Bedly
ActiveBedly has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73k and a net result of €4k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 88% of 13270 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.26 against 4.24 in 2024; short-term debt: 23.9% and cash: 26% of total assets), and 23.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.1%
Return on assets
4.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-12-2025, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
44 d early
2023
43 d early
2022
43 d early
2021
42 d early
2020
27 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€73k▲ 6.1%
2024 · €69k
2019: €24k
2020: €49k
2021: €60k
2022: €50k
2023: €65k
2024: €69k
2019 → 2025
Total assets
€96k▲ 18.1%
2024 · €81k
2019: €56k
2020: €68k
2021: €74k
2022: €63k
2023: €149k
2024: €81k
2019 → 2025
Net result
€4k▲ 13.5%
2024 · €4k
2019: €5k
2020: €25k
2021: €11k
2022: €-10k
2023: €15k
2024: €4k
2019 → 2025
Working capital
€52k▲ 28.9%
2024 · €40k
2019: €15k
2020: €42k
2021: €54k
2022: €45k
2023: €58k
2024: €40k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€60k-€50k▼ 16.8%€65k▲ 30.2%€69k▲ 5.7%€73k▲ 6.1%
Operating result€11k-€-8k€20k€5k▼ 75.6%€7k▲ 36.6%
Net result€11k-€-10k€15k€4k▼ 75.5%€4k▲ 13.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 37% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €96k
Fixed assets
€21k▼ 26.1%
Current assets
€75k▲ 42.1%
Equity and liabilities €96k
Equity
€73k▲ 6.1%
Debt
€23k▲ 84.7%
The debt ratio rises from 15.3% to 23.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€14k▲
2024 · €10k
Cash flow
€12k▲
2024 · €9k
Solvency
76.1%▼
2024 · 84.7%
Current ratio
3.26▼
2024 · 4.24
Quick ratio
2.18▲
2024 · 2.07
Debt / equity
0.31▲
2024 · 0.18
ROE
5.7%▲
2024 · 5.4%
ROA
4.4%▼
2024 · 4.5%
Interest coverage
115.96▲
2024 · 107.22
Debt
€23k▲
2024 · €12k
Debt ≤ 1 year
€23k▲
2024 · €12k
Income taxes
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€81k€96k▲
Fixed assets21/28€29k€21k▼
Tangible fixed assets22/27€26k€19k▼
Plant, machinery and equipment23€7k€4k▼
Furniture and vehicles24€19k€15k▼
Financial fixed assets28€2k€2k=
Current assets29/58€53k€75k▲
Stocks and contracts in progress3€27k€25k▼
Stocks30/36€27k€25k▼
Amounts receivable within one year40/41€12k€25k▲
Trade receivables40€8k€14k▲
Other amounts receivable41€4k€12k▲
Cash at bank and in hand54/58€14k€25k▲
Deferred charges and accrued income490/1€498-
Equity and liabilities
Total equity and liabilities10/49€81k€96k▲
Equity10/15€69k€73k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Profit (loss) carried forward14€7k€11k▲
Amounts payable17/49€12k€23k▲
Amounts payable within one year42/48€12k€23k▲
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€11k€19k▲
Taxes450/3€11k€19k▲
Other amounts payable47/48€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€7k▲
Other operating charges640/8€5k€5k▼
Gross operating margin9900€15k€19k▲
Operating profit (loss)9901€5k€7k▲
Financial income75/76B€147€3▼
Recurring financial income75€147€3▼
Financial charges65/66B€91€122▲
Recurring financial charges65€91€122▲
Profit (loss) for the period before taxes9903€5k€7k▲
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€4k€4k▲
Profit (loss) for the period to be appropriated9905€4k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€11k▲
Profit (loss) brought forward from the previous period14P€3k€7k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
16-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 4.24
Current ratio from 1.70 to 4.24; short-term debt falls from €84k to €12k.
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Weakest financial yearnet €-10k ▼193%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
04-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Highest result since 2019net €25k ▲403%
Operating result €26k, net result €25k, both a record.
30-06
Financial
Liquidity doublescurrent ratio 3.29
Current ratio from 1.47 to 3.29; short-term debt falls from €32k to €18k.
02-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
20-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
19-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
21-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wingene · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heilig Sacramentstraat 388750 WingeneGround area
2,628 m²
Building footprint
1,177 m²
Volume, LiDAR
4,370 m³
2 parcels, Flanders · tallest building 11.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Bedly
since 20072.161.246.409
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37018C0216/00T002 | Flanders | 1,569 m² | 1 · 980 m² | 11.0 m · 1 fl. |
| 37018D1550/00G000 | Flanders | 1,058 m² | 1 · 196 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GAS TERMINAL AND STORAGE VENTURE
BE 0839.311.702
Watermaal-Bosvoorde · Eq €73k
ISTANBUL
BE 0438.588.765
Anderlecht · Eq €73k
VERSCHUREN - BUERMANS
BE 0479.824.158
Kalmthout · Eq €73k
NSLJ
BE 0739.768.520
Stekene · Eq €73k
HELIN
BE 0880.121.382
Ouffet · Eq €73k
Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 8,134 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-03-2007
Fiscal year end30-06
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.