Bedrijfsbouw
ActiveSummary
Bedrijfsbouw has been active since 1975 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.17M and a net result of €145k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 52% of 9716 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability64▼-13
Solvency58▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 1.84 against 1.53 in 2023; short-term debt: 19.6% and cash: 0.2% of total assets), but 67.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
32.9%
Return on assets
4.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
36 d early
2022
46 d early
2021
3 d early
2020
36 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€1.17M▼ 0.4%
2023 · €1.18M
2018: €1.01M
2019: €1.09M
2020: €1.08M
2021: €1.08M
2022: €1.04M
2023: €1.18M
2018 → 2024
Total assets
€3.56M▼ 18.1%
2023 · €4.35M
2018: €1.82M
2019: €2.07M
2020: €2.23M
2021: €3.76M
2022: €4.32M
2023: €4.35M
2018 → 2024
Net result
€145k▼ 49.0%
2023 · €284k
2018: €-32k
2019: €79k
2020: €130k
2021: €7k
2022: €-40k
2023: €284k
2018 → 2024
Working capital
€584k▼ 12.5%
2023 · €667k
2018: €426k
2019: €729k
2020: €813k
2021: €672k
2022: €349k
2023: €667k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.08M-€1.08M▲ 0.6%€1.04M▼ 3.7%€1.18M▲ 12.8%€1.17M▼ 0.4%
Operating result€133k-€16k▼ 88.1%€-9k€362k€184k▼ 49.3%
Net result€130k-€7k▼ 94.9%€-40k€284k€145k▼ 49.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 49% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.56M
Fixed assets
€2.28M ▼ 6.3%
Current assets
€1.28M ▼ 33.2%
Equity and liabilities €3.56M
Equity
€1.17M ▼ 0.4%
Provisions
€33k ▼ 4.7%
Debt
€2.35M ▼ 24.9%
Debt's share of the balance-sheet total falls from 72.2% to 66.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€357k▼
2023 · €558k
Cash flow
€318k▼
2023 · €480k
Current ratio
1.84▲
2023 · 1.53
Debt to equity
2.01▼
2023 · 2.67
ROE
12.4%▼
2023 · 24.1%
ROA
4.1%▼
2023 · 6.5%
Interest coverage
4.83▼
2023 · 6.80
Debt ≤ 1 year
€696k▼
2023 · €1.25M
Debt > 1 year
€1.65M▼
2023 · €1.88M
Income taxes
€15k▼
2023 · €44k
Staff costs
€6k▲
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 63 lines
Balance sheet
Code20232024
Assets
Total assets20/58€4.35M€3.56M▼
Fixed assets21/28€2.43M€2.28M▼
Tangible fixed assets22/27€2.43M€2.27M▼
Land and buildings22€2.31M€2.20M▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€107k€69k▼
Financial fixed assets28€4k€4k=
Current assets29/58€1.91M€1.28M▼
Stocks and contracts in progress3€475k€0▼
Stocks30/36€475k€0▼
Amounts receivable within one year40/41€1.38M€1.21M▼
Trade receivables40€96k€48k▼
Other amounts receivable41€1.28M€1.17M▼
Cash at bank and in hand54/58€9k€9k▼
Deferred charges and accrued income490/1€54k€58k▲
Equity and liabilities
Total equity and liabilities10/49€4.35M€3.56M▼
Equity10/15€1.18M€1.17M▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€360k€357k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€354k€351k▼
Profit (loss) carried forward14€754k€751k▼
Provisions and deferred taxes16€34k€33k▼
Deferred taxes168€34k€33k▼
Amounts payable17/49€3.14M€2.35M▼
Amounts payable after more than one year17€1.88M€1.65M▼
Financial debts170/4€1.88M€1.65M▼
Amounts payable within one year42/48€1.25M€696k▼
Current portion of amounts payable after more than one year42€803k€272k▼
Financial debts43€0-
Other loans439€0-
Trade debts44€121k€99k▼
Suppliers440/4€121k€99k▼
Taxes, remuneration and social security45€50k€65k▲
Taxes450/3€46k€61k▲
Remuneration and social security454/9€4k€4k▲
Other amounts payable47/48€275k€260k▼
Accrued charges and deferred income492/3€5k€5k▲
Income statement
Code20232024
Remuneration, social security and pensions62€6k€6k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€196k€173k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€50k€68k▲
Other operating charges640/8€154k€132k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€768k€563k▼
Operating profit (loss)9901€362k€184k▼
Financial income75/76B€45k€49k▲
Recurring financial income75€45k€49k▲
Financial charges65/66B€82k€74k▼
Recurring financial charges65€82k€74k▼
Profit (loss) for the period before taxes9903€325k€158k▼
Transfer from deferred taxes780€3k€2k▼
Income taxes67/77€44k€15k▼
Profit (loss) for the period9904€284k€145k▼
Transfer from tax-exempt reserves789€5k€3k▼
Profit (loss) for the period to be appropriated9905€289k€148k▼
Appropriation of the result
Profit (loss) to be appropriated9906€904k€901k▼
Profit (loss) brought forward from the previous period14P€615k€754k▲
Profit to be distributed694/7€150k€150k=
Directors or managers695€150k€150k=
Social balance
Average headcount (FTE)90870.20.2=
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €284k
Net result €284k after one loss-making year.
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-40k ▼700%
Net result drops to €-40k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €79k
Net result €79k after one loss-making year.
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
13-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 2 establishment units since 1975
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Doornveld 801731 AsseGround area
222 m²
Building footprint
85 m²
Volume, LiDAR
502 m³
Parcel 42004E0839/00E002, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
BEDRIJFSBOUW
since 19752.128.756.852
Bedrijfsbouw
since 20062.376.213.948
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42004E0839/00E002 | Flanders | 222 m² | 1 · 85 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 53 EUR awarded · 53 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 53 EUR | 53 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. 4,018 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-11-1975
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.