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Beeld Construct

Active
General partnershipfounded 2020active for 6 yearsAlsembergsesteenweg 34, 1630 Linkebeek, BelgiumKBO/BCE: BE 0753.983.176
Summary

Beeld Construct has been active since 2020 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry. The 2025 annual accounts show equity of €39,872 and a net result of €15,621. Its solvency ranks better than 30% of 9,396 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Overview

Overview

Official details

Source: KBO
Status
Active since 13-09-2020 Normal situation
Registered office
78 active companies are registered at this address 4 started in the 12 months before. Source: KBO register, as of 4 November 2026.
Activity
General construction of residential buildings NACE 41001and 5 others
Establishment unit
2.308.705.908 1190 Vorst, since 13-09-2020
Financial year end
31 December
Peppol
Reachable since 12-02-2026

Financial position

64 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Annual accounts 2025
Gross margin
€51,607
Turnover
≈ €270,000
estimated
Profit
€15,621
Equity
€39,872
Total assets
€166,535
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2020Ex-officio strike-off in the KBOlowers riskLiquidity: current ratio 1.10, cash €53,655Show the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 50% of micro companies in construction of buildings (NACE 41)
Financial strength
Strong
Solvency 49
equity 23.9% of total assets
Liquidity 53
short-term debt 69.2% · cash 32.2%
Profitability 80
return on assets 9.4%
Bankruptcy probability within 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: 5.8% 01-2025: 5.8%● unchanged vs 12-2024 02-2025: 5.9%▲ +0.1 percentage points vs 01-2025highest value 03-2025: 5.9%● unchanged vs 02-2025highest value 04-2025: 5.9%● unchanged vs 03-2025highest value 05-2025: 5.9%● unchanged vs 04-2025highest value 06-2025: 5.8%▼ -0.1 percentage points vs 05-2025 07-2025: 5.8%● unchanged vs 06-2025 08-2025: 5.7%▼ -0.1 percentage points vs 07-2025 09-2025: 5.2%▼ -0.5 percentage points vs 08-2025 10-2025: 5.2%● unchanged vs 09-2025 11-2025: 5.1%▼ -0.1 percentage points vs 10-2025 12-2025: 4.8%▼ -0.3 percentage points vs 11-2025 01-2026: 4.5%▼ -0.3 percentage points vs 12-2025 02-2026: 4.5%● unchanged vs 01-2026 03-2026: 4.5%● unchanged vs 02-2026 04-2026: 4.5%● unchanged vs 03-2026 05-2026: 4.2%▼ -0.3 percentage points vs 04-2026 06-2026: 4.2%● unchanged vs 05-2026 07-2026: 4.2%● unchanged vs 06-2026 08-2026: 1.6%▼ -2.6 percentage points vs 07-2026 09-2026: 1.5%▼ -0.1 percentage points vs 08-2026 10-2026: 1.5%● unchanged vs 09-2026lowest value 11-2026: 1.5%● unchanged vs 10-2026lowest value
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.1, below the usual 1.5. Short-term debt is 69.2% and cash 32.2% of total assets. 76.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 31% of them on solvency, 57% on liquidity and 62% on profitability.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.10, cash €53,655
NBB · annual accounts
raises risk · Ex-officio strike-off in the KBO
KBO publications
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
16 days early
← before the deadline after the deadline →
raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
UBO non-compliance

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 15-07-2026 at the NBB

Turnover
≈ €270,000
Estimated: probably between €190,000 and €470,000
Total assets
€166,535
Net result
€15,621
Working capital
€12,044

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €166,535
Fixed assets €39,275
Current assets €127,259
Equity and liabilities €166,535
Equity €39,872
Debt €126,663
Debt's share of the balance-sheet total is 76.1%.
Key figures and ratios
2025 value
EBITDA
€50,530
Cash flow
€35,267
Current ratio
1.10
Debt to equity
3.18
ROE
39.2%
ROA
9.4%
Interest coverage
21.67
Debt ≤ 1 year
€115,216
Debt > 1 year
€11,447
Income taxes
€12,931

Investments

fixed assets acquired
Item2025
Tangible fixed assets€13,000
Depreciation and write-downs of the year€19,646

Source: notes to the 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet Code2025
Assets
Total assets20/58€166,535
Fixed assets21/28€39,275
Tangible fixed assets22/27€39,275
Furniture and vehicles24€39,275
Current assets29/58€127,259
Amounts receivable within one year40/41€73,604
Trade receivables40€73,061
Other amounts receivable41€543
Cash at bank and in hand54/58€53,655
Equity and liabilities
Total equity and liabilities10/49€166,535
Equity10/15€39,872
Contributions10/11€2,000
Profit (loss) carried forward14€37,872
Amounts payable17/49€126,663
Amounts payable after more than one year17€11,447
Financial debts170/4€11,447
Amounts payable within one year42/48€115,216
Current portion of amounts payable after more than one year42€4,075
Trade debts44€50,703
Suppliers440/4€50,703
Taxes, remuneration and social security45€17,051
Taxes450/3€13,531
Remuneration and social security454/9€3,520
Other amounts payable47/48€43,386
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19,646
Other operating charges640/8€1,077
Gross operating margin9900€51,607
Operating profit (loss)9901€30,884
Financial charges65/66B€2,332
Recurring financial charges65€2,332
Profit (loss) for the period before taxes9903€28,552
Income taxes67/77€12,931
Profit (loss) for the period9904€15,621
Profit (loss) for the period to be appropriated9905€15,621
Appropriation of the result
Profit (loss) to be appropriated9906€37,872
Profit (loss) brought forward from the previous period14P€22,251

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 15-07-2026.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19,646
Other operating charges640/8€1,077
Gross operating margin9900€51,607
Operating profit (loss)9901€30,884
Financial charges65/66B€2,332
Recurring financial charges65€2,332
Profit (loss) for the period before taxes9903€28,552
Income taxes67/77€12,931
Profit (loss) for the period9904€15,621
Profit (loss) for the period to be appropriated9905€15,621
Line2025
Assets
Total assets20/58€166,535
Fixed assets21/28€39,275
Tangible fixed assets22/27€39,275
Furniture and vehicles24€39,275
Current assets29/58€127,259
Amounts receivable within one year40/41€73,604
Trade receivables40€73,061
Other amounts receivable41€543
Cash at bank and in hand54/58€53,655
Equity and liabilities
Total equity and liabilities10/49€166,535
Equity10/15€39,872
Contributions10/11€2,000
Profit (loss) carried forward14€37,872
Amounts payable17/49€126,663
Amounts payable after more than one year17€11,447
Financial debts170/4€11,447
Amounts payable within one year42/48€115,216
Current portion of amounts payable after more than one year42€4,075
Trade debts44€50,703
Suppliers440/4€50,703
Taxes, remuneration and social security45€17,051
Taxes450/3€13,531
Remuneration and social security454/9€3,520
Other amounts payable47/48€43,386
Line2025
Profit (loss) for the period9904€15,621
+ Depreciation and write-downs630€19,646
Operating cash flow (approximation)€35,267

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 6,713 companies had the same profile as Beeld Construct has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.

  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
95.8% was still going
2.2% stopped otherwise
1.8% went bankrupt

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of Beeld Construct itself: 1.5% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,713 companies, not a prediction for Beeld Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 15-07-2026 2026-00295013 PDF

Board & ownership

Directors

Directors

Owners and capital

Shareholders

Stated in the act act of 01-03-2024 ↗
  • BORGES VIEIRA VALERIANO Sarah
Share transfer act of 01-03-2024 ↗
  • BORGES VIEIRA VALERIANO Sarah to VALERIANO FERREIRA Luciano 1 share
  • from VALERIANO FERREIRA Luciano 1 share

Network & group

Timeline

Acts, filings and financial milestones

2026
15-07
NBB filing Annual accounts 2025 filedNBB
micro format · 16 days before the deadline
2024
12-08
KBO administration UBO non-compliance
event 29-07-2024
01-03
Gazette deed Capital & shares
Share transfer · Shareholding · Director in office6 points ▸
  • General meeting, 01-10-2023
  • Share transfer, BORGES VIEIRA VALERIANO Sarah → VALERIANO FERREIRA Luciano
  • Share transfer, VALERIANO FERREIRA Luciano
  • BORGES VIEIRA VALERIANO Sarah is a shareholder
  • Other provision, “sluiting van de vergadering”, 07:30 (deed in Dutch)
  • Director in office, VALERIANO FERREIRA Luciano (manager)

Open the act in the Belgian Official Gazette

2020
16-09
Gazette deed IncorporationPDF
SignalGazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

Beeld Construct was incorporated on 13 September 2020 as a general partnership.1 The company has filed annual accounts once, for financial year 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2025

Company details

Register details

Identity

KBO record
Name Beeld Construct in Dutch
Enterprise number 0753.983.176
Legal form General partnership
Status Active, normale toestand
Founded 13-09-2020
Entity type Legal entity

Registered office and establishments

Registered office Alsembergsesteenweg 34, 1630 Linkebeek, Belgium
Establishment unit Beeld Construct, Sint-Denijsstraat 123, 1190 Vorst since 13-09-2020 · unit number 2.308.705.908

Activities

NACEBEL 2025
41001 General construction of residential buildings main activity
43211 General electrical installation work
43341 Painting of buildings
43350 Other building finishing work
43990 Other specialised construction activities
81210 General cleaning of buildings
Codes under NACEBEL 2008
41201 General construction of buildings main activity
43211 Specialised construction activities
43341 Painting of buildings
43390 Specialised construction activities
43999 Specialised construction activities
81210 General cleaning of buildings

Invoicing and payment

VAT number BE 0753.983.176
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0753983176
Other Peppol ID 9925:BE0753983176
Registered 12-02-2026

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 4 November 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0753.983.176

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Sites & property

Location
registered office establishment The establishment unit on the map
78 companies at this address See who is registered here

Buildings and parcels at the addresses

Ground area
1,368 m²
Building footprint
659 m²
Building volume
5,252 m³
Tallest building: 16.0 m.
Flanders 1 (50%) Brussels 1 (50%)
Cadastral parcel Region Area Buildings Height / floors
22003A0047/00X008 Flanders 1,134 m² 1 · 561 m² 11.6 m · 3
21382C0271/03Y000 Brussels 233 m² 1 · 97 m² 15.9 m · 4