BeFiducia

Open bankruptcy

Private limited companyfounded 2015KBO/BCE: BE 0629.815.159

A bankruptcy procedure is open for BeFiducia according to publications in the Belgian State Gazette; curator: YSABELLE ENSCH. The file additionally contains 1 administrative flag. The 2025 annual accounts show equity of €17k.

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Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

The KBO register records the legal situation: open bankruptcy (code 050). This is today's state according to the register itself; the register carries no start date.

KBO · legal situation

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Belgian State Gazette

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

31 d late

2024

30 d late

2023

30 d late

2022

151 d late

2021

152 d late

2020

31 d late

2019

69 d late

← before the deadline after the deadline →

Administrative warnings in the KBO publications

1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.

KBO publications

Publications

Address struck

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

16-09-2026 today31-12-2026 close31-07-2027 deadline

Financials · fiscal year 2025, abbreviated schema

Equity

€17k=

2024 · €17k

2018: €12k 2019: €16k 2020: €21k 2021: €22k 2022: €23k 2023: €20k 2024: €17k

2018 → 2025

Total assets

€45k=

2024 · €45k

2018: €43k 2019: €32k 2020: €40k 2021: €43k 2022: €49k 2023: €101k 2024: €45k

2018 → 2025

Net result

€-3k▼ 15.9%

2023 · €-3k

2018: €1k 2019: €4k 2020: €4k 2021: €1k 2022: €913 2023: €-3k

2018 → 2024

Working capital

€18k=

2024 · €18k

2018: €12k 2019: €16k 2020: €19k 2021: €23k 2022: €23k 2023: €19k 2024: €18k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€22k-€23k▲ 4.1%€20k▼ 12.3%€17k▼ 16.3%€17k=

Operating result€6k-€5k▼ 21.3%€-821€-1k▼ 70.5%

Net result€1k-€913▼ 30.6%€-3k€-3k▼ 15.9%

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €1k in 2024 against €821 in 2023; the loss grows and 2024 has the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Equity and liabilities €45k

37.8%

62.2%

Equity €17k=

Debt €28k=

The debt ratio stays at 62.2%.

Key figures and ratios

2025 value · change against 2024

Solvency

37.8%=

2024 · 37.8%

Current ratio

1.64=

2024 · 1.64

Quick ratio

1.64=

2024 · 1.64

Debt / equity

1.64=

2024 · 1.64

Debt

€28k=

2024 · €28k

Debt ≤ 1 year

€27k=

2024 · €27k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€45k€45k=

Current assets29/58€45k€45k=

Amounts receivable within one year40/41€23k€23k=

Trade receivables40€23k€23k=

Other amounts receivable41€87€87▲

Cash at bank and in hand54/58€22k€22k=

Equity and liabilities

Total equity and liabilities10/49€45k€45k=

Equity10/15€17k€17k=

Contributions10/11€6k€6k=

Reserves13€2k€2k=

Non-distributable reserves130/1€2k€2k=

Reserves not available under the articles1311€2k€2k=

Profit (loss) carried forward14€9k€9k=

Amounts payable17/49€28k€28k=

Amounts payable within one year42/48€27k€27k=

Trade debts44€1k€1k=

Suppliers440/4€1k€1k=

Taxes, remuneration and social security45€7k€7k=

Taxes450/3€7k€7k=

Other amounts payable47/48€19k€19k=

Accrued charges and deferred income492/3€600€600=

Income statement Code20242025

Other operating charges640/8€2k-

Gross operating margin9900€592-

Operating profit (loss)9901€-1k-

Financial charges65/66B€2k-

Recurring financial charges65€2k-

Profit (loss) for the period before taxes9903€-3k-

Profit (loss) for the period9904€-3k-

Profit (loss) for the period to be appropriated9905€-3k-

Appropriation of the result

Profit (loss) to be appropriated9906€9k€9k=

Profit (loss) brought forward from the previous period14P€12k€9k▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 14Signals 2Financial 2Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema · 31 days late

03-07

Bankruptcy Opening

Tribunal de l’entreprise francophone de Bruxelles · SRL BEFIDUCIA BOULEVARD BISCHOFFSHEIM 39/4, 1000 BRUXELLES · event 29-06-2026

2025

30-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 30 days late

08-08

KBO administration Address struck

2024

31-12

Financial Weakest financial yearnet €-3k

Net result drops to €-3k, the lowest in the series.

30-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 30 days late

2023

29-12

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 151 days late

2022

30-12

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 152 days late

2021

31-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 31 days late

2020

08-10

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 69 days late

15-06

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 320 days late

2019

31-12

Financial Highest result since 2018net €4k ▲308%

Net result €4k, the highest in the series.

25-01

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 178 days late

2017

31-08

NBB filing Annual accounts filed

fiscal year 2016 · micro schema · 31 days late

SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

1 establishment unit since 2019

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ground area

1,722 m²

Building footprint

406 m²

Volume, LiDAR

7,455 m³

2 parcels, Brussels, Flanders · tallest building 26.6 m, ±8 floors. Linked by address, not a title deed.

1 establishment unit

Establishment

Certified accountants and tax accountants

since 20192.288.852.877

2 parcels

Flanders 1 (50%) Brussels 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23033B0619/00V003	Flanders	913 m²	1 · 127 m²	11.8 m · 3 fl.
21803C0630/00H003	Brussels	808 m²	1 · 279 m²	26.6 m · 8 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate

Role	Name	Tenure
Curator	YSABELLE ENSCH AVENUE LOUISE 349 B 17, 1050 IXELLES- . Co-Curateur : JEAN-JACQUES THIBAUT, AVENUE BONA- PARTE 113, 1180 UCCLE- jj@thibautfiduciaire.be	29-06-2026 → present