BEGGAR CONSULTANCY
ActiveBEGGAR CONSULTANCY has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €230k and a net result of €80k. Equity is growing by ~47.4% per year across the filed fiscal years. Its solvency ranks better than 93% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 16.2 against 12.32 in 2024; short-term debt: 6.1% and cash: 73.9% of total assets), and 6.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.9%
Return on assets
32.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-03-2026, 151 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
151 d early
2024
41 d early
2023
41 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€230k▲ 53.7%
2024 · €149k
2023: €88k
2024: €149k
2023 → 2025
Total assets
€244k▲ 50.7%
2024 · €162k
2023: €98k
2024: €162k
2023 → 2025
Net result
€80k▲ 31.1%
2024 · €61k
2023: €78k
2024: €61k
2023 → 2025
Working capital
€225k▲ 55.6%
2024 · €145k
2023: €84k
2024: €145k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€88k-€149k▲ 69.5%€230k▲ 53.7%
Operating result€98k-€78k▼ 20.9%€100k▲ 28.7%
Net result€78k-€61k▼ 21.6%€80k▲ 31.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 29% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €244k
Fixed assets
€4k▼ 6.1%
Current assets
€240k▲ 52.4%
Equity and liabilities €244k
Equity
€230k▲ 53.7%
Debt
€15k▲ 15.9%
The debt ratio falls from 7.9% to 6.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€102k▲
2024 · €79k
Cash flow
€82k▲
2024 · €62k
Solvency
93.9%▲
2024 · 92.1%
Current ratio
16.20▲
2024 · 12.32
Quick ratio
16.20▲
2024 · 12.32
Debt / equity
0.06▼
2024 · 0.09
ROE
34.9%▼
2024 · 41.0%
ROA
32.8%▼
2024 · 37.8%
Interest coverage
97.97▲
2024 · 76.92
Debt
€15k▲
2024 · €13k
Debt ≤ 1 year
€15k▲
2024 · €13k
Income taxes
€20k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€162k€244k▲
Fixed assets21/28€5k€4k▼
Tangible fixed assets22/27€5k€4k▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€0€1k▲
Leasing and similar rights25€3k€2k▼
Current assets29/58€158k€240k▲
Amounts receivable within one year40/41€5k€57k▲
Trade receivables40-€15k
Other amounts receivable41€5k€42k▲
Cash at bank and in hand54/58€150k€181k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€162k€244k▲
Equity10/15€149k€230k▲
Contributions10/11€10k€10k=
Reserves13€139k€220k▲
Distributable reserves133€139k€220k▲
Amounts payable17/49€13k€15k▲
Amounts payable within one year42/48€13k€15k▲
Trade debts44€913€460▼
Suppliers440/4€913€460▼
Taxes, remuneration and social security45€12k€14k▲
Taxes450/3€12k€14k▲
Other amounts payable47/48€141€751▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€670€2k▲
Other operating charges640/8€216€101▼
Gross operating margin9900€79k€102k▲
Operating profit (loss)9901€78k€100k▲
Financial income75/76B€0€1k▲
Recurring financial income75€0€1k▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€77k€101k▲
Income taxes67/77€16k€20k▲
Profit (loss) for the period9904€61k€80k▲
Profit (loss) for the period to be appropriated9905€61k€80k▲
Appropriation of the result
Profit (loss) to be appropriated9906€61k€80k▲
Transfer to equity691/2€61k€80k▲
To other reserves6921€61k€80k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €80k ▲31.1%
Operating result €100k, net result €80k, both a record.
31-12
Financial
Equity above €200kEq €230k ▲53.7%
3 profitable years in a row build equity to €230k.
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €61k ▼21.6%
Net result drops to €61k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €149k ▲69.5%
2 profitable years in a row build equity to €149k.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Bossut 771390 Grez-DoiceauGround area
1,091 m²
Building footprint
86 m²
Volume, LiDAR
686 m³
Parcel 25070C0291/00G004, Wallonia · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BEGGAR CONSULTANCY
since 20222.338.769.671
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25070C0291/00G004 | Wallonia | 1,091 m² | 1 · 86 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BeeldenS Consulting
BE 0694.876.821
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HD CONSULTING
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STRATVIZER
BE 0740.708.628
Ans · Eq €230k
ALTESIAL
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Stockade
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Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 14,389 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-12-2022
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.