BEJA
ActiveSummary
BEJA has been active since 1975 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €210,698 and a net result of €8,060. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 51% of 28051 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability57▼-19
Solvency73▼-4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15,000 at 30 days acceptable
Liquidity ample (current ratio 1.79 against 2.04 in 2024; short-term debt: 50.7% and cash: 36.2% of total assets), but 52.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.7%
Return on assets
1.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-01-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
32 d late
2023
27 d late
2022
28 d late
2021
28 d late
2020
on the day
2019
24 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#5 oldest company in Herzele, Construction sector
Equity
€210,698▲ 0.7%
2024 · €209,177
Total assets
€442,074▲ 9.9%
2024 · €402,174
Net result
€8,060▼ 67.6%
2024 · €24,842
Working capital
€177,554▼ 11.1%
2024 · €199,614
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€18,235▼ 47.3%-€24,121▼ 32.3%€59,429€35,340▼ 40.5%€23,975▼ 32.2%
Net result-€21,840▼ 34.8%-€23,525▼ 7.7%€54,069€24,842▼ 54.1%€8,060▼ 67.6%
Equity€156,386▼ 9.8%€131,822▼ 15.7%€185,376▲ 40.6%€209,177▲ 12.8%€210,698▲ 0.7%
Total assets€437,304▲ 0.8%€348,799▼ 20.2%€385,388▲ 10.5%€402,174▲ 4.4%€442,074▲ 9.9%
Debt€279,699▲ 8.0%€216,104▼ 22.7%€199,486▼ 7.7%€192,817▼ 3.3%€231,377▲ 20.0%
Working capital€123,315▲ 7.4%€108,619▼ 11.9%€174,190▲ 60.4%€199,614▲ 14.6%€177,554▼ 11.1%
Staff (FTE)666.3▲ 5.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €442,074
Fixed assets
€40,341 ▲ 314%
Current assets
€401,733 ▲ 2.4%
Equity and liabilities €442,074
Equity
€210,698 ▲ 0.7%
Provisions
€0 ▼ 100%
Debt
€231,377 ▲ 20.0%
Debt's share of the balance-sheet total rises from 47.9% to 52.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€29,119▼
2024 · €39,761
Cash flow
€13,205▼
2024 · €29,263
Current ratio
1.79▼
2024 · 2.04
Quick ratio
1.00▼
2024 · 1.23
Debt to equity
1.10▲
2024 · 0.92
ROE
3.8%▼
2024 · 11.9%
ROA
1.8%▼
2024 · 6.2%
Interest coverage
4.31▼
2024 · 7.29
Debt ≤ 1 year
€224,179▲
2024 · €192,817
Debt > 1 year
€7,197
Income taxes
€9,897▲
2024 · €6,430
Staff costs
€341,934▲
2024 · €340,602
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €5,621 | - |
| Goods, raw materials, services and sundry goods60/61 | - | €469,148 | €568,886 | €634,130 | - | - |
| Remuneration, social security and pensions62 | - | €301,837 | €358,233 | €340,602 | €341,934 | ▲ 0.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €45,247 | €26,787 | €26,479 | €4,421 | €5,145 | ▲ 16.4% |
| Other operating charges640/8 | - | €748 | €844 | €891 | €802 | ▼ 10.0% |
| Non-recurring operating charges66A | - | - | - | - | €245 | - |
| Gross operating margin9900 | €338,229 | €305,251 | €444,985 | €381,254 | €372,101 | ▼ 2.4% |
| Operating profit (loss)9901 | -€18,235 | -€24,121 | €59,429 | €35,340 | €23,975 | ▼ 32.2% |
| Financial income75/76B | - | €7,436 | €1,386 | €1,386 | €745 | ▼ 46.2% |
| Recurring financial income75 | €1,412 | €7,436 | €1,386 | €1,386 | €745 | ▼ 46.2% |
| Financial charges65/66B | - | €6,052 | €5,984 | €5,454 | €6,763 | ▲ 24.0% |
| Recurring financial charges65 | €5,017 | €6,052 | €5,984 | €5,454 | €6,763 | ▲ 24.0% |
| Profit (loss) for the period before taxes9903 | -€21,840 | -€22,737 | €54,831 | €31,272 | €17,957 | ▼ 42.6% |
| Income taxes67/77 | - | €788 | €762 | €6,430 | €9,897 | ▲ 53.9% |
| Profit (loss) for the period9904 | -€21,840 | -€23,525 | €54,069 | €24,842 | €8,060 | ▼ 67.6% |
| Profit (loss) for the period to be appropriated9905 | -€21,840 | -€23,525 | €54,069 | €24,842 | €8,060 | ▼ 67.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €437,304 | €348,799 | €385,388 | €402,174 | €442,074 | ▲ 9.9% |
| Fixed assets21/28 | €63,424 | €37,372 | €11,712 | €9,743 | €40,341 | ▲ 314% |
| Tangible fixed assets22/27 | €63,424 | €37,372 | €11,712 | €9,743 | €40,341 | ▲ 314% |
| Land and buildings22 | - | €14,558 | €8,826 | €8,799 | €37,138 | ▲ 322% |
| Plant, machinery and equipment23 | - | €3,140 | €1,735 | €944 | €816 | ▼ 13.6% |
| Furniture and vehicles24 | - | €19,674 | €1,151 | - | - | - |
| Other tangible fixed assets26 | - | - | - | - | €2,387 | - |
| Current assets29/58 | €373,880 | €311,427 | €373,676 | €392,431 | €401,733 | ▲ 2.4% |
| Stocks and contracts in progress3 | €190,699 | €165,567 | €151,727 | €155,371 | €178,099 | ▲ 14.6% |
| Stocks30/36 | - | €165,567 | €151,727 | €155,371 | €178,099 | ▲ 14.6% |
| Amounts receivable within one year40/41 | €56,478 | €47,994 | €93,996 | €83,642 | €50,979 | ▼ 39.1% |
| Trade receivables40 | - | €47,994 | €91,496 | €80,642 | €50,979 | ▼ 36.8% |
| Other amounts receivable41 | - | - | €2,500 | €3,000 | - | - |
| Cash at bank and in hand54/58 | €91,050 | €85,790 | €116,005 | €141,418 | €160,071 | ▲ 13.2% |
| Deferred charges and accrued income490/1 | - | €12,076 | €11,948 | €12,000 | €12,585 | ▲ 4.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €437,304 | €348,799 | €385,388 | €402,174 | €442,074 | ▲ 9.9% |
| Equity10/15 | €156,386 | €131,822 | €185,376 | €209,177 | €210,698 | ▲ 0.7% |
| Contributions10/11 | €99,157 | €109,073 | €109,916 | €109,073 | €99,157 | ▼ 9.1% |
| Capital10 | - | - | - | - | €99,157 | - |
| Issued capital100 | - | - | - | - | €99,157 | - |
| Reserves13 | €106,857 | €96,941 | €96,099 | €97,216 | €111,807 | ▲ 15.0% |
| Non-distributable reserves130/1 | - | - | - | - | €9,916 | - |
| Legal reserve130 | - | - | - | - | €9,916 | - |
| Tax-exempt reserves132 | - | €39,214 | €39,214 | €39,490 | €39,705 | ▲ 0.5% |
| Distributable reserves133 | - | €57,727 | €56,885 | €57,726 | €62,187 | ▲ 7.7% |
| Profit (loss) carried forward14 | -€53,286 | -€76,811 | -€22,218 | €2,348 | -€267 | ▼ 111% |
| Investment grants15 | - | €2,619 | €1,579 | €540 | - | - |
| Provisions and deferred taxes16 | €1,219 | €873 | €526 | €180 | - | - |
| Provisions for liabilities and charges160/5 | - | - | - | €180 | - | - |
| Taxes161 | - | - | - | €180 | - | - |
| Deferred taxes168 | - | €873 | €526 | - | - | - |
| Amounts payable17/49 | €279,699 | €216,104 | €199,486 | €192,817 | €231,377 | ▲ 20.0% |
| Amounts payable after more than one year17 | €29,134 | €13,296 | - | - | €7,197 | - |
| Financial debts170/4 | - | €13,296 | - | - | €7,197 | - |
| Amounts payable within one year42/48 | €250,565 | €202,808 | €199,486 | €192,817 | €224,179 | ▲ 16.3% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €6,947 | - |
| Financial debts43 | - | €130,837 | €123,296 | €110,000 | €100,000 | ▼ 9.1% |
| Credit institutions430/8 | - | €15,837 | €13,296 | - | - | - |
| Other loans439 | - | €115,000 | €110,000 | €110,000 | €100,000 | ▼ 9.1% |
| Trade debts44 | €57,635 | €41,837 | €46,512 | €44,657 | €65,379 | ▲ 46.4% |
| Suppliers440/4 | - | €41,837 | €46,512 | €44,657 | €65,379 | ▲ 46.4% |
| Taxes, remuneration and social security45 | - | €14,566 | €13,847 | €21,993 | €27,391 | ▲ 24.5% |
| Taxes450/3 | - | - | - | - | €6,547 | - |
| Remuneration and social security454/9 | - | €14,566 | €13,847 | €21,993 | €20,844 | ▼ 5.2% |
| Other amounts payable47/48 | - | €15,568 | €15,831 | €16,167 | €24,461 | ▲ 51.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€21,840 | -€23,525 | €54,069 | €24,842 | €8,060 | ▼ 67.6% |
| + Depreciation and write-downs630 | €45,247 | €26,787 | €26,479 | €4,421 | €5,145 | ▲ 16.4% |
| Operating cash flow (approximation) | €23,407 | €3,262 | €80,548 | €29,263 | €13,205 | ▼ 54.9% |
| Investment in fixed assets (approximation) | - | -€735 | -€819 | -€2,452 | -€35,743 | ▼ 1,358% |
| Change in cash | - | -€5,260 | €30,215 | €25,413 | €18,653 | ▼ 26.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 32 days late
2024
30-06
Financial
Equity above €200,000Eq €209,177 ▲12.8%
2 profitable years in a row build equity to €209,177.
27-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
30-06
Financial
Back to profitnet €54,069
Net result €54,069 after 3 loss-making years.
30-06
Financial
Equity above €150,000Eq €185,376 ▲40.6%
Equity rises from €131,822 to €185,376.
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 28 days late
2022
30-06
Financial
Weakest financial yearnet -€23,525
Net result drops to -€23,525, the lowest in the series; recovery starts the following year.
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 28 days late
2021
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
24-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 24 days late
2019
26-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 26 days late
2018
07-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 7 days late
2017
17-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 45 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herzele · 1 establishment unit since 1976
Ground area
3,990 m²
Building footprint
1,364 m²
Volume, LiDAR
5,237 m³
Parcel 41027B0892/00W000, Flanders · tallest building 5.5 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BEJA
since 19762.011.824.639
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41027B0892/00W000 | Flanders | 3,990 m² | 1 · 1,364 m² | 5.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,025 companies in sector 43320 we hold annual accounts for 9,134. 7,353 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded15-12-1975
Fiscal year end30-06
Activities, NACEBEL 2025
43320Joinery installation
47551Retail sale of household furniture
31004Manufacture of dining room, living room, bedroom and bathroom furniture
46494Wholesale of non-electrical household articles
Contact
Website
www.beja.be
E-mail
beja1@telenet.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0415712108
Also
9925:BE0415712108
Registered
12-08-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.