BEERTEN
ActiveSummary
BEERTEN has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €128k and a net result of €-7k. Equity is shrinking by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 76% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▼-2
Solvency91▲+5
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.06 against 1.9 in 2024; short-term debt: 34.3% and cash: 6.2% of total assets), and 34.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.7%
Return on assets
-3.6%
Age of the figures
18 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-7k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 21-10-2025, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
3 d early
2023
5 d early
2022
4 d early
2021
2 d late
2020
1 d early
2019
24 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€128k▼ 5.2%
2024 · €135k
2019: €577k
2020: €563k
2021: €153k
2022: €139k
2023: €140k
2024: €135k
2019 → 2025
Total assets
€195k▼ 11.5%
2024 · €221k
2019: €779k
2020: €654k
2021: €201k
2022: €245k
2023: €201k
2024: €221k
2019 → 2025
Net result
€-7k▼ 70.1%
2024 · €-4k
2019: €-17k
2020: €-14k
2021: €-11k
2022: €-13k
2023: €205
2024: €-4k
2019 → 2025
Working capital
€71k▼ 7.1%
2024 · €76k
2019: €224k
2020: €428k
2021: €89k
2022: €83k
2023: €83k
2024: €76k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€153k-€139k▼ 8.8%€140k▲ 0.1%€135k▼ 3.0%€128k▼ 5.2%
Operating result€-6k-€-6k▲ 6.0%€2k€-4k€-7k▼ 76.3%
Net result€-11k-€-13k▼ 18.8%€205€-4k€-7k▼ 70.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €4k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €195k
Fixed assets
€57k ▼ 2.8%
Current assets
€138k ▼ 14.7%
Equity and liabilities €195k
Equity
€128k ▼ 5.2%
Debt
€67k ▼ 21.5%
Debt's share of the balance-sheet total falls from 38.7% to 34.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-6k▼
2024 · €-3k
Cash flow
€-7k▼
2024 · €-4k
Current ratio
2.06▲
2024 · 1.90
Debt to equity
0.52▼
2024 · 0.63
ROE
-5.5%▼
2024 · -3.1%
ROA
-3.6%▼
2024 · -1.9%
Interest coverage
-18.92▼
2024 · -9.45
Debt ≤ 1 year
€67k▼
2024 · €85k
Income taxes
€134▲
2024 · €75
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€221k€195k▼
Fixed assets21/28€59k€57k▼
Intangible fixed assets21€29k€29k=
Tangible fixed assets22/27€21k€20k▼
Land and buildings22€19k€19k=
Furniture and vehicles24-€500
Other tangible fixed assets26€2k€198▼
Financial fixed assets28€9k€9k=
Current assets29/58€162k€138k▼
Amounts receivable within one year40/41€151k€126k▼
Trade receivables40€107k€115k▲
Other amounts receivable41€44k€11k▼
Cash at bank and in hand54/58€11k€12k▲
Equity and liabilities
Total equity and liabilities10/49€221k€195k▼
Equity10/15€135k€128k▼
Contributions10/11€19k€19k=
Reserves13€70k€70k=
Tax-exempt reserves132€3k€3k=
Distributable reserves133€67k€67k=
Profit (loss) carried forward14€47k€40k▼
Amounts payable17/49€85k€67k▼
Amounts payable within one year42/48€85k€67k▼
Trade debts44€5k€1k▼
Suppliers440/4€5k€1k▼
Taxes, remuneration and social security45€9k€1k▼
Taxes450/3€9k€1k▼
Other amounts payable47/48€72k€65k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€593€362▼
Other operating charges640/8€3k€782▼
Gross operating margin9900€-618€-5k▼
Operating profit (loss)9901€-4k€-7k▼
Financial charges65/66B€334€330▼
Recurring financial charges65€334€330▼
Profit (loss) for the period before taxes9903€-4k€-7k▼
Income taxes67/77€75€134▲
Profit (loss) for the period9904€-4k€-7k▼
Profit (loss) for the period to be appropriated9905€-4k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€40k▼
Profit (loss) brought forward from the previous period14P€51k€47k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
21-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €205
Net result €205 after 4 loss-making years.
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Liquidity triplescurrent ratio 5.69
Current ratio from 2.10 to 5.69; short-term debt falls from €203k to €91k.
2019
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
23-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 282 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Middenstraat 633582 BeringenGround area
495 m²
Building footprint
222 m²
Volume, LiDAR
1,004 m³
Parcel 71029B0833/00T000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Middenstraat 63, 3582 Beringen
since 19882.040.071.138
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71029B0833/00T000 | Flanders | 495 m² | 1 · 222 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Malherbe Xavier
BE 0776.738.188
Waimes · Eq €145k
LES PIERRES GESTION
BE 0425.854.546
Sint-Pieters-Woluwe · Eq €158k
CHROME
BE 0746.934.840
Nivelles · Eq €160k
C & T IMMO MOREL
BE 0716.740.720
Knokke-Heist · Eq €99k
IMMO VANTHOOR
BE 0697.591.831
Kinrooi · Eq €176k
Of 206 companies in sector 68202 we hold annual accounts for 190. 41 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-04-1988
Fiscal year end31-03
Activities, NACEBEL 2025
68202Real estate activities
68121Development of residential building projects
42990Civil engineering
68110Buying and selling of own real estate
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:luc@beerten.be
Phone:0495641210
Fax:011608837