BEELDPUNT
ActiveSummary
BEELDPUNT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79,597 and a net result of €8,025. Equity is growing by ~15.5% per year across the filed fiscal years. Its solvency ranks better than 25% of 639 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▲+1
Solvency39▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity tight (current ratio 1.46 against 1.25 in 2024; short-term debt: 19.7% and cash: 2.1% of total assets), and 85.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.3%
Return on assets
1.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 639 sector peers (2025).
NBB · sector comparisonPosition among 639 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
9 d early
2023
40 d late
2022
31 d early
2021
81 d late
2020
54 d early
2019
9 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 7 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€79,597▲ 11.2%
2024 · €71,572
Total assets
€557,179▼ 9.8%
2024 · €617,955
Net result
€8,025▼ 31.5%
2024 · €11,722
Working capital
€50,613▲ 29.6%
2024 · €39,056
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€23,488▼ 34.7%€13,649▼ 41.9%€11,762▼ 13.8%€25,792▲ 119%€20,716▼ 19.7%
Net result€11,319▼ 55.3%€1,823▼ 83.9%-€1,907€11,722€8,025▼ 31.5%
Equity€59,934▲ 23.3%€61,757▲ 3.0%€59,850▼ 3.1%€71,572▲ 19.6%€79,597▲ 11.2%
Total assets€222,493▲ 27.7%€604,960▲ 172%€598,772▼ 1.0%€617,955▲ 3.2%€557,179▼ 9.8%
Debt€162,559▲ 29.4%€543,203▲ 234%€538,922▼ 0.8%€546,383▲ 1.4%€477,582▼ 12.6%
Working capital€10,247▲ 32.8%€20,449▲ 99.6%€17,875▼ 12.6%€39,056▲ 118%€50,613▲ 29.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €557,179
Fixed assets
€396,770 ▼ 5.7%
Current assets
€160,409 ▼ 18.7%
Equity and liabilities €557,179
Equity
€79,597 ▲ 11.2%
Debt
€477,582 ▼ 12.6%
Debt's share of the balance-sheet total falls from 88.4% to 85.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€68,364▼
2024 · €71,222
Cash flow
€55,673▼
2024 · €57,152
Current ratio
1.46▲
2024 · 1.25
Quick ratio
0.30▼
2024 · 0.49
Debt to equity
6.00▼
2024 · 7.63
ROE
10.1%▼
2024 · 16.4%
ROA
1.4%▼
2024 · 1.9%
Interest coverage
5.86▲
2024 · 5.62
Debt ≤ 1 year
€109,796▼
2024 · €158,183
Debt > 1 year
€367,786▼
2024 · €388,200
Income taxes
€1,036▼
2024 · €1,404
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,098 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 98% are still going.
- Small
- 10 to 20 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
0.9%
went bankrupt
0.9%
stopped otherwise
98%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,098 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €31,033 | €34,374 | €53,565 | €45,430 | €47,648 | ▲ 4.9% |
| Other operating charges640/8 | €21,012 | €25,059 | €24,695 | €23,517 | €21,766 | ▼ 7.4% |
| Gross operating margin9900 | €75,533 | €73,082 | €90,022 | €94,739 | €90,130 | ▼ 4.9% |
| Operating profit (loss)9901 | €23,488 | €13,649 | €11,762 | €25,792 | €20,716 | ▼ 19.7% |
| Financial income75/76B | - | - | €3 | - | €5 | - |
| Recurring financial income75 | - | - | €3 | - | €5 | - |
| Financial charges65/66B | €3,624 | €11,770 | €13,465 | €12,666 | €11,660 | ▼ 7.9% |
| Recurring financial charges65 | €3,624 | €11,770 | €13,465 | €12,666 | €11,660 | ▼ 7.9% |
| Profit (loss) for the period before taxes9903 | €19,864 | €1,879 | -€1,700 | €13,126 | €9,061 | ▼ 31.0% |
| Income taxes67/77 | €8,545 | €56 | €207 | €1,404 | €1,036 | ▼ 26.2% |
| Profit (loss) for the period9904 | €11,319 | €1,823 | -€1,907 | €11,722 | €8,025 | ▼ 31.5% |
| Profit (loss) for the period to be appropriated9905 | €11,319 | €1,823 | -€1,907 | €11,722 | €8,025 | ▼ 31.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €222,493 | €604,960 | €598,772 | €617,955 | €557,179 | ▼ 9.8% |
| Fixed assets21/28 | €97,692 | €480,148 | €453,543 | €420,716 | €396,770 | ▼ 5.7% |
| Tangible fixed assets22/27 | €97,692 | €480,148 | €453,543 | €420,716 | €396,770 | ▼ 5.7% |
| Land and buildings22 | €59,692 | €448,566 | €429,724 | €397,303 | €370,962 | ▼ 6.6% |
| Plant, machinery and equipment23 | €31,342 | €20,242 | €14,085 | €9,517 | €12,844 | ▲ 35.0% |
| Furniture and vehicles24 | €6,658 | €11,340 | €9,734 | €13,896 | €12,964 | ▼ 6.7% |
| Current assets29/58 | €124,801 | €124,812 | €145,229 | €197,239 | €160,409 | ▼ 18.7% |
| Stocks and contracts in progress3 | €60,000 | €80,000 | €95,000 | €120,000 | €127,000 | ▲ 5.8% |
| Stocks30/36 | €0 | - | - | - | - | - |
| Contracts in progress37 | €60,000 | €80,000 | €95,000 | €120,000 | €127,000 | ▲ 5.8% |
| Amounts receivable within one year40/41 | €6,994 | €44,812 | €50,229 | €77,239 | €13,280 | ▼ 82.8% |
| Trade receivables40 | €6,994 | €23,279 | €22,067 | €45,122 | €13,280 | ▼ 70.6% |
| Other amounts receivable41 | - | €21,533 | €28,162 | €32,117 | - | - |
| Cash at bank and in hand54/58 | €57,807 | - | - | - | €11,656 | - |
| Deferred charges and accrued income490/1 | - | - | - | - | €8,473 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €222,493 | €604,960 | €598,772 | €617,955 | €557,179 | ▼ 9.8% |
| Equity10/15 | €59,934 | €61,757 | €59,850 | €71,572 | €79,597 | ▲ 11.2% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Capital10 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Issued capital100 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Uncalled capital101 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €38,470 | €38,470 | €38,470 | €50,170 | €58,170 | ▲ 15.9% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €36,610 | €36,610 | €36,610 | €48,310 | €56,310 | ▲ 16.6% |
| Profit (loss) carried forward14 | €9,064 | €10,887 | €8,980 | €9,002 | €9,027 | ▲ 0.3% |
| Amounts payable17/49 | €162,559 | €543,203 | €538,922 | €546,383 | €477,582 | ▼ 12.6% |
| Amounts payable after more than one year17 | €48,005 | €438,840 | €411,568 | €388,200 | €367,786 | ▼ 5.3% |
| Financial debts170/4 | €48,005 | €438,840 | €411,568 | €388,200 | €367,786 | ▼ 5.3% |
| Amounts payable within one year42/48 | €114,554 | €104,363 | €127,354 | €158,183 | €109,796 | ▼ 30.6% |
| Current portion of amounts payable after more than one year42 | €17,300 | €27,130 | €27,272 | €23,368 | €20,414 | ▼ 12.6% |
| Financial debts43 | - | €569 | €4,992 | €7,975 | - | - |
| Credit institutions430/8 | - | €569 | €4,992 | €7,975 | - | - |
| Trade debts44 | €4,397 | - | €1,807 | €3,887 | €6,648 | ▲ 71.0% |
| Suppliers440/4 | €4,397 | - | €1,807 | €3,887 | €6,648 | ▲ 71.0% |
| Taxes, remuneration and social security45 | €57,845 | €71,956 | €13,976 | €24,718 | €22,901 | ▼ 7.4% |
| Taxes450/3 | €57,845 | €179 | €13,976 | €24,718 | €22,901 | ▼ 7.4% |
| Remuneration and social security454/9 | €0 | €71,777 | - | - | - | - |
| Other amounts payable47/48 | €35,012 | €4,708 | €79,307 | €98,235 | €59,833 | ▼ 39.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €11,319 | €1,823 | -€1,907 | €11,722 | €8,025 | ▼ 31.5% |
| + Depreciation and write-downs630 | €31,033 | €34,374 | €53,565 | €45,430 | €47,648 | ▲ 4.9% |
| Operating cash flow (approximation) | €42,352 | €36,197 | €51,658 | €57,152 | €55,673 | ▼ 2.6% |
| Investment in fixed assets (approximation) | - | -€416,830 | -€26,960 | -€12,603 | -€23,702 | ▼ 88.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €11,722
Net result €11,722 after one loss-making year.
09-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 40 days late
2023
31-12
Financial
Weakest financial yearnet -€1,907
Net result drops to -€1,907, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 81 days late
2021
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €25,310 ▲163%
Operating result €35,988, net result €25,310, both a record.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €9,632
Net result €9,632 after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kluisbergen · 1 establishment unit since 2011
Ground area
306 m²
Building footprint
153 m²
Volume, LiDAR
511 m³
Parcel 45002A0568/00C003, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BEELDPUNT
since 20112.196.512.045
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45002A0568/00C003 | Flanders | 306 m² | 1 · 153 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 14,138 companies in sector 74201 we hold annual accounts for 2,611. 2,154 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-02-2011
Fiscal year end31-12
Activities, NACEBEL 2025
74201Photography, excluding press photography
71112Activities of interior architects
Contact
E-mail
alexander@buroHC.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0833901080
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.