ +1.8% vs 03-2025
05-2025: 0.7%▼ -2.9% vs 04-2025
06-2025: 0.7%▼ -3.1% vs 05-2025lowest value
07-2025: 0.9%▲ +26.6% vs 06-2025
08-2025: 1.5%▲ +69.5% vs 07-2025
09-2025: 1.5%● 0.0% vs 08-2025
10-2025: 1.5%● 0.0% vs 09-2025
11-2025: 1.5%● 0.0% vs 10-2025
12-2025: 1.5%● 0.0% vs 11-2025
01-2026: 1.5%▼ -0.9% vs 12-2025
02-2026: 1.5%● 0.0% vs 01-2026
03-2026: 1.5%● 0.0% vs 02-2026
04-2026: 1.5%▲ +0.5% vs 03-2026
05-2026: 1.4%▼ -1.2% vs 04-2026
06-2026: 1.4%▼ -2.9% vs 05-2026
07-2026: 1.5%▲ +8.0% vs 06-2026highest value
08-2026: 1.1%▼ -30.0% vs 07-2026
09-2026: 1.1%● 0.0% vs 08-2026
10-2026: 1.1%● 0.0% vs 09-2026
- Size: total assets €30,003 lowers the probability for this profile
- Negative equity -€14,914 raises the probability
- Loss of €4,605, the second in a row (FY 2025) raises the probability
- Founded in 2000 lowers the probability for this profile
No credit on open account
Liquidity short (current ratio 0.64 against 0.53 in 2024; short-term debt: 101.6% and cash: 18.4% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 6%, liquidity 21%, profitability 15%, growth against the median 12%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€14,914
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
28 d early
2023
36 d early
2022
46 d early
2021
20 d early
2020
51 d early
2019
24 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 25 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Weakest financial yearnet -€16,374
Key points
- Risk: Negative equityfiscal year 2025: debts exceed assets -€14,914 View
- Risk: 4 loss-making years in a rowloss fiscal year 2025 -€4,605 View
- Caution: Among the weakest 13% on solvencysector median 34.1% · 20,110 companies -49.7% View
- Positive: Always filed on timeaccounts within the deadline every year 6 years View
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 10-07-2026Annual accounts filed
- 03-07-2025Annual accounts filed
- 31-12-2024Weakest financial year
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Non-specialised retail sale with food, beverages or tobacco…NACE 47110
- Founded
- 26-04-2000
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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