Beer Bar
ActiveBeer Bar has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €115k and a net result of €33k. Equity is shrinking by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 49% of 13159 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+3
Solvency54▼-31
Growth58=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 1.95 in 2024; short-term debt: 70.5% and cash: 53.4% of total assets), and 70.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.5%
Return on assets
8.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-07-2026, 12 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
12 d early
2024
44 d early
2023
31 d late
2022
30 d late
2021
27 d early
2020
20 d late
2019
115 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€115k▼ 38.5%
2024 · €187k
2018: €271k
2019: €286k
2020: €220k
2021: €212k
2022: €258k
2023: €168k
2024: €187k
2018 → 2025
Total assets
€389k▲ 25.4%
2024 · €311k
2018: €317k
2019: €338k
2020: €237k
2021: €312k
2022: €322k
2023: €373k
2024: €311k
2018 → 2025
Net result
€33k▲ 81.8%
2024 · €18k
2018: €15k
2019: €15k
2020: €-66k
2021: €1k
2022: €47k
2023: €17k
2024: €18k
2018 → 2025
Working capital
€57k▼ 52.2%
2024 · €118k
2018: €55k
2019: €98k
2020: €71k
2021: €93k
2022: €115k
2023: €73k
2024: €118k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€212k-€258k▲ 22.0%€168k▼ 34.9%€187k▲ 10.9%€115k▼ 38.5%
Operating result€5k-€67k▲ 1,140%€11k▼ 83.1%€42k▲ 272%€67k▲ 60.6%
Net result€1k-€47k▲ 3,377%€17k▼ 63.8%€18k▲ 8.6%€33k▲ 81.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 61% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €389k
Fixed assets
€58k▼ 14.7%
Current assets
€331k▲ 36.7%
Equity and liabilities €389k
Equity
€115k▼ 38.5%
Debt
€275k▲ 121%
The debt ratio rises from 39.9% to 70.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€87k▲
2024 · €74k
Cash flow
€52k▲
2024 · €51k
Solvency
29.5%▼
2024 · 60.1%
Current ratio
1.21▼
2024 · 1.95
Quick ratio
1.12▼
2024 · 1.79
Debt / equity
2.39▲
2024 · 0.66
ROE
29.0%▲
2024 · 9.8%
ROA
8.5%▲
2024 · 5.9%
Interest coverage
5.05▼
2024 · 5.14
Debt
€275k▲
2024 · €124k
Debt ≤ 1 year
€275k▲
2024 · €124k
Income taxes
€17k▲
2024 · €9k
Staff costs
€381k▲
2024 · €365k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€311k€389k▲
Fixed assets21/28€68k€58k▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€47k€43k▼
Furniture and vehicles24€16k€16k▲
Other tangible fixed assets26€32k€28k▼
Financial fixed assets28€21k€15k▼
Current assets29/58€242k€331k▲
Stocks and contracts in progress3€21k€22k▲
Stocks30/36€21k€22k▲
Amounts receivable within one year40/41€110k€97k▼
Trade receivables40€64k€71k▲
Other amounts receivable41€46k€26k▼
Cash at bank and in hand54/58€110k€208k▲
Deferred charges and accrued income490/1€1k€4k▲
Equity and liabilities
Total equity and liabilities10/49€311k€389k▲
Equity10/15€187k€115k▼
Contributions10/11€132k€58k▼
Reserves13-€33k
Distributable reserves133-€33k
Profit (loss) carried forward14€55k€24k▼
Amounts payable17/49€124k€275k▲
Amounts payable within one year42/48€124k€275k▲
Trade debts44€10k€91k▲
Suppliers440/4€10k€91k▲
Taxes, remuneration and social security45€65k€78k▲
Taxes450/3€24k€35k▲
Remuneration and social security454/9€41k€43k▲
Other amounts payable47/48€49k€106k▲
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€603k€679k▲
Remuneration, social security and pensions62€365k€381k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€19k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€442k€470k▲
Operating profit (loss)9901€42k€67k▲
Financial income75/76B-€277
Recurring financial income75-€277
Financial charges65/66B€14k€17k▲
Recurring financial charges65€14k€17k▲
Profit (loss) for the period before taxes9903€28k€51k▲
Income taxes67/77€9k€17k▲
Profit (loss) for the period9904€18k€33k▲
Profit (loss) for the period to be appropriated9905€18k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€55k€88k▲
Profit (loss) brought forward from the previous period14P€36k€55k▲
Transfer to equity691/2-€33k
To other reserves6921-€33k
Profit to be distributed694/7-€31k
Return on contributions (dividend)694-€31k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €47k ▲3377%
Net result €47k, the highest in the series.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
31-12
Financial
Weakest financial yearnet €-66k ▼525%
Net result drops to €-66k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 6.70
Current ratio from 2.88 to 6.70; short-term debt falls from €52k to €12k.
23-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 115 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Bêchée,Gd-L. 65031 GemblouxGround area
3,415 m²
Building footprint
1,355 m²
Volume, LiDAR
17,193 m³
2 parcels, Wallonia · tallest building 17.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Beer Bar
since 20122.214.012.924
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25386B0066/00B002 | Wallonia | 2,958 m² | 1 · 1,286 m² | 17.6 m · 5 fl. |
| 92056E0358/00D000 | Wallonia | 456 m² | 1 · 69 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOttignies-Louvain-la-Neuve2.214.012.924
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Of 14,028 companies in sector 56301 we hold annual accounts for 4,894. 3,582 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-08-2012
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.