BEGENTLEMEN
ActiveSummary
The computed 12-month bankruptcy probability of BEGENTLEMEN is 3.9% (moderate). The 2024 annual accounts show negative equity (€-109k) and a net result of €-38k. Equity is shrinking by ~31.2% per year across the filed fiscal years. Its solvency ranks better than 6% of 15869 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
18
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-77
Solvency0=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
3.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.26 against 0.27 in 2023; short-term debt: 311.7% and cash: 11.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-211.7%
Return on assets
-74.1%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-109k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-07-2025, 8 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
8 d early
2023
15 d early
2022
60 d late
2021
13 d early
2020
61 d late
2019
21 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€-109k▼ 53.8%
2023 · €-71k
2018: €15k
2019: €-5k
2020: €-52k
2021: €-57k
2022: €-75k
2023: €-71k
2018 → 2024
Total assets
€52k▲ 21.5%
2023 · €43k
2018: €60k
2019: €50k
2020: €46k
2021: €59k
2022: €51k
2023: €43k
2018 → 2024
Net result
€-38k
2023 · €4k
2018: €908
2019: €-20k
2020: €-47k
2021: €-5k
2022: €-18k
2023: €4k
2018 → 2024
Working capital
€-120k▼ 47.6%
2023 · €-81k
2018: €7k
2019: €-21k
2020: €-70k
2021: €-78k
2022: €-94k
2023: €-81k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-52k-€-57k▼ 9.5%€-75k▼ 31.2%€-71k▲ 5.2%€-109k▼ 53.8%
Operating result€-56k-€-58k▼ 3.1%€-21k▲ 63.7%€6k€-37k
Net result€-47k-€-5k▲ 89.4%€-18k▼ 259%€4k€-38k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €37k after €6k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €52k
Fixed assets
€10k ▼ 11.4%
Current assets
€41k ▲ 34.1%
Key figures and ratios
EBITDA
€-33k▼
2023 · €10k
Cash flow
€-34k▼
2023 · €8k
Solvency
-211.7%▼
2023 · -167.1%
Current ratio
0.26▼
2023 · 0.27
Quick ratio
0.13▼
2023 · 0.18
Debt to equity
-1.47▲
2023 · -1.60
ROA
-74.1%▼
2023 · 9.2%
Interest coverage
-39.92▼
2023 · 5.64
Debt
€161k▲
2023 · €114k
Debt ≤ 1 year
€161k▲
2023 · €112k
Income taxes
€137▲
2023 · €131
Staff costs
€14k▲
2023 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet
Code20232024
Assets
Total assets20/58€43k€52k▲
Fixed assets21/28€12k€10k▼
Tangible fixed assets22/27€12k€10k▼
Furniture and vehicles24€5k€5k▲
Other tangible fixed assets26€6k€5k▼
Financial fixed assets28€192€192=
Current assets29/58€31k€41k▲
Stocks and contracts in progress3€10k€20k▲
Stocks30/36€10k€20k▲
Amounts receivable within one year40/41€14k€15k▲
Trade receivables40€14k€15k▲
Other amounts receivable41-€366
Cash at bank and in hand54/58€6k€6k▼
Deferred charges and accrued income490/1€175€86▼
Equity and liabilities
Total equity and liabilities10/49€43k€52k▲
Equity10/15€-71k€-109k▼
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Profit (loss) carried forward14€-90k€-128k▼
Amounts payable17/49€114k€161k▲
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€112k€161k▲
Current portion of amounts payable after more than one year42€4k€2k▼
Financial debts43€4k€3k▼
Credit institutions430/8€4k€3k▼
Trade debts44€24k€17k▼
Suppliers440/4€24k€17k▼
Taxes, remuneration and social security45€26k€33k▲
Taxes450/3€25k€31k▲
Remuneration and social security454/9€1k€2k▲
Other amounts payable47/48€54k€107k▲
Income statement
Code20232024
Remuneration, social security and pensions62€11k€14k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€10k€4k▼
Gross operating margin9900€31k€-15k▼
Operating profit (loss)9901€6k€-37k▼
Financial income75/76B€10€10▲
Recurring financial income75€10€10▲
Financial charges65/66B€2k€816▼
Recurring financial charges65€2k€816▼
Profit (loss) for the period before taxes9903€4k€-38k▼
Income taxes67/77€131€137▲
Profit (loss) for the period9904€4k€-38k▼
Profit (loss) for the period to be appropriated9905€4k€-38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-90k€-128k▼
Profit (loss) brought forward from the previous period14P€-94k€-90k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €4k
Net result €4k after 4 loss-making years.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Weakest financial yearnet €-47k
Net result drops to €-47k, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 2 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 2011050 ElseneGround area
459 m²
Building footprint
324 m²
Volume, LiDAR
6,046 m³
2 parcels, Brussels · tallest building 29.0 m, ±8 floors. Linked by address, not a title deed.
2 establishment units
BEGENTLEMEN
since 20162.252.022.868
SERHAT SEN BY ESRA AKDENIZ
since 20192.289.882.760
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0120/00H004 | Brussels | 366 m² | 1 · 242 m² | 29.0 m · 8 fl. |
| 21818E0221/00G003 | Brussels | 93 m² | 1 · 82 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ELLIEN
BE 0458.406.261
Meise · Eq €14,720
TexStyle
BE 0880.726.940
Evergem · Eq €14,639
COM'ON SPORT
BE 0533.840.092
Liège · Eq €14,878
Energie Sport
BE 0543.634.520
Charleroi · Eq €14,501
Otto sales
BE 0886.770.634
Brussel · Eq €14,935
Of 1,311 companies in sector 46423 we hold annual accounts for 812. 395 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2016
Fiscal year end31-12
Activities, NACEBEL 2025
46423Wholesale of clothing, excluding workwear and underwear
96210Hairdressing and barber services
46424Wholesale trade
47712Retail trade
47715Retail trade
77224Rental and leasing activities
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.