BEDIKA
ActiveSummary
BEDIKA has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.5m and a net result of €45,164. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 43% of 11472 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability37▼-43
Solvency57▼-1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85,000 at 30 days acceptable
Liquidity short (current ratio 0.3 against 0.14 in 2024; short-term debt: 31.6% and cash: 1% of total assets), and 67.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.2%
Return on assets
1%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
64 d early
2024
59 d early
2023
62 d early
2022
60 d early
2021
33 d early
2020
67 d early
2019
59 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 58 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€1.5m▲ 3.0%
2024 · €1.5m
Total assets
€4.7m▲ 6.3%
2024 · €4.5m
Net result
€45,164▼ 88.7%
2024 · €400,133
Working capital
-€1.0m▼ 5.7%
2024 · -€986,275
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€29,606▼ 25.8%€17,059▼ 42.4%€26,008▲ 52.5%€603,250▲ 2,219%€130,877▼ 78.3%
Net result€211,887above the sector's middle half▼ 2.4%€197,849above the sector's middle half▼ 6.6%€19,372within the sector's middle half▼ 90.2%€400,133above the sector's middle half▲ 1,966%€45,164above the sector's middle half▼ 88.7%
Equity€866,197above the sector's middle half▼ 4.2%€1.1mabove the sector's middle half▲ 22.8%€1.1mabove the sector's middle half▲ 1.8%€1.5mabove the sector's middle half▲ 36.9%€1.5mabove the sector's middle half▲ 3.0%
Total assets€1.1mabove the sector's middle half▼ 2.0%€1.1mabove the sector's middle half▼ 4.5%€1.1mabove the sector's middle half▲ 1.9%€4.5mabove the sector's middle half▲ 306%€4.7mabove the sector's middle half▲ 6.3%
Debt€262,946▲ 6.0%€14,450▼ 94.5%€16,093▲ 11.4%€3.0m▲ 18,389%€3.2m▲ 8.0%
Working capital-€84,790€130,164€166,510▲ 27.9%-€986,275-€1.0m▼ 5.7%
Solvency76.7%above the sector's middle half▼ 1.8pp98.7%above the sector's middle half▲ 21.9pp98.5%above the sector's middle half▼ 0.1pp33.3%within the sector's middle half▼ 65.3pp32.2%within the sector's middle half▼ 1.0pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 78% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.7m
Fixed assets
€4.3m ▼ 0.3%
Current assets
€454,558 ▲ 184%
Equity and liabilities €4.7m
Equity
€1.5m ▲ 3.0%
Debt
€3.2m ▲ 8.0%
Debt's share of the balance-sheet total rises from 66.7% to 67.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€142,764▼
2024 · €615,137
Cash flow
€57,052▼
2024 · €412,020
Current ratio
0.30▲
2024 · 0.14
Debt to equity
2.10▲
2024 · 2.01
ROE
3.0%▼
2024 · 27.0%
ROA
1.0%▼
2024 · 9.0%
Interest coverage
2.00▼
2024 · 11.55
Debt ≤ 1 year
€1.5m▲
2024 · €1.1m
Debt > 1 year
€1.7m▼
2024 · €1.8m
Income taxes
€15,055▼
2024 · €149,878
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €530,571 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | €2,610 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,382 | €17,106 | €16,974 | €11,887 | €11,887 | = |
| Other operating charges640/8 | €22,448 | €22,695 | €24,454 | €26,609 | €17,795 | ▼ 33.1% |
| Gross operating margin9900 | €67,437 | €56,860 | €67,436 | €641,746 | €160,560 | ▼ 75.0% |
| Operating profit (loss)9901 | €29,606 | €17,059 | €26,008 | €603,250 | €130,877 | ▼ 78.3% |
| Financial income75/76B | €185,167 | €185,167 | - | - | €868 | - |
| Recurring financial income75 | €185,167 | €185,167 | - | - | €868 | - |
| Financial charges65/66B | €81 | €74 | €76 | €53,239 | €71,526 | ▲ 34.3% |
| Recurring financial charges65 | €81 | €74 | €76 | €53,239 | €71,526 | ▲ 34.3% |
| Profit (loss) for the period before taxes9903 | €214,692 | €202,151 | €25,932 | €550,011 | €60,219 | ▼ 89.1% |
| Income taxes67/77 | €2,805 | €4,303 | €6,561 | €149,878 | €15,055 | ▼ 90.0% |
| Profit (loss) for the period9904 | €211,887 | €197,849 | €19,372 | €400,133 | €45,164 | ▼ 88.7% |
| Profit (loss) for the period to be appropriated9905 | €211,887 | €197,849 | €19,372 | €400,133 | €45,164 | ▼ 88.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.1m | €1.1m | €1.1m | €4.5m | €4.7m | ▲ 6.3% |
| Fixed assets21/28 | €950,987 | €933,881 | €916,907 | €4.3m | €4.3m | ▼ 0.3% |
| Tangible fixed assets22/27 | €372,861 | €355,755 | €338,780 | €260,549 | €248,662 | ▼ 4.6% |
| Land and buildings22 | €325,355 | €312,151 | €298,948 | €226,505 | €217,046 | ▼ 4.2% |
| Plant, machinery and equipment23 | €6,178 | €4,703 | €3,360 | - | - | - |
| Assets under construction and advance payments27 | €41,328 | €38,900 | €36,472 | €34,044 | €31,616 | ▼ 7.1% |
| Financial fixed assets28 | €578,126 | €578,126 | €578,126 | €4.0m | €4.0m | = |
| Current assets29/58 | €178,156 | €144,615 | €182,603 | €160,318 | €454,558 | ▲ 184% |
| Amounts receivable within one year40/41 | €3,431 | €1,688 | €1,178 | - | €406,063 | - |
| Trade receivables40 | €908 | €635 | €454 | - | - | - |
| Other amounts receivable41 | €2,524 | €1,053 | €724 | - | €406,063 | - |
| Cash at bank and in hand54/58 | €174,724 | €142,926 | €181,426 | €160,318 | €48,495 | ▼ 69.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.1m | €1.1m | €1.1m | €4.5m | €4.7m | ▲ 6.3% |
| Equity10/15 | €866,197 | €1.1m | €1.1m | €1.5m | €1.5m | ▲ 3.0% |
| Contributions10/11 | €201,500 | €201,500 | €201,500 | €201,500 | €201,500 | = |
| Capital10 | €201,500 | €201,500 | €201,500 | €201,500 | €201,500 | = |
| Issued capital100 | €201,500 | €201,500 | €201,500 | €201,500 | €201,500 | = |
| Reserves13 | €20,150 | €20,150 | €20,150 | €20,150 | €20,150 | = |
| Non-distributable reserves130/1 | €20,150 | €20,150 | €20,150 | €20,150 | €20,150 | = |
| Legal reserve130 | €20,150 | €20,150 | €20,150 | €20,150 | €20,150 | = |
| Profit (loss) carried forward14 | €644,547 | €842,395 | €861,767 | €1.3m | €1.3m | ▲ 3.6% |
| Amounts payable17/49 | €262,946 | €14,450 | €16,093 | €3.0m | €3.2m | ▲ 8.0% |
| Amounts payable after more than one year17 | - | - | - | €1.8m | €1.7m | ▼ 6.2% |
| Financial debts170/4 | - | - | - | €1.8m | €1.7m | ▼ 6.2% |
| Amounts payable within one year42/48 | €262,946 | €14,450 | €16,093 | €1.1m | €1.5m | ▲ 30.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | €129,035 | €123,387 | ▼ 4.4% |
| Trade debts44 | €3,774 | €3,926 | €4,007 | €197 | - | - |
| Suppliers440/4 | €3,774 | €3,926 | €4,007 | €197 | - | - |
| Taxes, remuneration and social security45 | - | €1,353 | €2,913 | €151,439 | €149,878 | ▼ 1.0% |
| Taxes450/3 | - | €1,353 | €2,913 | €151,439 | €149,878 | ▼ 1.0% |
| Other amounts payable47/48 | €259,172 | €9,172 | €9,172 | €865,922 | €1.2m | ▲ 41.4% |
| Accrued charges and deferred income492/3 | - | - | - | €6,191 | €5,814 | ▼ 6.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €211,887 | €197,849 | €19,372 | €400,133 | €45,164 | ▼ 88.7% |
| + Depreciation and write-downs630 | €15,382 | €17,106 | €16,974 | €11,887 | €11,887 | = |
| Operating cash flow (approximation) | €227,270 | €214,955 | €36,346 | €412,020 | €57,052 | ▼ 86.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€3.4m | €0 | ▲ 100% |
| Change in cash | - | -€31,798 | €38,499 | -€21,107 | -€111,823 | ▼ 430% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €19,372 ▼90.2%
Net result drops to €19,372, the lowest in the series; recovery starts the following year.
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 15current ratio 10.01
Current ratio from 0.68 to 10.01; short-term debt falls from €262,946 to €14,450.
31-12
Financial
Equity above €1mEq €1.1m ▲22.8%
5 profitable years in a row build equity to €1.1m.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €402,054 ▲45%
Net result €402,054, the highest in the series.
29-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 1983
Ground area
3,487 m²
Building footprint
1,941 m²
Volume, LiDAR
8,665 m³
Parcel 11001B0015/00K000, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Oudestraat 10, 2630 Aartselaar
since 19832.022.083.675
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11001B0015/00K000 | Flanders | 3,487 m² | 1 · 1,940 m² | 7.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 owner · 1 holdingChain of control
- Volt Invest
- BEDIKA
Highest known parent: Volt Invest. The sources do not say who stands above it.
Owners 1
- Volt Investparent100%
Holdings 1
-
100%
According to the 2025 annual accounts of BEDIKA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 1,173 companies in sector 46499 we hold annual accounts for 743. 455 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded31-03-1983
Fiscal year end31-12
Activities, NACEBEL 2025
46499Wholesale of other household goods
64929Financial service activities, except insurance and pension funding
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0424028471
Registered
27-02-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.