BEGYSOFT
ActiveThe computed 12-month bankruptcy probability of BEGYSOFT is 1.8% (moderate). The 2025 annual accounts show negative equity (€-28k) and a net result of €-20k. Equity is shrinking by ~139.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 16974 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
29
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-6
Growth32=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.44 against 0.66 in 2024; short-term debt: 209.2% and cash: 33.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-109.2%
Return on assets
-76.5%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year €-28k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
24 d late
2024
152 d late
2023
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-28k▼ 234%
2024 · €-8k
2023: €16k
2024: €-8k
2023 → 2025
Total assets
€26k▼ 42.0%
2024 · €44k
2023: €53k
2024: €44k
2023 → 2025
Net result
€-20k▲ 18.2%
2024 · €-24k
2023: €11k
2024: €-24k
2023 → 2025
Working capital
€-30k▼ 68.4%
2024 · €-18k
2023: €326
2024: €-18k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€16k-€-8k€-28k▼ 234%
Operating result€22k-€-21k€-16k▲ 20.5%
Net result€11k-€-24k€-20k▲ 18.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €16k in 2025 against €21k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €26k
Fixed assets
€2k▼ 78.0%
Current assets
€24k▼ 32.0%
Key figures and ratios
EBITDA
€-9k▲
2024 · €-13k
Cash flow
€-12k▲
2024 · €-17k
Solvency
-109.2%▼
2024 · -18.9%
Current ratio
0.44▼
2024 · 0.66
Quick ratio
0.44▼
2024 · 0.66
Debt / equity
-1.92▲
2024 · -6.28
ROA
-76.5%▼
2024 · -54.2%
Interest coverage
-2.48▲
2024 · -3.73
Debt
€54k▲
2024 · €53k
Debt ≤ 1 year
€54k▲
2024 · €53k
Income taxes
€-237
Staff costs
€104k▲
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€44k€26k▼
Formation expenses20€367-
Fixed assets21/28€9k€2k▼
Tangible fixed assets22/27€8k€402▼
Furniture and vehicles24€8k€402▼
Financial fixed assets28€2k€2k=
Current assets29/58€35k€24k▼
Amounts receivable within one year40/41€32k€14k▼
Trade receivables40€22k€215▼
Other amounts receivable41€10k€14k▲
Cash at bank and in hand54/58€2k€9k▲
Deferred charges and accrued income490/1€582€696▲
Equity and liabilities
Total equity and liabilities10/49€44k€26k▼
Equity10/15€-8k€-28k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-13k€-33k▼
Amounts payable17/49€53k€54k▲
Amounts payable within one year42/48€53k€54k▲
Trade debts44€25k€12k▼
Suppliers440/4€25k€12k▼
Taxes, remuneration and social security45€28k€42k▲
Taxes450/3€13k€19k▲
Remuneration and social security454/9€14k€23k▲
Income statement
Code20242025
Non-recurring operating income76A€26€1k▲
Remuneration, social security and pensions62€56k€104k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k=
Other operating charges640/8€10k€5k▼
Non-recurring operating charges66A€677-
Gross operating margin9900€54k€100k▲
Operating profit (loss)9901€-21k€-16k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€-24k€-20k▲
Income taxes67/77-€-237
Profit (loss) for the period9904€-24k€-20k▲
Profit (loss) for the period to be appropriated9905€-24k€-20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-33k▼
Profit (loss) brought forward from the previous period14P€11k€-13k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
30-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 152 days late
2024
31-12
Financial
Weakest financial yearnet €-24k ▼326%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Georges Moreaustraat 351070 AnderlechtGround area
7,063 m²
Building footprint
354 m²
Volume, LiDAR
2,545 m³
2 parcels, Brussels, Flanders · tallest building 17.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Kuiermansstraat 54, 1880 Kapelle-op-den-Bos
since 20222.334.705.866
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23039A0277/00A002 | Flanders | 6,893 m² | 1 · 241 m² | 8.7 m · 2 fl. |
| 21305C0264/00K007 | Brussels | 170 m² | 1 · 113 m² | 17.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 900 EUR awarded · 900 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 900 EUR |
| 2022 | 1 | 900 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 16,874 companies in sector 62100 we hold annual accounts for 8,779. 5,335 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-07-2022
Fiscal year end31-12
Activities, NACEBEL
56210Event catering
62010Computer programming, consultancy and related activities
62100Computer programming
46500Wholesale of information and communication equipment
46510Wholesale trade
62020IT consultancy
62030Computer programming, consultancy and related activities
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.