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BEGOFINA

Active
Private limited companyfounded 199333 yrs activeStropstraat 27A, 9810 Nazareth-De Pinte, BelgiumKBO/BCE: BE 0450.998.035
Summary

BEGOFINA has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €601,445 and a net result of €178,978. Equity remains stable across the filed fiscal years (±1.5% per year). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
BEGOFINAActiveChecked score 97/100
Risk analysis ReportCompare

Overview

Activity
Activity not known1 site
Size
€732,966total assets 2025
Equity
€601,445
Profit
€178,978
Turnover not published (abridged schema)
Financial health
97 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 51 d early0 of 2 deeds read
Why 97+ Size: total assets €732,966+ Equity €601,445 (82.1% of total assets)+ Figures for FY 2025 (filed 10-06-2026)+ No main activity registeredShow the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Better than 74% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 82.1% of total assets
Liquidity 54=
short-term debt 10.4% · cash 3.5%
Profitability 99+31
return on assets 24.4%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%▼ -1.4% vs 12-2024 02-2025: 0.1%▲ +1.4% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%▲ +4.2% vs 03-2025 05-2025: 0.1%▲ +1.4% vs 04-2025 06-2025: 0.1%▲ +24.0% vs 05-2025highest value 07-2025: 0.1%▼ -26.9% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▼ -2.9% vs 12-2025 02-2026: 0.1%▲ +1.5% vs 01-2026 03-2026: 0.1%▼ -1.5% vs 02-2026 04-2026: 0.1%▲ +4.5% vs 03-2026 05-2026: 0.1%▲ +2.9% vs 04-2026 06-2026: 0.1%▲ +18.3% vs 05-2026 07-2026: < 0.1%▼ -46.4% vs 06-2026lowest value 08-2026: < 0.1%● 0.0% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Size: total assets €732,966 lowers the probability for this profile
  • Equity €601,445 (82.1% of total assets) lowers the probability
  • Figures for FY 2025 (filed 10-06-2026) lowers the probability
  • No main activity registered lowers the probability
Credit up to €55,000 at 30 days acceptable
Liquidity ample (current ratio 5.99 against 2.67 in 2024; short-term debt: 10.4% and cash: 3.5% of total assets), and 17.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 49%, profitability 79%, growth against the median 85%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Size: total assets €732,966
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Equity €601,445 (82.1% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 10-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · No main activity registered
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €601,445
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
51 d early
2024
66 d early
2023
64 d early
2022
52 d early
2021
58 d early
2020
53 d early
2019
50 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 56 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €178,978
  3. Liquidity doublescurrent ratio 5.99

Key points

  • Positive: Back in profit in 2025after -€2,455 in 2024 €178,978 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Active since 1993founded 27-09-1993 33 years View

By topic

Financials

Fiscal year
2025
Total assets
€732,966
Profit
€178,978
Solvency
82.1%
Total assets▲ 43.2%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 10-06-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 31-12-2025Liquidity doubles
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
27-09-1993
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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