BEERENDRUK
ActiveBEERENDRUK has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €306k and a net result of €59k. Equity is growing by ~69.1% per year across the filed fiscal years. Its solvency ranks better than 53% of 9037 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability80▼-3
Solvency71▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 1.59 against 1.67 in 2023; short-term debt: 50.2% and cash: 7.1% of total assets), but 53.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
33 d early
2022
30 d early
2021
31 d late
2020
31 d late
2019
49 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€306k▲ 23.9%
2023 · €247k
2018: €20k
2019: €19k
2020: €43k
2021: €86k
2022: €232k
2023: €247k
2018 → 2024
Total assets
€661k▲ 10.8%
2023 · €597k
2018: €576k
2019: €534k
2020: €494k
2021: €548k
2022: €699k
2023: €597k
2018 → 2024
Net result
€59k▼ 15.7%
2023 · €70k
2018: €4k
2019: €-921
2020: €24k
2021: €43k
2022: €146k
2023: €70k
2018 → 2024
Working capital
€196k▼ 1.0%
2023 · €198k
2018: €-141k
2019: €-80k
2020: €165k
2021: €110k
2022: €298k
2023: €198k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€43k-€86k▲ 100%€232k▲ 168%€247k▲ 6.5%€306k▲ 23.9%
Operating result€34k-€75k▲ 118%€212k▲ 182%€111k▼ 47.4%€95k▼ 14.9%
Net result€24k-€43k▲ 82.0%€146k▲ 236%€70k▼ 51.8%€59k▼ 15.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 15% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €661k
Fixed assets
€133k▲ 27.7%
Current assets
€528k▲ 7.3%
Equity and liabilities €661k
Equity
€306k▲ 23.9%
Debt
€355k▲ 1.6%
The debt ratio falls from 58.6% to 53.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€142k▼
2023 · €147k
Cash flow
€106k▲
2023 · €105k
Solvency
46.3%▲
2023 · 41.4%
Current ratio
1.59▼
2023 · 1.67
Quick ratio
0.78▼
2023 · 0.87
Debt / equity
1.16▼
2023 · 1.41
ROE
19.3%▼
2023 · 28.4%
ROA
8.9%▼
2023 · 11.8%
Interest coverage
9.35▲
2023 · 8.14
Debt
€355k▲
2023 · €350k
Debt ≤ 1 year
€332k▲
2023 · €294k
Debt > 1 year
€23k▼
2023 · €55k
Income taxes
€23k▼
2023 · €28k
Staff costs
€208k▲
2023 · €171k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€597k€661k▲
Fixed assets21/28€104k€133k▲
Intangible fixed assets21€26k€52k▲
Tangible fixed assets22/27€74k€77k▲
Land and buildings22€51k€37k▼
Plant, machinery and equipment23€6k€11k▲
Furniture and vehicles24€18k€29k▲
Financial fixed assets28€4k€4k▼
Current assets29/58€492k€528k▲
Stocks and contracts in progress3€236k€270k▲
Stocks30/36€188k€188k▼
Contracts in progress37€48k€83k▲
Amounts receivable within one year40/41€151k€211k▲
Trade receivables40€101k€94k▼
Other amounts receivable41€50k€117k▲
Cash at bank and in hand54/58€103k€47k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€597k€661k▲
Equity10/15€247k€306k▲
Contributions10/11€19k€19k=
Reserves13€229k€288k▲
Distributable reserves133€229k€288k▲
Amounts payable17/49€350k€355k▲
Amounts payable after more than one year17€55k€23k▼
Financial debts170/4€55k€23k▼
Amounts payable within one year42/48€294k€332k▲
Current portion of amounts payable after more than one year42€66k€47k▼
Financial debts43€90k€125k▲
Credit institutions430/8€90k€125k▲
Trade debts44€98k€115k▲
Suppliers440/4€98k€115k▲
Taxes, remuneration and social security45€41k€44k▲
Taxes450/3€23k€11k▼
Remuneration and social security454/9€18k€33k▲
Income statement
Code20232024
Remuneration, social security and pensions62€171k€208k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€47k▲
Other operating charges640/8€4k€645▼
Gross operating margin9900€322k€351k▲
Operating profit (loss)9901€111k€95k▼
Financial income75/76B€5k€3k▼
Recurring financial income75€5k€3k▼
Financial charges65/66B€18k€15k▼
Recurring financial charges65€18k€15k▼
Profit (loss) for the period before taxes9903€98k€82k▼
Income taxes67/77€28k€23k▼
Profit (loss) for the period9904€70k€59k▼
Profit (loss) for the period to be appropriated9905€70k€59k▼
Appropriation of the result
Profit (loss) to be appropriated9906€70k€59k▼
Transfer from equity791/2€55k-
Transfer to equity691/2€70k€59k▼
To other reserves6921€70k€59k▼
Profit to be distributed694/7€55k-
Return on contributions (dividend)694€55k-
Social balance
Average headcount (FTE)90873.76.1▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €146k ▲236%
Operating result €212k, net result €146k, both a record.
31-12
Financial
Equity above €200kEq €232k ▲168%
3 profitable years in a row build equity to €232k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.96
Current ratio from 0.81 to 1.96; short-term debt falls from €427k to €172k.
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 49 days late
2019
31-12
Financial
Weakest financial yearnet €-921 ▼123%
Net result drops to €-921, the lowest in the series; recovery starts the following year.
01-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 62 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Europark 10593530 Houthalen-HelchterenGround area
3,027 m²
Building footprint
1,220 m²
Parcel 72015D0838/00B000, Flanders. Linked by address, not a title deed.
1 establishment unit
BEERENDRUK
since 20152.241.245.475
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72015D0838/00B000 | Flanders | 3,027 m² | 1 · 1,219 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 3 entries · 2,098 EUR awarded · 3,620 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 2 | 2,098 EUR | 2,000 EUR |
| 2023 | 1 | 0 EUR | 1,620 EUR |
Schemes
Hinderpremie bij openbare werken
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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WVS BRICKS
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Of 1,804 companies in sector 46831 we hold annual accounts for 1,398. 1,001 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-04-2015
Fiscal year end31-12
Activities, NACEBEL
46831Wholesale of construction materials, general range
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
18130Pre-press and pre-media services
47521Retail sale of hardware, building materials, paint and glass (general range)
47525Retail trade
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.