BEERNAERT FRANS
ActiveBEERNAERT FRANS has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €586k and a net result of €-27k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 91% of 7311 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
60
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 4.05 against 6.56 in 2024), and 14.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.5%
Return on assets
-3.9%
Age of the figures
17 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
192122232425
2019 to 2025 · latest year -€27k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
4 d late
2023
on the day
2022
11 d early
2021
24 d early
2020
6 d late
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close13-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€586k▼ 4.4%
2024 · €613k
2019: €290k
2021: €436k
2022: €595k
2023: €661k
2024: €613k
2019 → 2025
Total assets
€686k▼ 6.1%
2024 · €730k
2019: €691k
2021: €909k
2022: €1.08M
2023: €955k
2024: €730k
2019 → 2025
Net result
€-27k▲ 44.3%
2024 · €-48k
2019: €139k
2021: €108k
2022: €159k
2023: €66k
2024: €-48k
2019 → 2025
Working capital
€192k▼ 23.3%
2024 · €251k
2019: €150k
2021: €183k
2022: €263k
2023: €306k
2024: €251k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€436k-€595k▲ 36.5%€661k▲ 11.2%€613k▼ 7.3%€586k▼ 4.4%
Operating result€156k-€239k▲ 52.9%€100k▼ 58.2%€-46k€-30k▲ 35.6%
Net result€108k-€159k▲ 47.9%€66k▼ 58.3%€-48k€-27k▲ 44.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €30k in 2025 against €46k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €686k
Fixed assets
€430k▼ 1.0%
Current assets
€256k▼ 13.6%
Equity and liabilities €686k
Equity
€586k▼ 4.4%
Debt
€100k▼ 15.3%
The debt ratio falls from 16.1% to 14.5%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-25k▲
2024 · €-42k
Cash flow
€-22k▲
2024 · €-44k
Solvency
85.5%▲
2024 · 83.9%
Current ratio
4.05▼
2024 · 6.56
Quick ratio
4.05▼
2024 · 6.56
Debt / equity
0.17▼
2024 · 0.19
ROE
-4.6%▲
2024 · -7.9%
ROA
-3.9%▲
2024 · -6.6%
Interest coverage
-7.74▼
2024 · -7.32
Debt
€100k▼
2024 · €118k
Debt ≤ 1 year
€63k▲
2024 · €45k
Debt > 1 year
€36k▼
2024 · €72k
Income taxes
€319▲
2024 · €314
Staff costs
€0▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€730k€686k▼
Fixed assets21/28€434k€430k▼
Tangible fixed assets22/27€434k€430k▼
Land and buildings22€434k€430k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€0-
Current assets29/58€296k€256k▼
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€267k€255k▼
Trade receivables40€14k€22k▲
Other amounts receivable41€253k€234k▼
Cash at bank and in hand54/58€28k€255▼
Deferred charges and accrued income490/1€478€206▼
Equity and liabilities
Total equity and liabilities10/49€730k€686k▼
Equity10/15€613k€586k▼
Contributions10/11€28k€28k=
Reserves13€634k€634k=
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Distributable reserves133€630k€630k=
Profit (loss) carried forward14€-48k€-75k▼
Amounts payable17/49€118k€100k▼
Amounts payable after more than one year17€72k€36k▼
Financial debts170/4€72k€36k▼
Amounts payable within one year42/48€45k€63k▲
Current portion of amounts payable after more than one year42€35k€39k▲
Financial debts43-€15k
Credit institutions430/8-€15k
Trade debts44€971€9k▲
Suppliers440/4€971€9k▲
Taxes, remuneration and social security45€9k€863▼
Taxes450/3€6k€863▼
Remuneration and social security454/9€2k€0▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€33k€0▼
Remuneration, social security and pensions62€1k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€6k€4k▼
Non-recurring operating charges66A€10k€0▼
Gross operating margin9900€-25k€-21k▲
Operating profit (loss)9901€-46k€-30k▲
Financial income75/76B€4k€7k▲
Recurring financial income75€4k€7k▲
Financial charges65/66B€6k€3k▼
Recurring financial charges65€6k€3k▼
Profit (loss) for the period before taxes9903€-48k€-27k▲
Income taxes67/77€314€319▲
Profit (loss) for the period9904€-48k€-27k▲
Profit (loss) for the period to be appropriated9905€-48k€-27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-48k€-75k▼
Profit (loss) brought forward from the previous period14P-€-48k
Transfer to equity691/2€0-
To other reserves6921€0-
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
04-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 4 days late
31-03
Financial
Weakest financial yearnet €-48k ▼173%
Net result drops to €-48k, the lowest in the series; recovery starts the following year.
31-03
Financial
Liquidity doublescurrent ratio 6.56
Current ratio from 3.13 to 6.56; short-term debt falls from €144k to €45k.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
20-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Highest result since 2019net €159k ▲47.9%
Operating result €239k, net result €159k, both a record.
31-03
Financial
Equity above €500kEq €595k ▲36.5%
3 profitable years in a row build equity to €595k.
2021
07-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
06-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 6 days late
2019
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
12-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
18-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
24-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
13-01-2025
Resigned as Director
Location & real-estate footprint
Registered office, Staden · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rysseveldstraat(STA) 438840 StadenGround area
747 m²
Building footprint
194 m²
Volume, LiDAR
1,050 m³
Parcel 36019A1492/00R002, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Durezza
since 20032.132.397.520
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36019A1492/00R002 | Flanders | 747 m² | 1 · 194 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
METSELWERKEN KAROL GDANIEC
BE 0775.290.712
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EDIVALOR
BE 0876.386.981
Genk · Eq €586k
RUTSAERT
BE 0453.968.710
Lede · Eq €586k
INVESTPRO - DE SCHALK
BE 0887.820.907
Mechelen · Eq €586k
T. PALM INTERNATIONAL LUXEMBOURG
BE 0440.300.717
Theux · Eq €585k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,864. 8,522 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-04-2003
Fiscal year end31-03
Activities, NACEBEL
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.