Beia
ActiveThe computed 12-month bankruptcy probability of Beia is 4.9% (elevated). The annual accounts of Beia for fiscal year 2024 show a net loss of 75% of the equity at the start of that year. The 2024 annual accounts show equity of €5k and a net result of €-14k. Equity is shrinking by ~3.1% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
38
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability19▼-22
Solvency27▼-6
Growth22▼-52
Track record94
Bankruptcy probability, 12 months
4.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 3.34 against 5.35 in 2023; short-term debt: 30% and cash: 25% of total assets), but 97.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
2.4%
Return on assets
-7.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
61 d late
2022
31 d late
2021
2 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
€32k▼ 52.8%
2023 · €68k
2021: €56k
2022: €60k
2023: €68k
2021 → 2024
EBIT margin
-42.1%▼ 48.8pp
2023 · 6.7%
2021: 8.0%
2022: 4.4%
2023: 6.7%
2021 → 2024
Net result
€-14k
2023 · €4k
2021: €3k
2022: €2k
2023: €4k
2021 → 2024
Working capital
€132k▼ 32.6%
2023 · €196k
2021: €13k
2022: €15k
2023: €196k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Turnover€56k-€60k▲ 7.1%€68k▲ 13.9%€32k▼ 52.8%
Equity€13k-€15k▲ 14.8%€18k▲ 24.5%€5k▼ 74.9%
Operating result€5k-€3k▼ 41.8%€5k▲ 75.3%€-14k
Net result€3k-€2k▼ 31.0%€4k▲ 89.8%€-14k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €14k after €5k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €189k
Equity
€5k▼ 74.9%
Debt
€184k▼ 17.5%
The debt ratio rises from 92.5% to 97.6%. Equity and debt are lower.
Key figures and ratios
Solvency
2.4%▼
2023 · 7.5%
Current ratio
3.34▼
2023 · 5.35
Quick ratio
3.34▼
2023 · 5.35
Debt / equity
40.37▲
2023 · 12.28
ROE
-298.3%▼
2023 · 19.6%
ROA
-7.2%▼
2023 · 1.5%
Debt
€184k▼
2023 · €223k
Debt ≤ 1 year
€57k▲
2023 · €45k
Income taxes
€10▼
2023 · €976
Staff costs
€69k▲
2023 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€242k€189k▼
Current assets29/58€242k€189k▼
Amounts receivable within one year40/41€102k€142k▲
Trade receivables40€654€40k▲
Other amounts receivable41€102k€102k▲
Cash at bank and in hand54/58€101k€47k▼
Deferred charges and accrued income490/1€38k-
Equity and liabilities
Total equity and liabilities10/49€242k€189k▼
Equity10/15€18k€5k▼
Contributions10/11€10k€10k=
Capital10€10k-
Issued capital100€10k-
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Legal reserve130€1k-
Reserves not available under the articles1311-€1k
Profit (loss) carried forward14€7k€-6k▼
Amounts payable17/49€223k€184k▼
Amounts payable within one year42/48€45k€57k▲
Trade debts44€34k€37k▲
Suppliers440/4€33k€37k▲
Bills of exchange payable441€883-
Taxes, remuneration and social security45€7k€15k▲
Taxes450/3€1k€910▼
Remuneration and social security454/9€6k€14k▲
Other amounts payable47/48€4k€4k=
Accrued charges and deferred income492/3€178k€128k▼
Income statement
Code20232024
Turnover70€68k€32k▼
Goods, raw materials, services and sundry goods60/61€30k€30k▼
Remuneration, social security and pensions62€34k€69k▲
Gross operating margin9900€39k€55k▲
Operating profit (loss)9901€5k€-14k▼
Financial charges65/66B€39€44▲
Recurring financial charges65€39€44▲
Profit (loss) for the period before taxes9903€5k€-14k▼
Income taxes67/77€976€10▼
Profit (loss) for the period9904€4k€-14k▼
Profit (loss) for the period to be appropriated9905€4k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€-6k▼
Profit (loss) brought forward from the previous period14P€4k€7k▲
Social balance
Average headcount (FTE)90870.40.8▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 26 days late
2024
31-12
Financial
Weakest financial yearnet €-14k ▼481%
Net result drops to €-14k, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 61 days late
2023
31-12
Financial
Highest result since 2021net €4k ▲89.8%
Operating result €5k, net result €4k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 5.35
Current ratio from 1.24 to 5.35; short-term debt falls from €61k to €45k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
2 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
3,803 m²
Building footprint
1,423 m²
Volume, LiDAR
4,565 m³
2 parcels, Brussels, Flanders · tallest building 28.4 m, ±8 floors. Linked by address, not a title deed.
2 establishment units
Beia
since 20202.311.661.636
Beia
since 20202.311.661.735
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44082B0100/00H000 | Flanders | 3,594 m² | 1 · 1,214 m² | - |
| 21805E0458/00K000 | Brussels | 209 m² | 1 · 209 m² | 28.4 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
European Union, budget
2022 · 2 entries · 212,621 EUR in total| Year | Entries | awarded |
|---|---|---|
| 2022 | 2 | 212,621 EUR |
Projects
101091903 - FLEX4RES - DATA SPACES FOR FLEXIBLE PRODUCTION LINES AND SUPPLY CHAINS FOR RESILIENT MANUFACTURING
101091903 - FLEX4RES - DATA SPACES FOR FLEXIBLE PRODUCTION LINES AND SUPPLY CHAINS FOR RESILIENT MANUFACTURING
European research
1 project · 212,625 EUR EU contributionProgrammes
HORIZON
Projects
DATA SPACES FOR FLEXIBLE PRODUCTION LINES AND SUPPLY CHAINS FOR RESILIENT MANUFACTURING
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2020
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.