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BEGRAFENISONDERNEMING VANCLEEF

Active
Private limited companyfounded 1989active for 36 yearsMonseigneur Koningsstraat 4, 3680 Maaseik, BelgiumKBO/BCE: BE 0439.716.044
Summary

BEGRAFENISONDERNEMING VANCLEEF has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €465,932 and a net result of €125,164. Equity is growing by about 17% per year across the filed financial years. Its solvency ranks better than 65% of 1,362 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
BEGRAFENISONDERNEMING VANCLEEFActiveChecked score 97/100
Risk analysis ReportCompare

Overview

Activity
Funeral services
NACE 96301
4th oldest company in Maaseik, Other services sector1 site
Size
€949,375total assets 2025
Staff
3.3 FTE
Equity
€465,932
Profit
€125,164
Turnover not published (abbreviated or micro format)
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Board
4 members
2025 accounts 34 days early2 of 4 deeds summarised
Why 97lowers riskLiquidity: current ratio 2.52, cash €265,492Size: total assets €949,375Founded in 1989Figures for financial year 2025 (filed 27-06-2026)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 75% of its sector peers (NACE 96, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 74+11
equity 49.1% of total assets
Liquidity 81+9
short-term debt 16.4% · cash 28.0%
Profitability 85+77
return on assets 13.2%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,611 companies, NACE 96, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026highest value 10-2026: < 0.1%▼ -0.4 percentage points vs 09-2026lowest value
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.52, compared with 1.78 in 2024, above the usual 1.5; short-term debt: 16.4% and cash: 28% of total assets), but 50.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 68% on solvency, 83% on liquidity, 74% on profitability and 77% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 2.52, cash €265,492
NBB · annual accounts
lowers risk · Size: total assets €949,375
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1989
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2025 (filed 27-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-06-2026, 34 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
34 days early
2024
3 days early
2023
5 days early
2022
30 days late
2021
31 days late
2020
28 days early
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days after the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Back to profitnet €125,164
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Positive: Back in profit in 2025after -€76,889 in 2024 €125,164 View
  • Positive: Among the best 12% on net resultsector median €5,248 · 1,358 companies €125,164 View
  • Active since 1989founded 28-12-1989 36 years View

By topic

Financials

Financial year
2025
Total assets
€949,375
Profit
€125,164
Solvency
49.1%
Total assets▲ 6.1%
Net result
20182025
Go to Financials

Board & ownership

Board
4 members
  • Buteneers XavierDirector
  • BORKELMANS MartineDirector
  • VANCLEEF BettinaDirector
  • VANCLEEF JohanDirector
Go to Board & ownership

Timeline

Events
42
Since
1990
Next accounts
by 31-07-2027
  1. 31-12-2024Weakest financial year
  2. 26-07-2024Annual accounts filed
  3. 03-06-2024Resignations: VANCLEEF Bettina, VANCLEEF Johan and BORKELMANS…
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Funeral servicesNACE 96301
Founded
28-12-1989
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about BEGRAFENISONDERNEMING VANCLEEF

What is the company number of BEGRAFENISONDERNEMING VANCLEEF?
0439.716.044. In Belgium the VAT number is the company number with BE in front: BE 0439.716.044.
Where is BEGRAFENISONDERNEMING VANCLEEF based?
The registered office is at Monseigneur Koningsstraat 4, 3680 Maaseik.Company details
What does BEGRAFENISONDERNEMING VANCLEEF do?
According to the KBO register, the main activity is funeral services (NACE 96301).
What is the legal form of BEGRAFENISONDERNEMING VANCLEEF?
Private limited company (BV).
When was BEGRAFENISONDERNEMING VANCLEEF founded?
On 28-12-1989.
Is BEGRAFENISONDERNEMING VANCLEEF still active?
Yes, BEGRAFENISONDERNEMING VANCLEEF is an active enterprise in the KBO register.
How many employees does BEGRAFENISONDERNEMING VANCLEEF have?
On average 3.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of BEGRAFENISONDERNEMING VANCLEEF?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is BEGRAFENISONDERNEMING VANCLEEF profitable?
In financial year 2025, BEGRAFENISONDERNEMING VANCLEEF made a profit of €125,164.
Where can I find the annual accounts of BEGRAFENISONDERNEMING VANCLEEF?
BEGRAFENISONDERNEMING VANCLEEF filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BEGRAFENISONDERNEMING VANCLEEF due?
By 31-07-2027, for financial year 2026.Timeline

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