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BEGI Centrale

Active
Private limited companyfounded 20242 yrs activeGroot-Bijgaardenstraat 570, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 1005.246.632

The computed 12-month bankruptcy probability of BEGI Centrale is 3.5% (moderate). The 2025 annual accounts show equity of €106k and a net result of €11k. Its solvency ranks better than 21% of 4157 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
47 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability40
Solvency36
Growth-
Track record67
Bankruptcy probability, 12 months
3.5% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.94; short-term debt: 60.5% and cash: 40.4% of total assets), and 89.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 4157 sector peers (2025).
NBB · sector comparison
Position among 4157 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-10-2025, 3 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
3 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€11k
Working capital
€-35k
Balance-sheet composition
Assets €1.01M
Fixed assets €433k
Current assets €575k
Equity and liabilities €1.01M
Equity €106k
Debt €902k
Debt finances 89.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€55k
Cash flow
€31k
Solvency
10.5%
Current ratio
0.94
Quick ratio
0.81
Debt / equity
8.50
ROE
10.5%
ROA
1.1%
Interest coverage
2.35
Debt
€902k
Debt ≤ 1 year
€610k
Debt > 1 year
€287k
Income taxes
€427
Staff costs
€350k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet Code2025
Assets
Total assets20/58€1.01M
Fixed assets21/28€433k
Tangible fixed assets22/27€433k
Plant, machinery and equipment23€20k
Furniture and vehicles24€947
Other tangible fixed assets26€412k
Current assets29/58€575k
Stocks and contracts in progress3€81k
Stocks30/36€81k
Amounts receivable within one year40/41€73k
Trade receivables40€4k
Other amounts receivable41€68k
Cash at bank and in hand54/58€407k
Deferred charges and accrued income490/1€14k
Equity and liabilities
Total equity and liabilities10/49€1.01M
Equity10/15€106k
Contributions10/11€95k
Profit (loss) carried forward14€11k
Amounts payable17/49€902k
Amounts payable after more than one year17€287k
Financial debts170/4€287k
Amounts payable within one year42/48€610k
Current portion of amounts payable after more than one year42€42k
Trade debts44€512k
Suppliers440/4€512k
Taxes, remuneration and social security45€57k
Taxes450/3€427
Remuneration and social security454/9€56k
Accrued charges and deferred income492/3€5k
Income statement Code2025
Remuneration, social security and pensions62€350k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k
Other operating charges640/8€7k
Gross operating margin9900€412k
Operating profit (loss)9901€35k
Financial income75/76B€92
Recurring financial income75€92
Financial charges65/66B€24k
Recurring financial charges65€24k
Profit (loss) for the period before taxes9903€12k
Income taxes67/77€427
Profit (loss) for the period9904€11k
Profit (loss) for the period to be appropriated9905€11k
Appropriation of the result
Profit (loss) to be appropriated9906€11k
Social balance
Average headcount (FTE)908713.5

The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
28-10
NBB filing Annual accounts filed
fiscal year 2025 · full schema
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 2024
establishment approximate The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Groot-Bijgaardenstraat 5701082 Sint-Agatha-Berchem
Ground area
496 m²
Building footprint
496 m²
Volume, LiDAR
5,774 m³
2 parcels, Brussels · tallest building 21.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
BEGI Centrale
Magdalenasteenweg 2, 1000 BrusselRetail trade
since 20242.354.830.693
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21004A0963/00C000
ProtectedMonumentGeheel van drie traditionele huizenSource ↗
Brussels 332 m² 1 · 332 m² 21.1 m · 6 fl.
21003A0222/00D000 Brussels 165 m² 1 · 164 m² 14.6 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Recognitions · licences · registrations

Food safety, FASFC

1 site
Brussel2.354.830.693
1 permission
Toelating · Detailhandel met verwerking · since 26-04-2024

Similar companies · same sector, comparable size

Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 4,628 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded26-01-2024
Fiscal year end31-03
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.