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BEKCA

Active
Private limited companyfounded 2024active for 2 yearsHogendaledreef 2, 8020 Oostkamp, BelgiumKBO/BCE: BE 1005.228.024
Summary

BEKCA has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,348 and a net result of €15,348. Its solvency ranks better than 56% of 20,620 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Physiotherapy
NACE 86951
1 site
Size
≈ €120,000turnover 2025, estimated
Equity
€20,348
Profit
€15,348
Turnover estimated from the gross margin
Financial health
90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
2025 accounts 14 days early
Why 90raises risk1 change of registered office in 24 monthsFounded in 2024lowers riskSector: Human health activities (NACE 86)Figures for financial year 2025 (filed 17-07-2026)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 54% of its sector peers (NACE 86, micro)
Financial strength
Strong
Solvency 94
equity 69.0% of total assets
Liquidity 52
short-term debt 31.0% · cash 12.1%
Profitability 100
return on assets 52.0%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,138 companies, NACE 86, micro)
Last 24 months 02-2025: 0.6% 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025 08-2025: 0.7%● unchanged vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.8%▲ +0.1 percentage points vs 09-2025 11-2025: 0.7%▼ -0.1 percentage points vs 10-2025 12-2025: 0.8%▲ +0.1 percentage points vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026highest value 06-2026: 0.8%● unchanged vs 05-2026highest value 07-2026: 0.8%● unchanged vs 06-2026highest value 08-2026: 0.2%▼ -0.6 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.88, above the usual 1.5; short-term debt: 31% and cash: 12.1% of total assets), and 31% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro): better than 57% on solvency, 25% on liquidity and 80% on profitability.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Human health activities (NACE 86)
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed 17-07-2026)
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
14 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Registered officeRegistered-office move
  3. IncorporationAppointment: BEKAERT Celine Alette Gaby…

Financials · financial year 2025, micro format

Turnover
≈ €120,000
Estimated: probably between €77,000 and €210,000
Total assets
€29,489
Net result
€15,348
Working capital
€17,198

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €29,489
Fixed assets €3,150
Current assets €26,339
Equity and liabilities €29,489
Equity €20,348
Debt €9,142
Debt finances 31.0% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
2.88
Debt to equity
0.45
ROE
75.4%
ROA
52.0%
Debt ≤ 1 year
€9,142
Income taxes
€7,999

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet Code2025
Assets
Total assets20/58€29,489
Fixed assets21/28€3,150
Financial fixed assets28€3,150
Current assets29/58€26,339
Amounts receivable within one year40/41€22,775
Trade receivables40€334
Other amounts receivable41€22,441
Cash at bank and in hand54/58€3,564
Equity and liabilities
Total equity and liabilities10/49€29,489
Equity10/15€20,348
Contributions10/11€5,000
Reserves13€15,348
Distributable reserves133€15,348
Amounts payable17/49€9,142
Amounts payable within one year42/48€9,142
Trade debts44€1,043
Suppliers440/4€1,043
Advances received on contracts in progress46€100
Taxes, remuneration and social security45€7,999
Taxes450/3€7,999
Income statement Code2025
Other operating charges640/8€528
Gross operating margin9900€18,968
Operating profit (loss)9901€18,440
Financial income75/76B€5,100
Recurring financial income75€0
Non-recurring financial income76B€5,100
Financial charges65/66B€194
Recurring financial charges65€194
Profit (loss) for the period before taxes9903€23,346
Income taxes67/77€7,999
Profit (loss) for the period9904€15,348
Profit (loss) for the period to be appropriated9905€15,348
Appropriation of the result
Profit (loss) to be appropriated9906€15,348
Transfer to equity691/2€15,348
To other reserves6921€15,348

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€528
Gross operating margin9900€18,968
Operating profit (loss)9901€18,440
Financial income75/76B€5,100
Recurring financial income75€0
Non-recurring financial income76B€5,100
Financial charges65/66B€194
Recurring financial charges65€194
Profit (loss) for the period before taxes9903€23,346
Income taxes67/77€7,999
Profit (loss) for the period9904€15,348
Profit (loss) for the period to be appropriated9905€15,348
Line2025
Assets
Total assets20/58€29,489
Fixed assets21/28€3,150
Financial fixed assets28€3,150
Current assets29/58€26,339
Amounts receivable within one year40/41€22,775
Trade receivables40€334
Other amounts receivable41€22,441
Cash at bank and in hand54/58€3,564
Equity and liabilities
Total equity and liabilities10/49€29,489
Equity10/15€20,348
Contributions10/11€5,000
Reserves13€15,348
Distributable reserves133€15,348
Amounts payable17/49€9,142
Amounts payable within one year42/48€9,142
Trade debts44€1,043
Suppliers440/4€1,043
Advances received on contracts in progress46€100
Taxes, remuneration and social security45€7,999
Taxes450/3€7,999
Line2025
Profit (loss) for the period9904€15,348
Operating cash flow (approximation)€15,348

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 17-07-2026 2026-00323725

Similar companies · same sector, comparable size

Of the 12,614 active companies whose main activity is physiotherapy (NACE 86951), figures are known for 2,250. 1,950 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2024 to 2025 · 2 entries · €289 awarded · €289 paid
Year Entries AwardedPaid
2025 1 €207€289
2024 1 €82€0
Schemes
2 entries · €289 · €289 paid · Fonds voor Innoveren en Ondernemen

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
BEKAERT Celine Alette Gaby
Director (not named in the articles) · since 30-01-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
BEKAERT Celine Alette Gaby
  • Director (not named in the articles), from 30-01-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 30-01-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 30-01-2024 Incorporation · €5,000 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 26 January 2024, BEKCA was incorporated as a private limited company by one natural person, with a starting capital of €5,000.12 In 2025 the registered office moved to Oostkamp.3 BEKAERT Celine Alette Gaby has served as director of the company since 2024.2

  1. 1KBO register
  2. 2Belgian Official Gazette, 30-01-2024
  3. 3Belgian Official Gazette, 07-01-2025

Acts, filings and financial milestones

2026
17-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
07-01
Gazette deed Registered office
Registered-office move1 fact ▸
  • Registered-office move, Hogendaledreef 2,8020 Oostkamp
2024
30-01
Gazette deed Incorporation
Appointment: BEKAERT Celine Alette Gaby (director) · Registered office clause · Board rule8 facts ▸
  • Registered office clause, “8310 Brugge (Sint-Kruis), Prins Leopoldstraat 61” (deed in Dutch)
  • Board rule, 1
  • Director appointment, BEKAERT Celine Alette Gaby (director (not named in the articles))
  • Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
  • Other provision, “kosten en verklaringen”, 1579.93 (deed in Dutch)
  • Incorporation, “BEKCA” (deed in Dutch)
  • Founder, BEKAERT Celine Alette Gaby
  • Founding capital, €5,000
Gazette deedNBB filing
2 of 2 deeds read

Register details

Identification
Legal formPrivate limited company
Founded26-01-2024
Financial year end31-12
Activities, NACEBEL 2025
86951Physiotherapy
85510Sports and recreation education
86995Nutrition and dietetics services
96999Other personal services
96220Beauty care and other beauty treatments
96230Day spas, saunas and steam baths
E-invoicing
Reachable via Peppol
Peppol ID 0208:1005228024
Also 9925:BE1005228024
Registered 16-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
846 m²
Building footprint
232 m²
Building volume
1,075 m³
2 parcels, Flanders · tallest building 9.6 m. Linked by address, not a title deed.
1 establishment unit
BEKCA
Kortrijksestraat 13, 8020 OostkampPhysiotherapy
since 2024unit no. 2.356.646.177
2 parcels
Flanders 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
31403F0336/00N000 Flanders 543 m² 1 · 111 m² 2.2 m
31022I0477/00F000 Flanders 303 m² 1 · 121 m² 9.6 m · 3
How the parcels are linked
Good to know
Both parcels match the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
BEKCA
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, vestigen of opheffen administratieve zetels,agentschappen,werkhuizen,stapelplaatsen,bijkantoren in België of buitenland bij…” (deed in Dutch)

deed of 30-01-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Herroeping niet-statutaire bestuurders, ad nutum” (deed in Dutch)
“Bevoegdheden van het bestuursorgaan, wet of statuten aan algemene vergadering voorbehouden” (deed in Dutch)
“Bestuursorgaan, één of meer bestuurders,natuurlijke personen of rechtspersonen,al dan niet aandeelhouder” (deed in Dutch)

deed of 30-01-2024

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“100, vergoeding voor inbreng” (deed in Dutch)

deed of 30-01-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Friday of June at 20:00

deed of 30-01-2024

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

deed of 30-01-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Toegang algemene vergadering, houder aandelen op naam ingeschreven in register” (deed in Dutch)
Other provision: “Schriftelijke volmacht aan ieder ander persoon aandeelhouder of niet met alle middelen van overdracht,geldig voor volgende vergaderingen met…” (deed in Dutch)
Other provision: “Bestemming winst reserves, bestuursorgaan” (deed in Dutch)
Other provision: “Uitkeringen uit winst lopende boekjaar of voorgaande zolang jaarrekening niet goedgekeurd, interimdividenden” (deed in Dutch)
Liquidation distribution: “Netto actief onder alle aandeelhouders naar verhouding aantal aandelen,goederen in natura zelfde wijze, na aanzuivering schulden lasten…” (deed in Dutch)
Other provision: “Slot en overgangsbepalingen uitwerking, in overeenstemming met de wet” (deed in Dutch)
Other provision: “Uiteindelijke begunstigde, naam,geboortedatum,nationaliteit,adres,aard en omvang economisch belang” (deed in Dutch)
2 more provisions in the deed, see the deed of 30-01-2024

deed of 30-01-2024