Bee2Be
ActiveSummary
The annual accounts of Bee2Be for fiscal year 2025 show a net loss of 94% of total assets and of 96% of the equity at the start of that year. The 2025 annual accounts show equity of €763 and a net result of -€16,262. Equity is shrinking by ~51.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 11% of 17213 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-5
Solvency29▼-56
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 4.41 against 3.23 in 2024; short-term debt: 20.1% and cash: 42.6% of total assets), but 95.6% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.4%
Return on assets
-94.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year -€16,262
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 17213 sector peers (2025).
NBB · sector comparisonPosition among 17213 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
49 d early
2024
25 d late
2023
19 d late
2022
17 d late
2021
75 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 17 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€763▼ 95.5%
2024 · €17,025
Total assets
€17,248▼ 39.0%
2024 · €28,287
Net result
-€16,262▼ 411%
2024 · -€3,181
Working capital
€11,836▼ 39.4%
2024 · €19,537
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€1,543--€10,118▼ 556%-€16,020▼ 58.3%-€385▲ 97.6%-€17,241▼ 4,380%
Net result-€1,757below the sector's middle half--€9,627below the sector's middle half▼ 448%-€15,896below the sector's middle half▼ 65.1%-€3,181below the sector's middle half▲ 80.0%-€16,262below the sector's middle half▼ 411%
Equity€45,729within the sector's middle half-€36,102below the sector's middle half▼ 21.1%€20,206below the sector's middle half▼ 44.0%€17,025below the sector's middle half▼ 15.7%€763below the sector's middle half▼ 95.5%
Total assets€75,651within the sector's middle half-€47,542below the sector's middle half▼ 37.2%€28,467below the sector's middle half▼ 40.1%€28,287below the sector's middle half▼ 0.6%€17,248below the sector's middle half▼ 39.0%
Debt€29,923-€11,440▼ 61.8%€8,261▼ 27.8%€11,262▲ 36.3%€16,485▲ 46.4%
Working capital€45,415within the sector's middle half-€37,647within the sector's middle half▼ 17.1%€20,206within the sector's middle half▼ 46.3%€19,537within the sector's middle half▼ 3.3%€11,836within the sector's middle half▼ 39.4%
Solvency60.4%within the sector's middle half-75.9%above the sector's middle half▲ 15.5pp71.0%within the sector's middle half▼ 5.0pp60.2%within the sector's middle half▼ 10.8pp4.4%below the sector's middle half▼ 55.8pp
Current ratio2.52within the sector's middle half-4.87above the sector's middle half▲ 2.353.45within the sector's middle half▼ 1.423.23within the sector's middle half▼ 0.214.41within the sector's middle half▲ 1.18
Return on assets (ROA)-2.3%below the sector's middle half--20.2%below the sector's middle half▼ 17.9pp-55.8%below the sector's middle half▼ 35.6pp-11.2%below the sector's middle half▲ 44.6pp-94.3%below the sector's middle half▼ 83.0pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17,241 in 2025 against €385 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €17,248
Fixed assets
€1,946
Current assets
€15,302
Equity and liabilities €17,248
Equity
€763 ▼ 95.5%
Debt
€16,485 ▲ 46.4%
Debt's share of the balance-sheet total rises from 39.8% to 95.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€17,157▼
2024 · -€385
Cash flow
-€16,178▼
2024 · -€3,181
Interest coverage
-132.12▼
2024 · -2.85
Debt ≤ 1 year
€3,466▼
2024 · €8,750
Debt > 1 year
€13,019▲
2024 · €2,512
Equity ratios withheld: equity of €763 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 647 companies that looked in July 2024 the way this one looks now, 6.6% went bankrupt within 24 months and 86% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a loss of 10% of the balance sheet or more
6.6%
went bankrupt
5.6%
stopped otherwise
86%
still going
A further 2.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 647 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,357 | €157 | €157 | €0 | €84 | ▲ 104,763% |
| Other operating charges640/8 | €348 | €348 | €384 | €653 | €400 | ▼ 38.8% |
| Gross operating margin9900 | €162 | -€9,614 | -€15,479 | €269 | -€16,757 | ▼ 6,338% |
| Operating profit (loss)9901 | -€1,543 | -€10,118 | -€16,020 | -€385 | -€17,241 | ▼ 4,380% |
| Financial income75/76B | - | €618 | €261 | €190 | €1,109 | ▲ 485% |
| Recurring financial income75 | - | €618 | €261 | €190 | €1,109 | ▲ 485% |
| Financial charges65/66B | €214 | €127 | €137 | €135 | €130 | ▼ 4.0% |
| Recurring financial charges65 | €138 | €127 | €137 | €135 | €130 | ▼ 4.0% |
| Non-recurring financial charges66B | €76 | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | -€1,757 | -€9,627 | -€15,896 | -€330 | -€16,262 | ▼ 4,821% |
| Income taxes67/77 | - | - | - | €2,850 | - | - |
| Profit (loss) for the period9904 | -€1,757 | -€9,627 | -€15,896 | -€3,181 | -€16,262 | ▼ 411% |
| Profit (loss) for the period to be appropriated9905 | -€1,757 | -€9,627 | -€15,896 | -€3,181 | -€16,262 | ▼ 411% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €75,651 | €47,542 | €28,467 | €28,287 | €17,248 | ▼ 39.0% |
| Fixed assets21/28 | €314 | €157 | €0 | - | €1,946 | - |
| Tangible fixed assets22/27 | €314 | €157 | €0 | - | €1,946 | - |
| Plant, machinery and equipment23 | €314 | €157 | €0 | - | €1,946 | - |
| Current assets29/58 | €75,338 | €47,385 | €28,467 | €28,287 | €15,302 | ▼ 45.9% |
| Amounts receivable after more than one year29 | - | €9,157 | €7,964 | - | - | - |
| Trade receivables290 | - | €9,157 | €7,964 | - | - | - |
| Amounts receivable within one year40/41 | €16,218 | €6,227 | €7,166 | €3,901 | €7,953 | ▲ 104% |
| Trade receivables40 | €15,503 | €5,160 | €6,245 | €3,901 | €7,953 | ▲ 104% |
| Other amounts receivable41 | €715 | €1,067 | €921 | - | - | - |
| Cash at bank and in hand54/58 | €59,120 | €32,001 | €13,336 | €24,386 | €7,348 | ▼ 69.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €75,651 | €47,542 | €28,467 | €28,287 | €17,248 | ▼ 39.0% |
| Equity10/15 | €45,729 | €36,102 | €20,206 | €17,025 | €763 | ▼ 95.5% |
| Contributions10/11 | €6,000 | €6,000 | €6,000 | €6,000 | €6,000 | = |
| Outside capital11 | €6,000 | €6,000 | €6,000 | €6,000 | €6,000 | = |
| Other1109/19 | €6,000 | €6,000 | €6,000 | €6,000 | €6,000 | = |
| Profit (loss) carried forward14 | €39,729 | €30,102 | €14,206 | €11,025 | -€5,237 | ▼ 148% |
| Amounts payable17/49 | €29,923 | €11,440 | €8,261 | €11,262 | €16,485 | ▲ 46.4% |
| Amounts payable after more than one year17 | - | - | - | €2,512 | €13,019 | ▲ 418% |
| Other amounts payable178/9 | - | - | - | €2,512 | €13,019 | ▲ 418% |
| Amounts payable within one year42/48 | €29,923 | €9,738 | €8,261 | €8,750 | €3,466 | ▼ 60.4% |
| Trade debts44 | €8,571 | €4,523 | €8,261 | €6,118 | €2,497 | ▼ 59.2% |
| Suppliers440/4 | €8,571 | €4,523 | €8,261 | €6,118 | €2,497 | ▼ 59.2% |
| Advances received on contracts in progress46 | - | €5,216 | - | - | - | - |
| Taxes, remuneration and social security45 | €12,573 | - | - | €2,632 | €969 | ▼ 63.2% |
| Taxes450/3 | €12,573 | - | - | €2,632 | €969 | ▼ 63.2% |
| Other amounts payable47/48 | €8,779 | - | - | - | - | - |
| Accrued charges and deferred income492/3 | - | €1,702 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,757 | -€9,627 | -€15,896 | -€3,181 | -€16,262 | ▼ 411% |
| + Depreciation and write-downs630 | €1,357 | €157 | €157 | €0 | €84 | ▲ 104,763% |
| Operating cash flow (approximation) | -€400 | -€9,470 | -€15,739 | -€3,181 | -€16,178 | ▼ 409% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - | - | - |
| Change in cash | - | -€27,119 | -€18,665 | €11,050 | -€17,037 | ▼ 254% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€16,262
Net result drops to -€16,262, the lowest in the series.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
16-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 17 days late
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 75 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2019
Ground area
310 m²
Building footprint
62 m²
Volume, LiDAR
569 m³
Parcel 92322H0104/00C000, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BEE2BE
since 20192.292.283.907
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92322H0104/00C000 | Wallonia | 310 m² | 1 · 61 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,214 companies in sector 62900 we hold annual accounts for 1,746. 152 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-06-2019
Fiscal year end31-12
Activities, NACEBEL 2025
62900Other information technology and computer services
47791Retail sale of antiques
64210Activities of holding companies
82100Office administrative and support services
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0728866908
Also
9925:BE0728866908
Registered
05-12-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.