Summary
BEIGE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.8m and a net result of €1.5m. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 74% of 8102 sector peers (fiscal year 2025). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-04-2026, 118 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
118 d early
2024
29 d late
2023
6 d early
2022
3 d early
2021
5 d early
2020
2 d early
2019
30 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 July (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#2 oldest company in Sint-Jans-Molenbeek, Finance and insurance sector#6 company by total assets in Sint-Jans-Molenbeek, Finance and insurance sector#6 company by equity in Sint-Jans-Molenbeek, Finance and insurance sector
Equity
€2.8m▲ 38.8%
2024 · €2.0m
Net result
€1.5m▲ 2,265%
2024 · €62,014
Total assets
€3.6m▲ 11.1%
2024 · €3.2m
Solvency
77.3%▲ 15.4pp
2024 · 61.9%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€4,798▼ 0.2%-€5,292▼ 10.3%€86,103€99,629▲ 15.7%€11,047▼ 88.9%
Net result€59below the sector's middle half▼ 30.3%-€504below the sector's middle half€538,474above the sector's middle half€62,014within the sector's middle half▼ 88.5%€1.5mabove the sector's middle half▲ 2,265%
Equity€1.4mwithin the sector's middle half=€1.4mabove the sector's middle half=€1.9mabove the sector's middle half▲ 38.4%€2.0mabove the sector's middle half▲ 3.2%€2.8mabove the sector's middle half▲ 38.8%
Total assets€1.4mbelow the sector's middle half=€1.4mabove the sector's middle half=€3.6mabove the sector's middle half▲ 153%€3.2mabove the sector's middle half▼ 9.0%€3.6mabove the sector's middle half▲ 11.1%
Debt€847▲ 2.9%€1,085▲ 28.0%€1.6m▲ 148,772%€1.2m▼ 23.6%€818,373▼ 33.7%
Working capital€30,643within the sector's middle half-€819,495below the sector's middle half-€738,884below the sector's middle half▲ 9.8%-€25,013below the sector's middle half▲ 96.6%
Solvency99.9%above the sector's middle half=99.9%above the sector's middle half=54.6%within the sector's middle half▼ 45.3pp61.9%within the sector's middle half▲ 7.3pp77.3%within the sector's middle half▲ 15.4pp
Current ratio0.48below the sector's middle half0.37below the sector's middle half▼ 0.110.97within the sector's middle half▲ 0.60
Return on assets (ROA)0.0%below the sector's middle half=0.0%below the sector's middle half=15.1%within the sector's middle half▲ 15.2pp1.9%within the sector's middle half▼ 13.2pp40.8%above the sector's middle half▲ 38.8pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 89% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.6m
Fixed assets
€2.8m =
Current assets
€793,360 ▲ 83.3%
Equity and liabilities €3.6m
Equity
€2.8m ▲ 38.8%
Debt
€818,373 ▼ 33.7%
Debt's share of the balance-sheet total falls from 38.1% to 22.7%. Equity is higher and debt is lower.
Key figures and ratios
ROE
52.8%▲
2024 · 3.1%
Debt ≤ 1 year
€818,373▼
2024 · €1.2m
Income taxes
€97,152▲
2024 · €31,378
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €868 | €868 | €960 | €968 | - | - |
| Gross operating margin9900 | -€3,930 | -€4,424 | €87,063 | €100,596 | €11,047 | ▼ 89.0% |
| Operating profit (loss)9901 | -€4,798 | -€5,292 | €86,103 | €99,629 | €11,047 | ▼ 88.9% |
| Financial income75/76B | €5,018 | €4,956 | €540,045 | €56,724 | €1.6m | ▲ 2,661% |
| Recurring financial income75 | €5,018 | €4,956 | €540,045 | €56,724 | €1.6m | ▲ 2,661% |
| Non-recurring financial income76B | - | - | - | - | €1.6m | - |
| Financial charges65/66B | €140 | €167 | €82,353 | €62,961 | €13,642 | ▼ 78.3% |
| Recurring financial charges65 | €140 | €167 | €82,353 | €62,961 | €13,642 | ▼ 78.3% |
| Profit (loss) for the period before taxes9903 | €80 | -€504 | €543,794 | €93,392 | €1.6m | ▲ 1,574% |
| Income taxes67/77 | €21 | - | €5,320 | €31,378 | €97,152 | ▲ 210% |
| Profit (loss) for the period9904 | €59 | -€504 | €538,474 | €62,014 | €1.5m | ▲ 2,265% |
| Profit (loss) for the period to be appropriated9905 | €59 | -€504 | €538,474 | €62,014 | €1.5m | ▲ 2,265% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.4m | €1.4m | €3.6m | €3.2m | €3.6m | ▲ 11.1% |
| Fixed assets21/28 | €1.4m | €1.4m | €2.8m | €2.8m | €2.8m | = |
| Financial fixed assets28 | €1.4m | €1.4m | €2.8m | €2.8m | €2.8m | = |
| Current assets29/58 | €30,664 | €25,631 | €751,459 | €432,919 | €793,360 | ▲ 83.3% |
| Amounts receivable within one year40/41 | €20,600 | €10,851 | €380,280 | €427,724 | €1,500 | ▼ 99.6% |
| Trade receivables40 | - | - | €9,000 | €197 | €1,500 | ▲ 660% |
| Other amounts receivable41 | €20,600 | €10,851 | €371,280 | €427,526 | - | - |
| Cash at bank and in hand54/58 | €5,046 | €9,824 | €371,179 | €5,196 | €791,860 | ▲ 15,141% |
| Deferred charges and accrued income490/1 | €5,018 | €4,956 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.4m | €1.4m | €3.6m | €3.2m | €3.6m | ▲ 11.1% |
| Equity10/15 | €1.4m | €1.4m | €1.9m | €2.0m | €2.8m | ▲ 38.8% |
| Contributions10/11 | €200,000 | €200,000 | €200,000 | €200,000 | €200,000 | = |
| Capital10 | €200,000 | €200,000 | €200,000 | €200,000 | €200,000 | = |
| Issued capital100 | €200,000 | €200,000 | €200,000 | €200,000 | €200,000 | = |
| Reserves13 | €20,000 | €20,000 | €20,000 | €80,000 | €1.1m | ▲ 1,250% |
| Non-distributable reserves130/1 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Legal reserve130 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Distributable reserves133 | - | - | - | €60,000 | €1.1m | ▲ 1,667% |
| Profit (loss) carried forward14 | €1.2m | €1.2m | €1.7m | €1.7m | €1.5m | ▼ 13.0% |
| Amounts payable17/49 | €847 | €1,085 | €1.6m | €1.2m | €818,373 | ▼ 33.7% |
| Amounts payable within one year42/48 | €21 | - | €1.6m | €1.2m | €818,373 | ▼ 30.2% |
| Trade debts44 | - | - | €2,185 | €1,461 | - | - |
| Suppliers440/4 | - | - | €2,185 | €1,461 | - | - |
| Taxes, remuneration and social security45 | €21 | - | €750 | €31,400 | €128,373 | ▲ 309% |
| Taxes450/3 | €21 | - | - | €31,400 | €128,373 | ▲ 309% |
| Remuneration and social security454/9 | - | - | €750 | - | - | - |
| Other amounts payable47/48 | - | - | €1.6m | €1.1m | €690,000 | ▼ 39.4% |
| Accrued charges and deferred income492/3 | €826 | €1,085 | €44,005 | €62,602 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €59 | -€504 | €538,474 | €62,014 | €1.5m | ▲ 2,265% |
| Operating cash flow (approximation) | €59 | -€504 | €538,474 | €62,014 | €1.5m | ▲ 2,265% |
| Investment in fixed assets (approximation) | - | -€4,767 | -€1.4m | €0 | €0 | - |
| Change in cash | - | €4,778 | €361,355 | -€365,983 | €786,664 | ▲ 315% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €1.5m ▲2,265%
Net result €1.5m, the highest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Equity above €2mEq €2.0m ▲3.2%
2 profitable years in a row build equity to €2.0m.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €538,474
Net result €538,474 after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€504
Net result drops to -€504, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Liquidity doublescurrent ratio 118.56
Current ratio from 58.03 to 118.56; short-term debt falls from €811 to €351.
Show earlier events
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 14 days late
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 7 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2016
Ground area
509 m²
Building footprint
311 m²
Volume, LiDAR
3,535 m³
Parcel 21524C0041/00Y021, Brussels · tallest building 16.7 m, ±5 floors. Linked by address, not a title deed.
17
companies at this address
See who is registered here
1 establishment unit
Ninoofsesteenweg 1078, 1080 Sint-Jans-Molenbeek
since 20162.250.837.785
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21524C0041/00Y021 | Brussels | 509 m² | 1 · 311 m² | 16.7 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 holdingsOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 2
-
98.54%
-
65.94%
According to the 2025 annual accounts of BEIGE and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Company details
Identification
Legal formPublic limited company
Founded14-06-1988
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0645524013
Also
9925:BE0645524013
Registered
11-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.